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Our agents offer products to individuals and groups (a group can be as few as 2 employees). We have the following individual and group capabilities; health, dental, life, EAP's, accident only, total disability, cancer, critical illness, long-term care, International Medical, and Medicare supplements, High Limit Disability, Specialty Occupation Disability, Substandard Disability, Buy-sell and Disability buy-outs, Legal Shield and Identity Theft. In addition, we offer disability and life products to professional athletes, celebrities, and specialty entrepreneurs.
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Company History
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Andrea and David Block met at a New York Life Executive Council Meeting in Norfolk, VA in August of 1984 and married the following year. In 1992, they purchased Insurance Specialties, Inc. (ISI) -- a Pennsylvania corporation, and transformed the agency from a brokerage agency that specialized predominantly in life insurance into a specialty health agency.
Carriers
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We are very proud of the insurance companies we select for our our agents. Although we represent well over 50 companies, what follows is a representation of the types of carriers we use for group and/or individual plans. For more information, or if you do not see a company that you are looking for, please contact us.
Services for Agents & Agencies
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Becoming disabled through an injury or sickness can mean a significant loss of income. It is not unusual for a long-term disability to bring ruin to even the best of families. We represent a number of excellent, high quality companies that will cover police or firefiighter, roofers or contractors, physicians or educators, lawyers or civil servants.
Services for Individuals & Business Owners
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Simply put, health insurance is protection against medical costs. A health insurance policy is a contract between an insurer and an individual or group, in which the insurer agrees to provide specified health insurance an agreed-upon price (the premium). Depending on your policy, your premium may be payable either in a lump sum or in installments.
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