Founded in 1985, Bay Agency Insurance Group is an independent agency located in Rumson, New Jersey. Through the years, Bay Agency's knowledgeable agents and service representatives have offered unsurpassed personal service to each and every one of it's clients.

Bay Marine, a specialty division of Bay Agency, has been offering their marine insurance clients top-notch service paralleled with unmatched knowledge of the marine insurance and boating environment.When your business, family or boat is faced with an insurance challenge, count on the Bay Agency to safely navigate you through to more familiar waters.

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Business & Commercial

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As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists.

Watercraft & Boat

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Why do you need insurance for your boat or personal watercraft? You'll enjoy the water even more when you're not worried about the safety of yourself, your passengers or your investment. If you're in an accident or your watercraft is stolen, it costs money, often a lot of money, to fix or replace it.

Automobile

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What is auto insurance? Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy. Liability coverage pays for your legal responsibility to others for bodily injury or property damage.

Motorcycle

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Why do you need insurance for your motorcycle? You'll enjoy being out on the open road even more when you're not worried about the safety of yourself, your passengers or your investment. If you're in an accident or your motorcycle is stolen, it costs money, often a lot of money, to fix or replace it.

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