Business Details
38 Years
experience
Lobo Insurance - Comprehensive Coverage in Hebron, CT
Founded in 1988 by Thomas W. Lobo, Lobo Insurance has built a legacy of providing tailored insurance solutions to residents and businesses in Connecticut. Our commitment to personalized service and competitive pricing stems from decades of industry experience, beginning with Tom's 15-year tenure at a leading mutual insurance company before establishing this agency. With over 35 years of combined expertise, our family-owned business prides itself on understanding clients' unique needs through direct consultation and matching them with comprehensive coverage from premier carriers. We maintain strong relationships with major insurance providers to ensure our clients receive optimal protection while benefiting from our deep industry knowledge. Our team, including Andrea Lobo Boyle, brings architectural expertise and commercial underwriting experience that enhances our ability to serve complex insurance requirements.We prioritize rapid claims resolution and ongoing policy education, ensuring clients feel confident their assets are properly secured. Our dedication to community service and ethical practices has earned us lasting trust from multiple generations of clients across Connecticut. While serving the local market remains our core focus, our global perspectives gained through international travel and diverse clientele continually inform our evolving service approach. We measure success through client satisfaction and the privilege of serving grandchildren of our original customers. Our office maintains high professional standards through continuous industry education and adherence to best practices in risk management.
Services
Home Insurance
Auto Insurance
Business Insurance
Life Health Insurance
Annuities
Details
- Year established: 1988
Highlights and features
- Over 35 years combined insurance expertise since 1988
- Family-owned agency with multigenerational client relationships
- Personalized policy tailoring from premier carriers
- Rapid claims processing and response times
- Architectural expertise enhances commercial coverage options
Services
Home Insurance
Protect your most valuable asset with customized homeowners insurance coverage. We offer policies that safeguard against property damage, liability claims, and personal belongings protection. Our experienced agents help Connecticut residents find optimal coverage from top-rated carriers while ensuring compliance with local building codes and mortgage requirements.
Business Insurance
Secure comprehensive protection for your Connecticut business operations. Our commercial insurance solutions include property coverage, liability protection, workers' compensation, and specialized policies for business owners. With Andrea Lobo Boyle's underwriting expertise, we create tailored risk management strategies that address specific industry needs and regulatory requirements.
Life Health Insurance
Ensure financial security for your loved ones with personalized life and health insurance solutions. We offer term and whole life policies alongside individual and group health coverage options. Our approach considers clients' long-term financial goals while providing access to quality healthcare services through carefully selected insurance providers.
Auto Insurance
Get competitive auto insurance rates with customized coverage options for Connecticut drivers. Our policies protect against accidents, theft, and liability claims while meeting state minimum requirements. We serve both personal and commercial vehicle needs, offering multi-policy discounts and 24/7 claims support for policyholders.
Annuities
Plan for a secure financial future with annuity solutions designed for Connecticut residents. We offer fixed, variable, and indexed annuity options to help clients achieve retirement income goals while managing market risks. Our agents provide detailed explanations of investment features and benefits to support informed decision-making.
People
Tom Lobo
President
With over 40 years in insurance, Tom founded Lobo Insurance in 1988 after serving at American Mutual Insurance. His global experience and Connecticut roots inform his approach to personalized coverage. He holds a UConn degree and maintains active community involvement through local organizations.
Andrea Lobo Boyle
Vice President
Andrea joined the agency in 1992 after working at The Hartford Insurance Company. She brings architectural expertise and commercial underwriting experience, holding a Master of Architecture degree. Her dual focus on insurance and design enhances commercial policy customization for Connecticut businesses.
Questions
What types of insurance do you offer?
We provide home, auto, business, life/health insurance, and annuities for Connecticut residents and businesses.
How do you tailor insurance policies to individual needs?
Our agents consult directly with clients to understand specific requirements and match them with appropriate coverage from premier carriers.
What areas do you serve?
We primarily serve Connecticut residents and businesses from our Hebron office location.
How quickly do you handle insurance claims?
We prioritize rapid claims processing with dedicated support to resolve matters efficiently for policyholders.
What experience does your team have?
Our team combines over 35 years of insurance expertise, including commercial underwriting and architectural perspectives.
Reviews (1)
David McMahon
Dec 01, 2016
Report
Tom is awesome, he's a great guy and easy to do business with. He will lay out all your options and quotes for insurance and you pick what you want! No pressure and no sales pitch.can't beat that. Saved a few hundred bucks after moving to this area and he did all the work.
