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Your Trusted Insurance Partner in Fremont, MI
Founded in 1873, White & Associates Insurance Agency has served Michigan communities for over 150 years. Our agency has grown to three offices while maintaining a commitment to exceptional client service, comprehensive coverage, and competitive pricing. As an independent agency, we partner with top-rated carriers to offer personalized insurance solutions for individuals, businesses, and employees. Our local expertise ensures we understand regional risks, providing tailored protection for homes, vehicles, commercial properties, and valuable assets.

With over 7,000 satisfied policyholders, we prioritize transparency, unbiased guidance, and 24/7 support during claims. Our services include home, auto, life, health, business owners, cyber liability, and employee benefits insurance. We specialize in risk management solutions for unique needs like collector cars, wine collections, and secondary homes. Our team of licensed experts delivers personalized service, ensuring clients receive optimal coverage for their specific circumstances.
Services
Home Insurance Auto Insurance Business Owners Insurance Cyber Liability Insurance Group Health Insurance Life Insurance Commercial Property Insurance Flood Insurance Umbrella Coverage Collector Car Insurance
Highlights and features
  • We have over 150 years of experience serving Michigan communities
  • Our independent agency offers multiple top-rated carrier options
  • We provide personalized service with local market expertise
  • Our team offers unbiased guidance and transparent pricing
  • We specialize in unique coverage solutions for valuable assets
What people say
Prompt service Super professional Great agent Knowledgeable staff Hassle-free experience
Services
Home Insurance
Our home insurance policies protect against fire, water damage, and personal liability risks. We offer replacement cost coverage, flood insurance, and specialized protection for valuable possessions. Policies include additional living expense coverage during home repairs after covered losses.
Business Insurance
We provide business owners insurance, cyber liability protection, and commercial property coverage. Our solutions address general liability, equipment breakdowns, and industry-specific risks for manufacturers, restaurants, and contractors across Michigan.
Auto Insurance
Our auto insurance includes standard coverage and specialized options for collector cars. We offer competitive rates for personal vehicles and business auto policies with flexible deductible options and comprehensive protection.
Employee Benefits
We design group health, dental, and vision plans for Michigan businesses. Our solutions include disability coverage and voluntary benefits, helping employers attract talent while managing costs through competitive carrier partnerships.
Risk Management
Our agency offers personalized risk assessments and mitigation strategies. We help clients understand exposures like water damage, cyber threats, and liability risks, providing tailored coverage solutions to protect assets.
Questions
What types of insurance do you offer?
We offer home, auto, life, health, business owners, cyber liability, employee benefits, and specialized coverage for unique assets like collector cars and wine collections.
Are you a local insurance agency?
Yes, we're based in Fremont, MI, with three Michigan locations. Our local expertise helps us understand regional risks and provide tailored insurance solutions.
How do I file an insurance claim?
Visit our Service Center online or contact us directly at 231-924-3100 to report claims. Our team guides you through the process and coordinates with carriers for timely resolution.
Do you offer business insurance for small businesses?
Yes, we provide business owners insurance, general liability coverage, and cyber liability protection tailored to Michigan small businesses across various industries.
Can I get insurance for unique assets?
Yes, we offer specialized coverage for collector cars, wine collections, secondary homes, and other unique assets requiring additional protection beyond standard policies.
How do you help with insurance comparisons?
As an independent agency, we represent multiple top-rated carriers. We compare options to find coverage that balances protection needs with budget considerations.