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Business Details
47 Years
experience
Your Trusted Insurance Partner in Carmel, NY
Since 1979, The Cohen-Putnam Agency has established itself as a trusted insurance partner, leveraging over 100 years of combined industry experience to deliver tailored solutions. Our team prioritizes client relationships, ensuring personalized service that addresses individual and business needs with precision. Recognized nationally for expertise, we focus on uncovering risks others overlook and crafting policies that provide comprehensive protection.

Our commitment to excellence is reflected in our clients' loyalty and referrals, as we consistently deliver on promises, ensuring claims are handled with the utmost care. We believe insurance is more than a transactionit's a critical safeguard for financial well-being, requiring nuanced understanding and proactive guidance to navigate complexities effectively.
Services
Auto Insurance Homeowner's Insurance Pet Insurance Business Interruption Coverage Life Insurance
Details
  • Year established: 1979
Highlights and features
  • We utilize over 100 years of combined insurance experience to identify overlooked risks.
  • Our team includes a nationally recognized insurance expert.
  • We prioritize personalized service, ensuring policies align with unique client needs.
  • Clients trust us due to our proven commitment to claims handling excellence.
  • We focus on long-term relationships, reflected in consistent client referrals.
Associations and certifications
  • RF
  • ARM
  • CRM
  • CIC
  • AIC
  • AAI
  • MLIS
  • CRIS
Services
Auto Insurance
Tailored auto insurance policies protect against financial loss from accidents, theft, or damage. Our experts assess driving habits, vehicle type, and coverage needs to craft policies that balance cost and protection. Clients benefit from personalized risk assessments and claims support, ensuring peace of mind on the road.
Homeowner's Insurance
Comprehensive homeowner's insurance safeguards against property damage, liability claims, and living expenses during repairs. We evaluate home value, location, and unique risks to design policies that cover structural and personal assets. Clients receive guidance on policy nuances, ensuring clarity during claims processes.
Pet Insurance
Pet insurance covers veterinary expenses for accidents, illnesses, or chronic conditions. We help clients select plans aligned with their pet's breed, age, and health history. Policies include customizable coverage limits and reimbursement options, providing financial security for unexpected medical needs.
Business Interruption Coverage
Business interruption insurance mitigates income loss during operational shutdowns from covered events. We analyze revenue streams and recovery timelines to determine appropriate coverage limits. Clients gain confidence in maintaining financial stability during unforeseen disruptions, ensuring business continuity.
Life Insurance
Life insurance policies provide financial security for beneficiaries upon the policyholder's death. We offer term and permanent options, assessing income, debts, and future needs to determine coverage amounts. Clients receive transparent advice on policy terms, ensuring their loved ones' financial protection.
People
Ivan E. Cohen
Insurance Specialist
With decades of experience since 1979, Ivan E. Cohen is a nationally recognized insurance expert holding multiple professional designations. He focuses on personalized risk management, ensuring clients receive tailored coverage and exceptional claims support.
Questions
What types of insurance do you offer?
We provide auto, homeowner's, pet, life, and business insurance, including specialized coverage like business interruption protection.
How do you tailor policies to individual needs?
Our experts assess your unique risks, assets, and financial goals to create customized policies that balance coverage and affordability.
What should I consider when choosing home insurance?
Evaluate your home's value, location-specific risks, and personal assets to ensure adequate coverage for structural and liability protection.
How does business interruption insurance work?
It covers lost income and operating expenses if your business shuts down due to a covered event, helping maintain financial stability during recovery.
Do you offer pet insurance?
Yes, we provide customizable pet insurance plans covering accidents, illnesses, and chronic conditions for dogs and cats.
Reviews (4)
Michael Davern
Jun 12, 2021 Report
Always willing to help and make you feel at home. Great people to talk to and willing to listen. No matter what the issue. Not just insurance, never pushy. They have been there for my family and me ever since we met over 30 years ago.
Michael O'Rourke
May 30, 2021 Report
The accessibility of your office staff, your quick responses to questions/problems, and the personal touch you have with your clients make the business of insurance easy. Thank you all!
Preeti Govindarajan
Nov 03, 2020 Report
I worked with Laura Cohen and she is very caring and explains everything to make it simple and works with me! She takes care of any issues and clarifies the entire process and makes it is easy to understand.
Edward Hengel
Nov 02, 2020 Report
I've know Ivan and Laura forever. I can always count on them to have my back. Nothing beats having a familiar someone on the other end of the line when you need them most. They are also always on the lookout for a better insurance deal and have come through on several occasions.