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Your Trusted Partner for Marine Insurance Solutions
Marine Insurance House has been a trusted provider of marine insurance solutions for over 20 years, specializing in both commercial and recreational coverage. Our expertise spans marinas, yacht clubs, boat repair facilities, and commercial marine contractors, with a deep understanding of coastal and inland exposures. We offer a comprehensive range of services, including property insurance, liability coverage, workers compensation, and specialized policies for yacht manufacturers and shipyards. Our team, led by Charles Skinner, an executive vice president with 20 years of industry experience and certifications as a Certified Insurance Counselor and Certified Marine Insurance Professional, prioritizes personalized service.

We pride ourselves on providing tailored solutions through multiple underwriters, 24/7 customer support, and no automated phone systems. Our commitment to excellence ensures clients receive optimal coverage and rapid claims reporting, whether for recreational boating or large-scale commercial operations. With a focus on continuous policy reviews and flexible payment plans, we ensure our clients remain protected as their needs evolve.
Services
Marina Insurance Yacht Insurance Commercial Vessel Insurance Workers Compensation Insurance Boat Builder Insurance Shipyard Insurance Dredging Contractor Insurance Retail Marine Business Insurance Waterfront Development Insurance Yacht Club Insurance
Highlights and features
  • We offer over 20 years of specialized marine insurance expertise.
  • Our team provides personalized service for clients of all sizes.
  • We partner with multiple underwriters to ensure optimal coverage.
  • 24/7 customer service with no automated phone systems.
  • Flexible payment plans and scheduled policy reviews.
Associations and certifications
  • Certified Insurance Counselor
  • Certified Marine Insurance Professional
Services
Marina Insurance
Marina Insurance protects marina operations against property damage, liability claims, and environmental risks. Designed for coastal and inland facilities, it covers docks, storage areas, and customer vessels. Our policies ensure compliance with industry standards while safeguarding against fire, storms, and third-party incidents.
Yacht Insurance
Yacht Insurance provides comprehensive coverage for luxury and recreational vessels, including hull damage, liability, and medical payments. Tailored for private owners, it addresses risks from collisions, theft, and natural disasters. We offer flexible terms to match the unique needs of high-value yacht owners.
Commercial Vessel Insurance
Commercial Vessel Insurance safeguards cargo ships, tugboats, and workboats against operational risks. Coverage includes hull damage, pollution liability, and crew injuries. Designed for businesses reliant on maritime transport, it ensures financial protection during accidents, delays, or regulatory challenges.
Workers Compensation Insurance
Workers Compensation Insurance covers medical expenses and lost wages for employees injured on the job. Mandatory for marine contractors and shipyards, it addresses risks from heavy machinery, hazardous environments, and vessel operations. We ensure compliance with state and federal regulations.
Boat Builder Insurance
Boat Builder Insurance protects manufacturers and repair yards from risks during construction or maintenance. Coverage includes property damage, equipment breakdowns, and liability for defective products. Our policies support businesses crafting or servicing vessels, ensuring continuity during claims.
People
Charles Skinner
Executive Vice President
Charles Skinner leads the marine insurance division with 20 years of industry experience. Certified as both an Insurance Counselor and Marine Insurance Professional, he specializes in crafting tailored policies for commercial and recreational clients. His expertise ensures comprehensive risk management solutions.
Questions
What types of marine insurance do you offer?
We provide coverage for marinas, yachts, commercial vessels, boat builders, shipyards, and waterfront developments, along with workers compensation and liability insurance.
Do you offer 24/7 customer service?
Yes, our team is available 24/7 to assist with claims, policy adjustments, or emergency coverage needs without automated phone systems.
How do you handle claims reporting?
We prioritize rapid claims reporting to carriers, ensuring timely resolution for incidents involving property damage, liability, or operational disruptions.
Are payment plans available?
Yes, we offer multiple payment plans to accommodate business and individual budgets while maintaining continuous coverage.
What accreditations do your staff hold?
Our team includes Certified Insurance Counselors and Certified Marine Insurance Professionals with expertise in specialized maritime risks.