Business Details
30 Years
experience
Your Trusted Insurance Partner in Millstadt, IL
Eccher & Associates Insurance Agency has been a trusted partner for individuals, families, and businesses in Millstadt, IL, and beyond since 1996. As a family-owned agency, we prioritize personalized service and deep industry expertise to deliver customized insurance solutions. Our independent status allows us to shop multiple carriers to secure competitive rates while maintaining a client-first approach.With decades of combined experience, our team specializes in commercial, personal, and farm insurance, ensuring comprehensive coverage tailored to unique needs. We are committed to transparency, ethical practices, and long-term relationships built on reliability and exceptional service.
Services
Commercial Insurance
Personal Insurance
Farm Insurance
Business Auto Insurance
Workers' Compensation
Details
- Year established: 1996
Highlights and features
- Family-owned agency with 28+ years of local expertise since 1996
- Independent status allows shopping multiple carriers for best rates
- Specialized in commercial, personal, and farm insurance solutions
- Dedicated to personalized policies meeting unique client requirements
- Experienced team with decades of combined industry knowledge
Services
Commercial Insurance
Commercial insurance safeguards businesses against property loss, liability claims, and operational risks. Our policies cover fire damage, medical payments, personal injury, and completed operations. We offer business owners packages combining liability, property, and specialized coverage to save time and costs while protecting against million-dollar lawsuits through optional umbrella policies.
Personal Insurance
Personal insurance protects individuals and families with auto, home, life, and retirement plans. Our policies cover bodily injury, property damage, and personal liability while offering retirement solutions like IRAs and 401(k)s. We provide customized plans for vehicles, homes, and long-term care needs with competitive pricing through multi-carrier partnerships.
Farm Insurance
Farm insurance covers property and liability risks for agricultural operations. Policies protect against weather damage, equipment loss, and personal injury claims. We offer coverage for stored grain, livestock, and business vehicles while excluding growing crops. Our agents tailor plans to individual farm needs with expertise in rural risk management.
Business Auto Insurance
Business auto insurance protects company vehicles used for commercial purposes. Coverage includes private passenger autos, trucks, and trailers against collision, theft, and liability claims. We help businesses select appropriate deductibles and coverage limits while ensuring compliance with commercial vehicle regulations and operational requirements.
Workers' Compensation
Workers' compensation covers job-related injuries and illnesses with medical, income, and rehabilitation benefits. Our policies protect businesses from financial liability while ensuring employee care. We provide guidance on safety engineering and claim management to control costs while maintaining compliance with state-mandated coverage requirements.
People
Marshall Eccher
President and CEO
Licensed since 1987, Marshall founded the agency in 1996. He partners with national carriers and maintains multi-state licenses to expand client access to quality insurance solutions.
Shelley Eccher
Office Manager
With 30 years of licensing and 17 years in her role, Shelley ensures clients receive optimal coverage through her extensive insurance expertise and management leadership.
Carol Muir
Insurance Specialist
Carol brings 48 years of experience in individual and business insurance, focusing on personalized assistance and exceeding client expectations through tailored policy solutions.
Jacob Eccher
Risk Management Specialist
Licensed in property, casualty, life, and health insurance, Jacob specializes in financial risk assessment for farmers and business owners using his business management expertise.
Joanne Casida
Financial Operations Manager
With 28 years of experience, Joanne ensures smooth agency operations through expert bookkeeping while providing professional insurance services to commercial and individual clients.
Questions
What does 80% co-insurance mean?
Insurance carriers require 80% property value coverage to collect full partial loss compensation.
What is fire legal coverage?
Protects rented business spaces against fire damage liability.
What is replacement cost?
Current cost to replace damaged property without depreciation deductions.
Do you cover stored grain?
Yes, stored grain damage is covered under farm insurance policies.
What is general liability?
Covers legal responsibility for property damage, bodily injury, and advertising injuries.
Can others drive my business vehicle?
Permitted drivers must be listed on the policy if they regularly operate the vehicle.
Reviews (1)
C. C.
Oct 31, 2019
Report
Thank you so much for paying for our dinner! It was such a nice gesture for everyone in our community! Thank you for taking care of us & our neighbors!
