Business Details
50+ Years
experience
Your Trusted Insurance Partner in Breckenridge, MI
Breckenridge Insurance has been serving Mid-Michigan communities since 1902, establishing itself as a trusted independent insurance provider. Our agency maintains partnerships with over 20 insurance carriers, enabling us to offer personalized coverage solutions tailored to individual client needs across Michigan, Indiana, and Ohio. With a century-long commitment to excellence, we specialize in personal lines, commercial insurance, crop protection, and life insurance products while maintaining local ownership and community involvement.Our team of experienced professionals combines deep agricultural knowledge with modern insurance practices to deliver comprehensive risk management strategies. Through continuous adaptation to industry advancements, we maintain our founding principles of integrity, personalized service, and community stewardship while providing 24/7 accessibility through digital platforms and mobile services.
Services
Home Insurance
Auto Insurance
Business Insurance
Farm Insurance
Crop Insurance
Life Insurance
RV Insurance
Motorcycle Insurance
Event Insurance
Details
- Year established: 1902
Highlights and features
- We offer coverage through 20+ insurance carriers for optimal policy customization
- Our agency has maintained continuous local ownership since 1902
- Specialized expertise in agricultural insurance with dedicated crop agents
- 24/7 service accessibility through digital platforms and mobile communication
- Multi-generational experience in personal, commercial, and farm insurance sectors
Services
Crop Insurance
Our federal crop insurance programs protect agricultural operations against losses from natural disasters and market fluctuations. Specialized agents provide tailored risk management solutions for row crops, specialty crops, and livestock operations. With experienced professionals like Brett Anderson and Melissa Johnson, we offer expert guidance through the USDA-approved Federal Crop Insurance Corporation programs while maintaining local knowledge of Michigan's agricultural landscape.
Farm Insurance
Comprehensive farm insurance packages protect agricultural properties and operations. Coverage includes farm structures, equipment, livestock, and liability protection with specialized options like farm pollution coverage and equipment breakdown protection. Our team combines deep rural community understanding with technical expertise to create customized insurance solutions that safeguard farming livelihoods against industry-specific risks.
Home Insurance
Personalized homeowners and renters insurance policies protect residential properties and belongings. Coverage options include structural protection, personal property coverage, liability protection, and supplemental policies for flood, valuable articles, and umbrella liability. Our independent agency offers multiple carrier options to create customized coverage plans that meet individual homeowners' specific needs and budget requirements.
Life Insurance
We offer complete life insurance solutions including term, whole, and universal life policies. Our licensed agents help clients establish financial protection strategies for loved ones through customizable policies that address both immediate and long-term needs. The agency provides flexible options that accommodate various life stages and financial planning objectives while ensuring policyholders understand their coverage details.
Business Insurance
Tailored commercial insurance packages protect Michigan businesses from operational risks. Coverage includes general liability, errors and omissions, business owners policies, and specialized event insurance. Our experienced commercial lines agents create comprehensive protection plans addressing property damage, liability exposure, and business continuity needs while offering industry-specific solutions for diverse business operations.
People
Jed Eisenberger
President of Insurance Services
Licensed property and casualty agent specializing in farm and commercial insurance with agricultural roots in Isabella County. Holds associates degree from Delta College and joined BIA in 2013 after crop adjuster experience.
Jessica Godley
President of Agricultural Services
Licensed crop insurance agent with Michigan State University agricultural business background. Joined BIA in 2011 after agricultural finance experience, providing risk management solutions for Michigan farms.
Robert Fleming Jr
Agent
25+ years insurance experience with licenses in personal/commercial lines, life, and crop insurance. Active community member serving on local planning commission and village council.
Roy Shankel
Agent
Vietnam veteran and former NAIFA Michigan regional vice-president. Purchased agency in 1993 after military service and insurance career spanning decades while maintaining local community leadership roles.
Jason Whiting
Agent
Breckenridge native with 20+ years insurance experience. Former Auto Owners Insurance underwriter and claims adjuster. Provides personal and commercial lines expertise while coaching local high school sports.
Questions
What types of insurance do you offer?
We provide home, auto, farm, crop, life, business, and specialty insurance including RV, motorcycle, and event coverage across Michigan, Indiana, and Ohio.
How do you help find the best coverage?
As an independent agency with 20+ carrier partnerships, we compare multiple options to create personalized insurance solutions matching your specific needs and budget.
Do you serve areas outside Michigan?
While based in Breckenridge, we provide insurance services across Michigan, Indiana, and Ohio with local knowledge and statewide licensing.
Are you available outside regular business hours?
Yes, our BIA 24/7 service provides mobile and digital access to insurance solutions at any time through our website and mobile platforms.
How do I file an insurance claim?
Contact our office during business hours or use our online portal for immediate claim submission assistance available 24/7 through our digital platforms.
Reviews (1)
Mara Stewart
May 03, 2020
Report
Jessica Blewett is our agent and she's been great. Not only did she provide us with the coverage we needed but was there when we needed assistance. We hit a deer which totaled our car. Both Jessica and Sam (in the office) were supportive and ready to give us the information we needed to take us through the process. When we were ready to purchase a new vehicle, Jessica and Sam were on the ball with quotes. Sam was ready to rock and roll once we picked a vehicle and were ready to purchase. Super smooth process. You rock, ladies! Thank you!
