Business Details
37 Years
experience
Your Trusted Minnesota Insurance Partner
Founded in 1989, Oakwood Insurance has built a reputation as a trusted independent insurance agency serving businesses, families, and individuals. Our commitment to personalized service, combined with deep expertise in the insurance marketplace and access to a wide range of carriers, distinguishes us from competitors. We specialize in property & liability insurance, automotive insurance, workers' compensation, professional liability, health insurance, life insurance, and personal insurance solutions. Our team prioritizes continuing education to maintain industry knowledge and customer service excellence, ensuring timely resolution of client concerns. As a locally rooted agency in Coon Rapids, Minnesota, we actively support community growth and development.Our approach emphasizes total risk management, including coverage analysis, risk reduction strategies, and asset protection through reputable insurance providers. We represent multiple major insurance companies, leveraging volume-based advantages to deliver competitive rates without compromising coverage quality. Our research and development efforts keep us ahead of evolving insurance regulations, legal decisions, and market trends that impact client needs. With over three decades of experience, we combine integrity-driven practices with innovative solutions to meet the unique insurance requirements of individuals and businesses across Minnesota and beyond.
Services
Personal Insurance
Business Insurance
Life Insurance
Health Insurance
Commercial Auto
Property Insurance
Umbrella Policies
Workers' Compensation
Cyber Liability
Long-Term Care
Details
- Year established: 1989
Highlights and features
- We offer over 35 years of local insurance expertise in Minnesota's north metro area
- Our team provides personalized service with guaranteed call responses within one business day
- We represent multiple major insurance carriers to ensure competitive rate comparisons
- Our risk management approach includes ongoing education and market trend analysis
- We maintain strong relationships with underwriters to negotiate optimal commercial coverage
Services
Personal Insurance
We offer comprehensive personal insurance solutions protecting individuals and families across Minnesota. Our policies cover homes, vehicles, health, and life insurance needs with customizable options. Our agents help clients understand coverage details and select appropriate protection levels based on lifestyle and financial goals.
Business Insurance
Our business insurance services safeguard companies against property damage, liability claims, and operational risks. We provide tailored coverage for commercial property, auto fleets, cyber liability, and professional errors & omissions. Our risk management approach helps businesses maintain continuity during unexpected events.
Life Insurance
We offer term and permanent life insurance policies to protect families and businesses. Our solutions include death benefit planning, cash value accumulation, and estate preservation strategies. Our agents help clients select appropriate coverage amounts to meet long-term financial obligations.
Health Insurance
Our health insurance services cater to individuals, families, and employer groups. We provide options for major medical coverage, dental, vision, and supplemental insurance. Our specialists help clients navigate plan options and maximize benefits while controlling costs.
Risk Management
We offer comprehensive risk assessment and mitigation strategies for businesses. Our services include loss history analysis, safety program development, and insurance program optimization. Our experts help clients identify potential exposures and implement protective measures.
People
Bruce L. Sogn
Founder
Established Oakwood Insurance in 1989 with a commitment to community service and comprehensive insurance solutions. He pioneered the agency's independent agency model to provide diverse product offerings while maintaining local focus and personalized service.
Darlene Sogn
Insurance Agent
Specializes in personal insurance, life products, and retirement planning with over 20 years of experience serving Twin Cities clients. She focuses on creating customized insurance solutions for individuals and small business owners.
Jeremy Sogn
Commercial Insurance Specialist
Provides business insurance solutions for clients in Columbia Heights and Fridley. He combines technical expertise with local market knowledge to develop comprehensive commercial risk management strategies.
Alex Sogn
Insurance Agent
Serves personal and commercial clients in the northwest metro area with a focus on property and casualty insurance. He brings extensive experience in both individual and business insurance planning.
Bob Lilly
Content Manager
Manages educational content creation and client communications. He authors informative insurance articles and updates, including the recent 'When Should You Update Your Commercial Insurance?' guide published in October 2024.
Questions
What types of insurance does Oakwood Insurance offer?
We provide personal insurance (auto, home, life, health), business insurance (property, liability, cyber), workers' compensation, professional liability, and specialty coverages across Minnesota and Wisconsin.
How can I get a personalized insurance quote?
Click 'Request a Quote' on our website or contact our Coon Rapids office directly at 763.754.1824 to speak with an agent who will assess your specific insurance needs.
Do you offer insurance for small businesses?
Yes, we specialize in commercial insurance solutions for small businesses including property coverage, general liability, commercial auto, and management liability policies tailored to specific industries.
What areas do you serve?
We primarily serve Minnesota's Twin Cities metro area including Coon Rapids, Blaine, Maple Grove, and St. Cloud, with select coverage available in Wisconsin and other surrounding regions.
How quickly can I expect service from your agency?
We commit to returning client calls within one business day and provide timely resolution of insurance concerns through our dedicated team of experienced insurance professionals.
Can you help with insurance claims?
While we don't process claims directly, we assist policyholders in understanding their coverage and work with insurance carriers to ensure proper claims handling and resolution.
Reviews (4)
Bob Streitz
Mar 17, 2022
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As a mortgage lender, I love working with first-time homebuyers as education on what they're pursuing is a big part of my job with them. Oakwood also values what homeowners deserve and need to know and understand. Oakwood can provide options to programs and levels of insurance and ensure their goals are met at competitive prices. Thank you Darlene, Bruce and your team! It's easy for me to refer to you! Bob Streitz
Don Kropidlowski
Dec 08, 2021
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Faith Yang has been so amazing to work with! So professional, knowledgeable, patient and fast! Kayla also helped us and she was great! Stefanie who is also amazing, is our main agent, but Faith helped us with businesses insurance and bonding. Five stars for them all!
Victoria Ferguson
Apr 29, 2020
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Bill Gove was my agent for years prior to his illness and now Retirement. Rebecca Darlington took over some of his clients including myself and I could not be more pleased. She has been a true blessing and has been the best insurance agent I have ever had not to mention a really cool person. I have told many people to give Rebecca a call and at least get a quote especially if they are currently with a "captive - one size fits all" agency.
I was a licensed P&C agent at one time in an independent insurance agency so I really appreciate how Oakwood has so much available for client needs and Rebecca really came through and found the best fit for my insurance needs. Thank you for your professional as well as personal care and attention!
I was a licensed P&C agent at one time in an independent insurance agency so I really appreciate how Oakwood has so much available for client needs and Rebecca really came through and found the best fit for my insurance needs. Thank you for your professional as well as personal care and attention!
Gerald Meyer
Jan 09, 2020
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Wendy at Oakwood Insurance Agency always is very prompt in getting back to me on insurance questions. And reminding me about insurance needs, if need be. Great experience.
