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PRL Associates John Lavo started his Insurance and Financial Service career with John Hancock in 1983. After a successful ten years with John Hancock both as agent and manager, John started PRL Associates with partner Dennis Belardinelli in 1993. John's professional services to his clients include financial analysis and insurance needs analysis.

John and his wife Robin reside in Endicott where they raised their four children Joseph, Cassandra, Marcus, and John. John enjoys spending much of his free time coaching various sports at the junior high and high school level.
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Visions Federal Credit Union and PRL Associates have partnered to provide you top-quality products and services to protect your personal and business exposure. Our business insurance specialists will evaluate your needs and coordinate your coverage into a cost-efficient, highly effective risk management program.
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Switching to PRL associates a few years ago was the best decision I ever made when it came to insurance for my vehicle, apartment, life, etc. The partners, specifically John Lavo, have provided excellent service, and have exceeded my expectations each time I've needed them. Every question has been answered quickly, and the advice was always in my best interest.
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