Business Details
50+ Years
experience
Your Trusted Partner for School Risk Management
As a nonprofit organization serving Michigan public schools since 1971, we have dedicated ourselves to providing comprehensive insurance and employee benefit solutions tailored to the unique needs of educational institutions. Our history began with the creation of School Employers Trust (SET) to address shifting school funding dynamics, evolving over decades to encompass workers' compensation, property/casualty insurance, and innovative benefit programs. Our team combines deep institutional knowledge with forward-thinking approaches to ensure school districts receive reliable coverage and exceptional service. We maintain our industry leadership by continuously adapting to emerging challenges while upholding a commitment to affordability, transparency, and member satisfaction.Our collaborative partnership model, established through the integration of School Employers Group (SEG), enables us to deliver specialized risk management expertise that protects both institutions and their employees. Through decades of service, we have cultivated trusted relationships with Michigan's school communities by prioritizing their specific requirements above commercial interests. Our ongoing development of customized solutions demonstrates our unwavering dedication to supporting educational excellence through comprehensive risk protection and benefits administration.
Services
Workers' Compensation
Property Insurance
Casualty Insurance
Employee Benefits
Healthcare Plans
Delta Dental
FSA Administration
HSA Services
Details
- Year established: 1971
Highlights and features
- We offer 50+ years of specialized experience in school insurance solutions
- Our team provides customized coverage specifically designed for educational institutions
- We maintain exclusive focus on Michigan public school needs
- Our nonprofit status ensures member-driven service over profit motives
- We combine proven expertise with innovative risk management approaches
Services
Workers' Compensation
We provide comprehensive workers' compensation solutions specifically designed for Michigan public schools. Our program ensures proper medical care and wage replacement for injured employees while protecting school districts from liability. With dedicated claims specialists and risk management resources, we help educational institutions maintain compliance with state regulations and minimize workplace injury impacts through proactive safety programs.
Property Insurance
Our property insurance protects school buildings, equipment, and assets against damage from fire, weather, and other covered perils. Tailored specifically for educational institutions, this coverage includes repair/replacement costs and business interruption protection. We offer customized policies addressing unique school property needs while maintaining competitive pricing through our nonprofit structure.
Casualty Insurance
We offer casualty insurance solutions covering third-party injuries and property damage occurring on school premises. This includes accidents during school events, transportation incidents, and facility-related claims. Our program provides legal defense costs and settlement coverage while partnering with schools to implement risk reduction strategies that prevent incidents before they occur.
Employee Benefits
We administer comprehensive employee benefit solutions for Michigan public schools, including health plans, retirement options, and voluntary benefits. Our programs help school districts attract qualified staff while maintaining cost control. We provide Delta Dental coverage, flexible spending accounts (FSAs), health savings accounts (HSAs), and other benefits tailored to school employees' needs.
Healthcare Plans
Our healthcare solutions include various coverage options designed for school employees and their families. Through partnerships with quality providers, we offer affordable insurance plans with flexible deductibles and co-pay structures. We also provide access to health savings accounts and other tools that help school staff manage medical expenses while maintaining financial sustainability for institutions.
Questions
What services does SET SEG offer Michigan schools?
We provide workers' compensation, property/casualty insurance, employee benefits, and healthcare solutions specifically designed for Michigan public schools.
How long has SET SEG served Michigan schools?
We've specialized in school insurance and benefits since 1971, continuously evolving to meet changing educational institution needs.
What makes SET SEG different from other providers?
As a nonprofit, we focus exclusively on Michigan public schools with customized solutions instead of standard commercial offerings.
How do I file a claim with SET SEG?
Claim filing options are available through our website or by contacting our dedicated claims specialists directly.
What locations does SET SEG serve?
We serve all public school districts across the state of Michigan through our East Lansing headquarters.