Business Details
17 Years
experience
Your Trusted Independent Insurance Partner in Central Texas
Founded in 2009 by brothers Gary Germer Jr. and Greg Germer, we are a family-owned independent insurance agency serving Central Texas. Our team combines decades of industry experience with a commitment to personalized service, offering tailored insurance solutions for individuals and businesses. We prioritize ethical practices, client satisfaction, and community engagement, operating from strategically located offices in Bastrop, Lockhart, and San Marcos. Our growth through strategic acquisitions reflects our dedication to expanding access to quality insurance services while maintaining a client-first approach. 
Services
Home Insurance
Auto Insurance
Life Insurance
Commercial Insurance
Claims Assistance
Personal Lines
Commercial Lines
Details
- Year established: 2009
Highlights and features
- We offer personalized insurance solutions tailored to individual needs.
- Our team has decades of combined experience in the insurance industry.
- We partner with multiple carriers to find the best coverage options.
- Convenient locations in Bastrop, Lockhart, and San Marcos, TX.
- Committed to ethical practices and client satisfaction.
What people say
Patient, efficient and professional
Excellent service
Best price/coverage
Helped with insurance needs
Thankful for assistance
Services
Home Insurance
Protect your home with customized insurance policies designed to cover property damage, liability, and personal belongings. Our solutions adapt to unique needs, including flood or earthquake endorsements. Clients benefit from competitive rates and dedicated claims support.
Auto Insurance
Comprehensive auto insurance covering collision, liability, and uninsured motorists. We offer flexible policies for personal and commercial vehicles, with discounts for safe drivers and multi-policy bundling. Our team ensures quick claims processing and 24/7 roadside assistance options.
Life Insurance
Term and whole life insurance policies to protect loved ones financially. We provide tailored solutions for income replacement, estate planning, and final expense coverage. Clients receive personalized guidance to select appropriate coverage amounts and beneficiaries.
Commercial Insurance
Risk management solutions for businesses, including property, liability, and workers' compensation coverage. We serve diverse industries with customizable policies to protect against operational risks. Clients gain access to risk assessment tools and dedicated account management.
People
Gary Germer Jr.
Co-Owner
Co-owner with over 14 years in corporate sales management prior to joining the insurance industry. Graduated from Southwest Texas State University in 1995. Focuses on strategic growth and client relationships.
Greg Germer
Co-Owner/President
Co-owner and insurance industry veteran since 1998. Graduated from Seguin High School and Texas A&M University. Specializes in agency management and community engagement initiatives.
Corey Musick
Vice President
Vice President overseeing operations across all locations. Manages carrier partnerships and client service improvements. Active in local business development and community outreach programs.
Georgia Hanks
Accounting Manager
Accounting Manager with 14 years of experience since joining in 2009. Graduated from Southwest Texas State University with a BA in Business Administration. Ensures financial operations run efficiently.
Issac Villarreal
Personal Lines Account Manager
Bastrop office account manager since 2013. Recognized for exceptional client service and relationship-building. Specializes in personalized insurance solutions for local residents.
Questions
What types of insurance do you offer?
We provide home, auto, life, and commercial insurance, along with personalized coverage options for unique needs.
How can I get a quote?
Request a quote online through our website or contact our offices directly for personalized assistance.
Are you available outside regular office hours?
Standard hours are Mon-Thu 8:30-5 and Fri 8:30-4, with after-hours appointments available by request.
Do you work with multiple insurance carriers?
Yes, as an independent agency, we partner with multiple carriers to find optimal coverage options.
What areas do you serve?
We serve Bastrop, Lockhart, San Marcos, and surrounding areas in Central Texas.
Reviews (4)
Cheryl Smarr
Apr 12, 2022
Report
I can always speak to a live person. The staff is friendly and quick to provide answers. Melissa has emailed me info while I waited more than once!
Mark Miller
Dec 09, 2019
Report
By far the best value. Perhaps not the "cheapest", but for the coverage you get, it's the best. Office staff are all friendly and helpful.
Dan Rubio
Sep 02, 2017
Report
Super friendly service. They answered every question I had. Beat all the prices in town and answered the phone immediately. Love these guys!
Luisa Beck
Dec 26, 2016
Report
Super helpful! Everyone is so friendly and knowledgeable. I feel like they really took care of my needs. They even offered me pizza while I was there!
