Business Details
49 Years
experience
Your Trusted Partner for Comprehensive Insurance Solutions
Whitworth Horn Goetten Insurance has been delivering trusted insurance solutions since 1977, building on a legacy of over 50 years of combined experience in the industry. Our team of four seasoned agents and five licensed customer service representatives specializes in tailoring coverage from top-rated carriers like Grinnell Mutual and Cincinnati Insurance Company. We prioritize personalized service, offering risk management strategies that align with individual and business needs while maintaining deep roots in the Jerseyville and Carrollton communities. Our commitment to transparency, reliability, and client education ensures informed decision-making for asset protection. 
Services
Personal Insurance
Commercial Insurance
Crop Insurance
Health Insurance
Life Insurance
Auto Insurance
Home Insurance
Farm Insurance
Disability Insurance
Long-term Care Insurance
Details
- Year established: 1977
Highlights and features
- We offer over 50 years of combined experience in tailored insurance solutions.
- Our team of 4 experienced agents provides personalized service and local expertise.
- Affiliated with top-rated carriers for reliable and competitive coverage options.
- Specialized insurance packages for unique needs like vacant property and farm coverage.
- Two convenient Illinois locations with a deep understanding of regional markets.
Services
Personal Insurance
Whitworth Horn & Goetten offers tailored personal insurance for homes, vehicles, and belongings. Coverage includes auto, motorcycle, home, and rental dwelling policies designed to protect against accidents, property damage, and liability. Our agents help clients secure affordable, comprehensive protection for everyday risks.
Commercial Insurance
Customizable commercial insurance safeguards businesses against property damage, liability, and operational risks. Policies cover general liability, workers' compensation, business auto, and specialized sectors like tree trimming and bars. We provide tailored packages for contractors, garages, and main street businesses.
Crop Insurance
Multi-peril and hail insurance protects farmers against yield losses from weather, disease, and natural disasters. Policies cover crops, farm equipment, and income disruptions. We offer federal crop insurance through RCIS and Heartland Crop Insurance with support for replanting and revenue protection.
Health Insurance
We provide individual and group health insurance plans with options for dental, vision, and short-term coverage. Our agents assist with marketplace enrollment, tax credits, and in-network provider selection to ensure accessible, affordable healthcare solutions for families and businesses.
Life Insurance
Term and permanent life insurance policies protect loved ones with income replacement, education funding, and final expense coverage. We offer policies from Cincinnati Life and Auto-Owners Life Insurance, including whole life, universal life, and return-of-premium options for long-term financial security.
People
Jim Challans
Agent
Jim has served WHG since 2000, specializing in commercial accounts, home, auto, and farm insurance. He graduated from SIUE in 2003 and focuses on finding niche market solutions for complex business needs.
Julie Rhoads
Agent
Julie joined WHG in 1999 and helped establish the Carrollton branch. She specializes in health and crop insurance while managing all insurance lines, including life, home, and commercial policies for local clients.
Bert Challans
Agent
A military veteran, Bert has worked at WHG since 2008. He focuses on personal and commercial lines, including home, auto, and farm insurance, bringing expertise from his service experience to client risk management.
Jessica Dean
Agent
A Jerseyville native, Jessica has been with WHG since 2001. She specializes in home, auto, life, and health insurance, serving both individual and group clients while maintaining strong community ties.
Jenny Pinkerton
Personal Line CSR
Jenny has worked at WHG since 1999, focusing on personal insurance policies. A lifelong Greene County resident, she balances client service with family time and community engagement in Carrollton.
Questions
What types of insurance do you offer?
We provide personal, commercial, crop, health, life, auto, home, farm, disability, and long-term care insurance tailored to individual and business needs.
How can I get a personalized insurance quote?
Contact us via phone or our website to speak with an agent who will assess your needs and provide a free, customized quote for your coverage options.
Do you serve areas outside Jerseyville and Carrollton?
Yes, we serve communities including Carlinville, Roodhouse, Brighton, Grafton, White Hall, Jacksonville, Greenfield, Dow, and Eldred in Illinois.
Are your insurance agents licensed and experienced?
Our team includes 4 professional agents with decades of combined experience and 5 licensed customer service representatives dedicated to expert policy management.
Can you help with specialized insurance needs?
Yes, we offer niche coverage for vacant properties, antique vehicles, contractors, tree trimmers, and agricultural operations through specialized carriers and tailored policies.
