NJ PAIP Car Insurance or NJ state mandated assigned high risk auto insurance for qualified applicants. The plan offers NJ drivers another option when they cannot obtain coverage elsewhere in the state of New Jersey. Assigned Companies provide personal private passenger car insurance coverage. To see if you qualify in general you must have a quote from a NJPAIP Certified Producer, as they are the only ones that may offer this state coverage.
Example: You apply for a policy and are told by the insurer that they will not insure you nor your auto due to NJMVC points or NJ insurance points (accidents, A DUI, driving suspended or without insurance or other entries) of which an insurance company may refuse or deny anyone coverage.
Example: You apply for a policy and are told by the insurer that they will not insure you nor your auto due to NJMVC points or NJ insurance points (accidents, A DUI, driving suspended or without insurance or other entries) of which an insurance company may refuse or deny anyone coverage.
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Consumer Quotes
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When you have trouble finding, buying and keeping a NJ car insurance policy you may find help while working with your NJPAIP Producer at (856) 352-2349 after your quote is completed. We have specialists available to help you with sorting out your New Jersey insurance options. Submit your initial information and well assign someone to assist you with New Jersey high risk auto rate quotes and any available options that may exist. For the best help provide as much information as possible. If you need immediate help call (856) 352-2349.
Buyers Guide
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When you purchase a New Jersey Car insurance policy or renew your current policy, you must make many decisions about what you need to buy and how much you can afford to spend. You must decide: Do I need a policy with a broad range of choices that I can adjust to meet my needs and offers the most protection but at a higher cost?
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The applicant must demonstrate enrollment in Medicaid when the policy is first written and at each renewal. If the insured is no longer enrolled in Medicaid during the policy term the policy will not cancel, but the insured will receive only the limited benefits of the policy. If more than one driver in the house is on Medicaid, can they all get the Special Automobile Insurance Policy?
Shopping Coverage’s New Jersey auto insurance
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When shopping for New Jersey auto insurance, you should consider which coverage limits make sense for you. Bodily Injury Liability Coverage: If you cause an accident that results in injury or death, bodily injury liability coverage pays for claims as well as legal fees if you are sued. It also compensates others for pain, suffering and lost wages.
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