During these unchartered times, our goals are consistent with other essential businesses: Our first priority is to maintain the health and safety of our staff and their families, as well as our clients. Our next priority is to continue to serve the needs of our clients with the high level of excellence that is our hallmark. To that end, our office is open, while all team members are working in a secure environment from their homes. The only difference you will find is that we are not accommodating in-office appointments at this time.
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Medicare
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We believe that the better educated you are about Medicare, the easier it will be for you to make the right decisions about your Medicare health insurance choices. That's why we've created this resource section. This Medicare information section is here to educate you about your insurance options and provide you with the resources you need to help you select the right plan for your unique needs. If there's anything you need or if you have any questions, please feel free to contact us. We are here to help.
Medicare: What you need to know
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Part A Hospital Insurance - Most people don't pay a premium for Part A because they or a spouse already paid for it through their payroll taxes while working. Medicare Part A (Hospital Insurance) helps cover inpatient care in hospitals, including critical access hospitals, and skilled nursing facilities (not custodial or long-term care).
What is Medicare Supplement Medigap Insurance
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A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like co-payments, coinsurance, and deductibles. If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs.
Medicare Advantage Plans
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Medicare Advantage Plans, sometimes called Part C, are health plan options that are part of the Medicare program. If you join one of these plans, you generally get all your Medicare-covered health care through the Medicare Advantage Plan. This coverage can include prescription drug coverage. When you join a Medicare Advantage Plan, you use the health insurance card that you get from the plan for your health care. In most of these plans, there generally are extra benefits and lower co-payments than in the Original Medicare Plan.
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