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Business Details
50+ Years
experience
Your Trusted Insurance Partner in Smithfield, VA
Walls Insurance Agency has been a trusted source for insurance solutions since 1953. Our agency was founded by a local entrepreneur who initially provided insurance services from his Millstone Coffee and Country store at the Isle of Wight courthouse. Over the past 69 years, multiple generations of our family have maintained the same commitment to exceptional service. Our team brings 180 years of combined experience in identifying unique client risks and developing tailored insurance strategies. We specialize in building long-term relationships to ensure our clients' coverage evolves with their changing needs. Our independent agency model allows us to offer comprehensive personal and business insurance solutions through 40+ top-rated carriers.

We represent industry leaders like Safeco and Grange while maintaining our focus on personalized service. Our expertise extends beyond standard policies to include specialized coverage for collector cars, wine collections, and umbrella liability. We actively educate clients about emerging risks through interactive resources and detailed risk assessments. Our agency remains dedicated to Virginia and North Carolina communities, licensed to provide state-specific protection. Through decades of service, we've maintained our founding principle: helping clients protect what matters most through customized insurance solutions.
Services
Home Insurance Auto Insurance Business Owners Insurance General Liability Insurance Commercial Umbrella Insurance Condo Insurance Renters Insurance Contractor Insurance Restaurant Insurance Retail Business Insurance
Details
  • Year established: 1953
Highlights and features
  • We offer over 60 years of experience in the insurance industry
  • Our team has 180 years of combined expertise in risk assessment
  • We provide personalized insurance solutions tailored to your needs
  • We represent 40+ top-rated insurance carriers
  • We focus on building long-term client relationships
What people say
Great people, easy to deal with Remarkable job quoting Wonderful to work with Great rates Personalized solutions
Services
Home Insurance
Our home insurance policies protect against property damage, personal liability, and additional living expenses. We offer replacement cost coverage with no cap, ordinance compliance, and optional scheduled valuable possessions. Clients receive specialized guidance for flood, trampoline, and secondary home coverage.
Auto Insurance
We provide comprehensive auto insurance solutions including liability coverage, collision protection, and uninsured motorist options. Our services extend to collector car insurance and business auto policies. Clients benefit from personalized risk assessments and competitive rate comparisons across multiple carriers.
Business Owners Insurance
Our BOP packages combine property, liability, and business interruption coverage tailored to specific industries. We serve contractors, restaurants, and retail businesses with customized risk management solutions. Policies include general liability, commercial umbrella, and specialized industry-specific protections.
Umbrella Insurance
We offer umbrella policies that provide additional liability protection beyond standard auto and homeowners coverage. These policies protect assets against catastrophic claims, covering legal defense costs and judgments up to policy limits. Available as endorsements or standalone policies.
Life Insurance
Our individual life insurance solutions include term and permanent coverage options. We help clients protect their families' financial future through death benefit planning, estate preservation, and income replacement strategies tailored to personal circumstances.
Questions
What types of insurance do you offer?
We provide home, auto, life, and business insurance including specialized coverage for collector cars, wine collections, and commercial umbrella policies.
How can you help with risk assessment?
Our team uses interactive graphics and 180+ years of combined experience to identify potential risks and recommend appropriate coverage solutions tailored to your specific needs.
Do you offer business insurance for specific industries?
Yes, we provide tailored business insurance for contractors, restaurants, retail businesses, and other specialized industries through our 40+ carrier partnerships.
Are you available for in-person consultations?
Our Smithfield, VA office is open Monday-Friday 9-5 for in-person consultations with our licensed insurance professionals.
How do you handle insurance claims?
We guide clients through the claims process and provide direct support through our Service Center for reporting claims and policy reviews.
Reviews (4)
Carla Johnson
Jun 21, 2022 Report
GF Walls is a great local insurance agency. I've been using them for years for my insurance needs. Their agents are excellent at providing quotes and responding to calls and emails.
Pat Brown
May 10, 2022 Report
We are so happy with the service we were given by Wanda, she made sure all of our insurance needs were met and beyond, the transition to change insurance companies was so easy, we had put it off for years and now I'm glad we finally did. Better coverage and better services with a better cost!
Raymond Hutchinson
May 08, 2022 Report
Walls Insurance has been and continues to be a key staple in our community while providing excellent service to all its customers. The staff is extremely helpful and friendly while providing competitive rates and service for any insurance needs from personal to business accounts from its experienced and knowledgeable team. Thank you Walls Insurance for what you do.
Tena Irate U.
Mar 22, 2022 Report
One of Hampton Roads little hidden gems. I can't say enough good things about this place. They have excellent customer service along with the services they offer. My company handles a lot of real estate. We were referred to Wall Insurance and after one transaction/visit.the rest is history. Wall gained another client that day. Go check them out. You won't be disappointed.