Business Details
46 Years
experience
Your Trusted Insurance Partner in Lansing, MI
Capital Insurance has been serving the insurance needs of individuals and businesses since 1980. Originally established in Lansing, Michigan, our agency has grown through consistent referrals from satisfied clients, allowing us to expand our offerings to include comprehensive personal and commercial insurance solutions. As an independent agent, we prioritize client needs by providing tailored coverage options from multiple providers, ensuring competitive pricing and personalized service. Our commitment to customer satisfaction is demonstrated through ongoing policy reviews, transparent operations, and a team of licensed professionals dedicated to meeting evolving insurance requirements.We maintain strong community ties while adhering to core values of integrity, service, respect, education, and excellence. Our vision focuses on setting industry standards through innovation and financial strength, supported by a mission to deliver quality products that provide financial protection and peace of mind. With decades of experience in the insurance industry, we combine local expertise with nationwide resources to serve Mid-Michigan and beyond.
Services
Auto Insurance
Homeowners Insurance
Business Insurance
Cyber Liability
Personal Umbrella
Commercial Umbrella
Flood Insurance
Motorcycle Insurance
Surety Bonds
Health Insurance
Details
- Year established: 1980
Highlights and features
- We have over 40 years of experience serving Michigan clients.
- Our independent agency model offers unbiased coverage recommendations.
- We provide personalized service with no automated phone systems.
- We offer comprehensive insurance solutions for individuals and businesses.
- Our team maintains strong community and industry connections.
What people say
Outstanding service
Best service possible
Invaluable resource
Treated with respect
Second generation client
Services
Auto Insurance
We provide comprehensive auto insurance solutions for personal and commercial vehicles. Our policies include liability coverage, collision protection, and uninsured motorist options. With access to multiple carriers, we help clients find competitive rates while ensuring adequate protection for drivers in Michigan's unique climate and traffic conditions.
Business Insurance
Our commercial insurance packages protect businesses against property damage, liability claims, and operational disruptions. Offerings include general liability, workers compensation, cyber liability, and business property coverage. We tailor policies to meet specific industry needs while helping clients navigate Michigan's regulatory requirements for business operations.
Homeowners Insurance
We offer homeowners insurance policies covering structural damage, personal property loss, and liability protection. Our solutions include specialized coverage for flood risks and unique property features. As local experts, we understand Michigan's seasonal weather patterns and help homeowners secure appropriate protection for their investments.
Surety Bonds
Our surety bond services include mortgage bonds, notary bonds, and commercial surety solutions. We assist businesses and professionals in meeting state licensing requirements through reliable bonding options. Our team provides guidance on bond selection and maintains relationships with major surety providers to secure competitive terms.
Cyber Liability
We provide cyber liability coverage to protect businesses from data breaches and digital threats. Our policies address legal expenses, notification costs, and business interruption losses. We offer risk management resources to help Michigan businesses implement security measures that reduce cyber vulnerabilities in today's connected environment.
Questions
What types of insurance does Capital Insurance Services offer?
We provide auto, home, business, health, life, and surety bond insurance. Our commercial offerings include general liability, workers compensation, cyber liability, and specialized business coverage options.
Why choose an independent insurance agency?
As independent agents, we're not tied to any single insurance company. This allows us to objectively compare multiple carriers to find the best coverage options and competitive rates that match your specific needs.
How do I file an insurance claim?
You can file a claim through our website or by contacting our office directly. Our team provides personalized support throughout the claims process to ensure timely resolution of property damage, liability, or other covered incidents.
Do you offer insurance for Michigan residents only?
While we're based in Lansing, we serve clients throughout Michigan. Our local expertise combined with relationships with national carriers allows us to provide appropriate coverage solutions for different regions of the state.
How can I get a personalized insurance quote?
Visit our website to download quote forms or contact our office directly. Our agents will review your specific needs and provide customized insurance recommendations with multiple coverage options to consider.
What are your office hours?
Our office is open Monday through Friday from 8:30 AM to 5:00 PM. We offer appointments on weekends by arrangement. You can reach us by phone, email, or in-person visits during regular business hours.
Reviews (1)
Sara Lynne Thelen
Sep 30, 2020
Report
I just moved out of Michigan after having three years of liability and auto coverage through Capital Insurance Services. No matter how absentminded I got with my policy renewal dates or documentation, the representatives here (I worked with Pat N. and Karen P.) remained patient and conscientious in helping me stay up-to-date on my plans. They are consistent, prompt and reliable; I was always satisfied with the quotes they found for me; and I would recommend highly the insurance companies they referred me to. As an independent contractor who hates paperwork more than the average person who claims to hate paperwork, it really made my life easier to work with them.
