Business Details
35 Years
experience
Trusted Insurance Partner for Specialty Coverage
Founded in 1991, Stuckey & Company & Company has emerged as a leading specialty insurance provider with a focus on hard-to-place coverage programs. With a network of 9,732 independent agencies and 16,000 agents, we serve commercial, personal, and professional lines through partnerships with A+XV rated carriers. Our expertise spans technology liability, marine insurance, green energy, and niche professional liability programs. We combine 30 years of industry experience with a proprietary technology platform that streamlines underwriting, rating, and policy integration for agents.Our national wholesale access to 61 carriers enables tailored solutions without volume commitments. Through strategic growth initiatives and a co-branded lead generation system, we empower agencies to optimize their book of business while maintaining a 151% service commitment to handle operational complexities. Our team of underwriters brings specialized knowledge across 300+ hazard classes, ensuring comprehensive risk management for unique exposures.
Services
Technology Liability Insurance
Marine Business Insurance
Green Energy Insurance
Professional Liability Coverage
Commercial Property Insurance
Personal Lines Insurance
Cyber Liability Protection
Workers Compensation
Surplus Lines Coverage
Mobile Device Insurance
Details
- Year established: 1991
Highlights and features
- 30 years of expertise in specialty insurance programs
- Access to 61 national A-rated insurance carriers
- Proprietary technology integration tools for efficiency
- Strategic growth support for book optimization
- 24/7 personalized agent support and training
Associations and certifications
- A+XV Rated Insurance Carriers
Services
Technology Liability Insurance
SafetyTek provides comprehensive technology professional liability coverage with broad cyber liability protections. Our policies include network security, electronic media liability, and first-dollar defense without exclusions for virus liability or unauthorized access. Designed for software developers, IT consultants, and technology service providers with revenues up to $50M, we offer limits up to $5M and in-house underwriting authority for 95% of submissions. Coverage extends to management consulting services and telecommunications operations.
Marine Business Insurance
HarborGuard offers specialized insurance for marinas, boat dealers, and repair operations. Our program includes commercial general liability, marina operators legal liability, and watercraft liability coverage. Property protection extends to floating structures and docks with special provisions for ice/snow collapse. With capacity up to $50M in insured values, we provide tailored solutions for boat storage facilities, repair shops, and marine equipment suppliers across 48 states.
Professional Liability Coverage
Miscellaneous Professional Liability (MPL) coverage protects over 300 occupations including dog groomers, financial consultants, and court reporters. Our admitted and surplus lines policies offer scalable limits from $100,000 to $5,000,000 with prior acts coverage available. The program features worldwide territory, media liability extensions, and broad 'insured' definitions covering independent contractors. Specialized forms address accountants, real estate professionals, and legal support services.
Green Energy Insurance
Element provides comprehensive coverage for renewable energy operations including solar, wind, and geothermal businesses. Our program addresses the complete value chain from R&D to power generation with capacity up to $1.5M in revenues. Coverage includes equipment breakdown, green soft costs, and professional liability for energy engineers. We offer property solutions for solar installations, wind turbines, and biomass facilities with replacement cost valuation options.
Commercial Lines Insurance
Our commercial lines program serves small to mid-sized businesses with general liability, property, and auto coverage. With in-house underwriting for revenues up to $1.5M, we offer flexible deductibles and high limit options up to $1M/$3M. The package includes inland marine, umbrella coverage, and specialized endorsements for contractors, restaurants, and professional services with nationwide availability excluding Alaska and Hawaii.
People
Maggie Hammett
Underwriter
Specializing in technology insurance and professional liability programs with 15+ years of underwriting experience. Maggie leads innovation in cyber liability coverage forms and manages the SafetyTek and MPL programs.
Kerry Stuckey
Underwriter
Commercial lines expert with 20+ years in specialty insurance. Oversees the development of customized liability solutions for contractors, manufacturers, and service businesses across 48 states.
Stacy Stafford
Underwriter
Personal lines specialist managing home, auto, and high-value insurance programs. Implements innovative rating tools and leads the TurboRater integration initiative for agent efficiency.
Dwight Stuckey
Underwriter
Founder of the SEEdS educational technology insurance program and developer of the Element green energy coverage. Brings technical expertise to device insurance and renewable energy risk management.
Jerry Lovin
Underwriter
Marine and professional liability specialist with 25 years of experience. Manages the HarborGuard marina program and Aspire A&E errors & omissions coverage for architects and engineers.
Questions
What types of insurance programs does Stuckey & Company & Company & Company specialize in?
We specialize in technology liability (SafetyTek), marine insurance (HarborGuard), green energy coverage (Element), professional liability (MPL), and commercial/personal lines insurance with access to 61 national carriers.
How can independent agents access your insurance products?
Agents gain access through our turnkey platform with no joining fees. We provide real-time rating tools, data API integration, and underwriting support for seamless policy implementation.
Do you offer cyber liability coverage for technology businesses?
Yes, our SafetyTek program includes comprehensive cyber liability protection covering network security breaches, electronic media liability, and first-dollar defense without virus liability exclusions.
What risk management tools are available to policyholders?
We provide loss control resources, safety training webinars, and claims scenario analysis. Our underwriters offer consultation on risk mitigation strategies specific to each industry segment.
How does your wholesale broker model benefit insurance agencies?
Our single-point access to 61 carriers eliminates multiple vendor management. We handle policy issuance, billing, and reporting while providing agents with competitive pricing and underwriting flexibility.
What sets your company apart from other insurance providers?
We combine 30+ years of specialty insurance expertise with proprietary technology integration. Our unique MGA model offers personalized support while maintaining the scale of national carrier partnerships.
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Reviews (2)
Lisa Marie Michaelis
Jan 12, 2022
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My friend worked here that passed away from covid. I've never seen a more family oriented company. The compassion and empathy this company has shown my family during this difficult time was outstanding. Both during her illness, her funeral and after they never forgot her children or me actually. I'll be forever grateful for all of them. You couldn't find a better place to work. I imagine their business ethics are as outstanding. God bless all of them. I can't sat enough good things about this company. They are absolutely amazing.
David Smith
May 06, 2021
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I opened new account through Esurance. Stuckey was the agent representing Nationwide. Agent received notification I need to fix a couple things within 30 days on April 9th. Didn't bother to email but I got a letter mailed April26th on May 1st saying my policy would be canceled in 9 days which wasn't enough time and after numerous calls and none returned I gave up.
