Business Details
28 Years
experience
Your Trusted Insurance Partner in Oswego, IL
Since 1998, Holten Financial Group has provided businesses, individuals, and families with personalized insurance solutions and exceptional client care. Our team specializes in comparing multiple insurance carriers to analyze benefits and costs, ensuring clients receive optimal coverage without unnecessary expenses. We prioritize HIPAA-compliant practices and offer additional services at no extra cost, maintaining a commitment to quality and transparency. Our expertise spans Medicare plans, employer-sponsored group health coverage, individual and family insurance, life insurance, and long-term care solutions.With representation from 7 organizations offering 62 products, we deliver tailored options while adhering to strict data security standards through HITRUST CSF certification. Our focus remains on empowering clients with informed decisions through educational resources, including webinars, downloadable guides, and one-on-one consultations. We serve Oswego, IL, and surrounding areas, emphasizing manageable costs, financial security, and accessible care for all clients.
Services
Medicare Insurance
Employer-Sponsored Plans
Individual & Family Coverage
Life Insurance
Long-Term Care Insurance
Details
- Year established: 1998
Highlights and features
- We offer 25+ years of experience in insurance and Medicare solutions.
- Our team provides personalized service by comparing multiple carriers.
- We deliver transparent pricing with no hidden fees or extra costs.
- Our agency maintains HIPAA-compliant practices for data security.
- We represent 7 organizations offering 62 insurance products locally.
Associations and certifications
- HITRUST CSF Certified
Services
Medicare Insurance
Holten Financial Group offers comprehensive Medicare solutions, including Medicare Supplement (Medigap), Part D prescription drug plans, and Medicare Advantage (Part C) options. Our team helps clients compare standardized plans, understand coverage benefits, and select options aligned with their healthcare needs and budget. We provide educational resources to clarify differences between plan types.
Employer-Sponsored Plans
We specialize in employer-sponsored group health and ancillary coverage for small businesses. Our services include plan comparisons, cost analysis, and guidance on eligibility requirements. We help businesses secure manageable-cost solutions that enhance employee recruitment and retention while ensuring compliance with federal regulations.
Individual & Family Coverage
Holten Financial Group assists individuals and families in obtaining health insurance through partnerships with carriers like BCBSIL and HealthSherpa. We provide support during open enrollment or special election periods, offering quotes, application assistance, and guidance on marketplace options to ensure accessible, affordable coverage.
Life Insurance
We offer term and permanent life insurance solutions tailored to clients' financial goals. Our services include needs assessments, policy comparisons, and explanations of hybrid options combining life insurance with long-term care benefits to provide lifelong protection and cash value accumulation.
Long-Term Care Insurance
Our long-term care insurance options include traditional standalone policies, hybrid linked-benefit plans, and life insurance riders. We educate clients on coverage for home or facility-based care, ensuring they understand policy features, benefit triggers, and integration with existing insurance portfolios.
Questions
What insurance products does Holten Financial Group offer?
We offer Medicare plans, employer-sponsored group health coverage, individual/family insurance, life insurance, and long-term care insurance solutions.
Do you serve areas outside Oswego, IL?
While based in Oswego, IL, we serve clients across the region, providing tailored insurance options for local needs.
How do you help clients compare insurance plans?
We analyze benefits, costs, and coverage options across multiple carriers to recommend personalized, cost-effective solutions.
Are your services HIPAA compliant?
Yes, we maintain strict data security standards through HITRUST CSF certification for client information protection.
Can small businesses get group health coverage through you?
Yes, we specialize in group health solutions for small employers with 1-50 employees, ensuring compliance and affordability.
Do you provide educational resources about Medicare?
Yes, we offer webinars, downloadable guides, and one-on-one consultations to help clients understand Medicare options.
Videos
Reviews (5)
Steven Kilberg
Apr 24, 2022
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Nicole helped me sort through the various Medicare plans and options as I approached my enrollment into Medicare. Nicole spent all the time necessary to do a complete review of the plans and options that were best for me. She was always available at the agreed appointment times and followed through with providing any information she said she would later provide. After we finished a comprehensive comparison between several plans that were good choices for me, I could confidently choose which plan offered the best coverage and cost for my health care needs. Considering all the other offers that I received in the mail to help me choose the right Medicare plan, I 'm convinced I couldn't have made a better choice than the Holten Insurance Agency. Thank you Nicole!
Jim Poss
Apr 04, 2022
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Nicole Wall has been a total joy to work with on our medical insurance needs. She is very responsive, closes the loop on all communications, is very detailed and listens well. Jim and Eileen
Mark Dobbertin
Mar 15, 2022
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If you are looking for Medicare options, I highly recommend Holten Insurance. Nicole guided me through the process with a friendly and professional manner that made the experience easier to understand when making my choice for a Medicare Supplement Plan and a Part D Prescription Plan. Thank You.
Edgar Borda
Dec 12, 2021
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We have used Holten Financial & Insurance Agency for the last 2 years now. Our insurance broker, Ms. Luci helped us with all of our Medicare and Supplemental insurances. For this year, we were happy that she was able to get us a better deal with our prescription drug plans. Ms. Luci is very knowledgeable on all of these insurances and she answered all of our questions in a timely manner. We would recommend Holten Financial & Insurance Agency to any of our family, neighbors & friends. Edgar & Teresita B.
Joanne Born
Dec 07, 2021
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I have used Holten for two years now and worked with Nicole. She is extremely knowledgeable about the industry and helped me navigate through all the ins and outs of supplemental insurance. I find her to be very professional and extremely responsive to my questions and concerns. She makes it easy to communicate- either with face to face appointments or via technology. Sometimes it is nice to have options! I highly recommend Holten, and Nicole in particular. She prevented me from making a huge mistake by taking the time to do all the research for me and customize for my needs. Thank you!
