Business Details
50+ Years
experience
Your Trusted Community Bank in Saratoga Springs, NY
We are Adirondack Trust, a community-focused financial institution committed to delivering innovative banking solutions and personalized service. Established in 1901, our legacy of trust and local expertise has enabled us to support individuals, businesses, and civic initiatives across Upstate New York. Our comprehensive services span banking, insurance, and wealth management, reflecting our dedication to holistic financial well-being. By combining cutting-edge technology with a deep understanding of local needs, we empower clients to achieve long-term financial success.Our team of seasoned professionals adheres to the highest standards of integrity, ensuring every client interaction reflects our core values of transparency and accountability. As a FDIC-insured institution, we provide the security and reliability our clients expect while maintaining our founders' vision of community-driven growth.
Services
Bank Checking Accounts
Business Loans
Mortgage Services
Wealth Management
Insurance Services
Details
- Year established: 1901
Highlights and features
- We offer over 120 years of local banking expertise and community commitment.
- Our personalized service combines local knowledge with innovative financial solutions.
- We maintain FDIC-insured security for all eligible deposit accounts.
- Our comprehensive services cover banking, insurance, and wealth management needs.
- We actively support community development through the ATC Community Fund.
Associations and certifications
- FDIC
Services
Business Checking Accounts
Our business checking accounts provide tailored financial management solutions for companies of all sizes. With features like mobile banking, merchant processing, and cash management tools, we help businesses streamline operations. Our local bankers work closely with clients to create customized solutions that support growth and financial stability.
Mortgage Services
We offer comprehensive mortgage solutions including fixed-rate, adjustable-rate, and construction loans. Our experienced lending team guides clients through every step of the home buying process. With competitive rates and personalized service, we help make homeownership accessible while maintaining strict underwriting standards for long-term security.
Wealth Management
Our wealth management division provides customized financial planning and investment strategies. Services include retirement planning, estate management, and portfolio optimization tailored to individual goals. Backed by professional advisors and FDIC-insured security, we help clients build and preserve wealth across generations.
Insurance Services
Through Amsure, our insurance division offers comprehensive coverage solutions for individuals and businesses. Products include property, casualty, life, and specialty insurance tailored to specific needs. Our advisors help clients assess risks and implement protective strategies that complement their overall financial plans.
SBA Lending
We specialize in SBA-guaranteed loans to support small business growth and expansion. Our lending experts help entrepreneurs access favorable financing terms for working capital, equipment purchases, and real estate investments. With deep local knowledge, we facilitate connections between businesses and growth opportunities.
Questions
How do I open a new account with Adirondack Trust Company?
Visit our website to start the online application process or contact our Saratoga Springs office to schedule an in-person appointment with a relationship manager.
What loan options are available for first-time homebuyers?
We offer fixed-rate mortgages with competitive rates, down payment assistance programs, and personalized guidance through our First-Time Homebuyer Initiative.
Can I access my accounts through mobile banking?
Yes, our WebWise Online Banking platform provides 24/7 access to account management, bill payment, and mobile check deposit features.
What investment services do you offer for retirement planning?
Our wealth management team provides portfolio management, tax-efficient withdrawal strategies, and estate planning services tailored to retirement goals.
Are there business banking solutions for startups?
We offer specialized checking accounts, merchant services, and lines of credit designed for new businesses and entrepreneurs.
How does the ATC Community Fund support local organizations?
The ATC Community Fund provides grants and donor-advised fund opportunities to support local charities and community development projects in Upstate New York.
Videos
Reviews (1)
Amber Masse
Jun 11, 2020
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ATC bank employees are great. They go up and boned on the work that they do. When I go in I always have questions and need help filling out the paper and they always help me. They do amazing job at there work. I have nothing really bad to say about ATC bank. I'm glad that I went to this bank.
