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50+ Years
experience
Emergency
services
Your Trusted Insurance Partner in Troy, OH
At Trojan Insurance Agency, we have dedicated ourselves to providing personalized insurance solutions since 1939. With over 75 years of experience serving the Miami Valley region, our team prioritizes understanding individual client needs to create customized coverage plans. We specialize in breaking away from standardized insurance models, offering tailored policies for personal and commercial clients. Our commitment to local service extends across multiple counties, where we maintain close community ties to better serve our customers. We emphasize transparency in all interactions, ensuring clients receive accurate information and appropriate security for their data.

Our approach combines decades of industry expertise with a focus on modern insurance challenges, from vehicle coverage to business liability protection. We maintain partnerships with leading insurance providers to offer competitive options while preserving the human element in customer service. Our team's dedication to personalized attention ensures clients feel valued beyond a policy number. We operate with extended availability, including evening appointments, to accommodate diverse client schedules. This long-standing commitment to individualized service continues to define our agency's mission.
Services
Home Insurance Auto Insurance Life Insurance Commercial Insurance Farm Insurance Motorcycle Insurance Boat Insurance Umbrella Insurance Business Owner Policies Contractor Insurance
Details
  • Year established: 1939
Highlights and features
  • We customize policies to meet individual insurance needs
  • We serve 11 Ohio counties with local market expertise
  • We offer personalized service without cookie-cutter policies
  • We provide 24/7 claims support through major insurers
  • We offer multiple insurance discounts for Ohio residents
Services
Home Insurance
Protect your home with customized insurance solutions tailored to individual needs. We offer comprehensive coverage options for primary residences, rental properties, and farmsteads across western Ohio. Our policies include protection against common risks while allowing customization for specific property requirements.
Auto Insurance
Customized auto insurance policies for various vehicles including cars, motorcycles, and recreational vehicles. We provide coverage options that adapt to individual driving habits and vehicle usage patterns across Miami Valley communities. Our approach considers multiple factors to create balanced protection plans.
Life Insurance
Life insurance solutions offering financial security for families and businesses. We offer term and whole life policies designed to meet diverse needs, from basic income replacement to comprehensive estate planning. Our approach considers each client's unique family and financial situation.
Commercial Insurance
Tailored insurance packages for Ohio businesses including BOP policies and contractor-specific coverage. We address unique business risks through customized solutions that combine property, liability, and specialized protections. Our approach considers industry-specific requirements across multiple sectors.
Umbrella Insurance
Additional liability coverage beyond standard policy limits for comprehensive risk management. We help clients protect assets through properly structured umbrella policies that coordinate with existing insurance coverages. This service addresses potential gaps in protection for both personal and business needs.
People
Cindy Stienecker
Insurance Agent
Cindy Stienecker brings decades of local insurance expertise to Trojan Insurance Agency. With deep knowledge of Ohio insurance markets, she specializes in creating personalized coverage solutions for residents across Miami Valley. Her approach emphasizes clear communication and policy customization.
Amanda Fisher
Insurance Agent
Amanda Fisher provides personalized insurance services with focus on client education and policy customization. As part of the Trojan Insurance team, she helps Ohio residents navigate insurance options while maintaining the agency's commitment to local service standards.
Questions
How do you customize insurance policies?
We take time to understand your specific needs through personal consultation, then create tailored coverage options that match your unique requirements.
Do you handle after-hours claims?
Yes, we provide 24/7 claims support through our partner insurers with direct phone access for emergency situations.
What areas do you serve?
We serve 11 Ohio counties including Miami, Auglaize, Butler, Champaign, Darke, Greene, Logan, Mercer, Montgomery, Preble, and Shelby.
How can I make a payment?
Contact us directly by phone during business hours for payment assistance without online login requirements.
What insurance discounts are available?
We offer multiple discounts including multi-policy, good student, loss-free, and security system discounts among others.
Can you help with commercial insurance?
Yes, we provide customized commercial packages including business owner policies and contractor-specific coverage options.
Reviews (6)
Kevin K.
Oct 29, 2021 Report
Very knowledgeable, friendly, polite and professional. Always willing and able to help, always a positive experience. It feels like they are always looking out for me and my interests. High recommend.
Deborah Griffieth
Jul 06, 2021 Report
Cindy, Amanda, and company are fantastic. truly helpful people who work one on one with clients to answer any and all questions efficiently, thoroughly, and cheerfully. I have had my insurance through them since 1999, and am so thankful for their expertise.
Mark Evans
Nov 23, 2020 Report
Really a professional organization with first class people truly looking out for your best interests.
Evt
Oct 19, 2020 Report
Cindy is hands down nothing short of amazing! Always kind, friendly, and has your personal interests at mind. She and her team make you feel like family.
Janey Lawson
Jun 20, 2019 Report
EXCELLENT STAFF! Highly-recomend! Your needs will be met by anyone in the office! Love this insurance company and the friendliness and understanding of the staff. Can't say enough great things all the way around.
Matt Spiker
Jul 11, 2018 Report
Knowledgable and friendly staff. Stop in to see Amanda if you have any questions about finding the perfect policy for you.