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Business Details
49 Years
experience
Your Trusted Insurance Partner in Lancaster, PA
Founded in 1977, Unruh Insurance has built a legacy of providing personalized insurance solutions tailored to the unique needs of individuals, families, and businesses. As a family-owned and operated agency, we prioritize our clients' interests by leveraging partnerships with top-tier insurers like Erie Insurance, Progressive, and Chubb. Our team of specialized agents delivers expert guidance on auto, home, life, business, and recreational vehicle insurance, ensuring comprehensive coverage at competitive rates.

With decades of combined experience, we pride ourselves on exceptional customer service, transparency, and a commitment to the communities we serve across Lancaster, Berks, and Lebanon counties. Our loyalty lies solely with our clients, enabling us to shop the market on their behalf and advocate during claims processes. This dedication to integrity and client-centric service has earned us recognition as one of Erie Insurance Group's top-producing agencies.
Services
Auto Insurance Homeowners Insurance Life Insurance Medicare Supplement Business Insurance Motorcycle Insurance RV Insurance Boat Insurance ATV Insurance Snowmobile Insurance
Details
  • Year established: 1977
Highlights and features
  • We have over 40 years of experience providing personalized insurance solutions.
  • As an independent agency, we prioritize your needs by offering policies from top insurers.
  • Our dedicated customer service team assists with claims and inquiries promptly.
  • We serve Lancaster, Berks, and surrounding counties with local expertise.
  • Our services are free with no hidden fees.
What people say
Exceptional service Competitive pricing Prompt claims processing Knowledgeable staff Long-term trustworthiness
Services
Auto Insurance
Unruh Insurance offers comprehensive auto insurance policies tailored to individual needs. Our coverage includes liability protection, collision and comprehensive coverage, and discounts for multi-policy bundling, safe driving, and vehicle safety features. We partner with top insurers like Erie and Progressive to ensure competitive rates and personalized service for all drivers.
Homeowners Insurance
Our homeowners insurance policies provide robust protection for your property and belongings. Coverage includes dwelling protection, personal property coverage, liability protection, and additional living expenses during repairs. We offer customizable add-ons like guaranteed replacement cost and builders risk coverage, ensuring your home is protected against unforeseen events.
Life Insurance
Unruh provides term, whole, and universal life insurance policies to secure your family's financial future. Coverage options include income replacement, funeral cost coverage, and college savings plans. Our agents help clients find affordable policies, with term coverage starting at $14.24/month for $250,000 in protection.
Business Insurance
We offer tailored business insurance solutions for companies across industries. Coverage includes commercial property, liability, workers' compensation, and cyber liability. Our agents work closely with clients to assess risks and implement policies that protect assets, employees, and operations while ensuring compliance with industry regulations.
Medicare Supplement
Our Medicare Supplement plans help cover out-of-pocket costs for Original Medicare recipients. Policies cover deductibles, copayments, and excess charges, with options to customize coverage based on health needs and budget. We provide guidance to help clients navigate enrollment periods and select plans that maximize their healthcare benefits.
People
Curt Unruh
Co-Owner
Curt Unruh has over 30 years of experience in the insurance industry. He joined the agency in 1986 and now leads the business with his sister Katie, focusing on expanding services and maintaining client relationships.
Katie Unruh Vang
Co-Owner
Katie Unruh Vang transitioned into leadership in 2025, bringing a client-focused approach to insurance solutions. She specializes in personal insurance policies and has been instrumental in enhancing the agency's community engagement initiatives.
Ryan Unruh
Agent
Ryan Unruh provides expert insurance guidance for personal and business clients. With a focus on customer satisfaction, he helps clients navigate policy changes and ensures comprehensive coverage tailored to their evolving needs.
Michael Hoshour
Insurance Agent
Michael Hoshour assists clients with home, auto, and life insurance needs. Known for his thorough approach, he helps clients save on premiums while ensuring adequate coverage and prompt claims resolution.
Andrew Kenny
Customer Service Representative
Andrew Kenny supports clients with insurance inquiries and policy management. His patient, educational approach helps clients understand their coverage options and make informed decisions.
Questions
What types of insurance do you offer?
We provide auto, home, life, Medicare supplement, business, and recreational vehicle insurance, including coverage for motorcycles, RVs, boats, and ATVs.
Do you offer business insurance policies?
Yes, we offer tailored business insurance solutions, including commercial property, liability, workers' compensation, and cyber liability coverage for various industries.
Are there discounts available for bundling policies?
Yes, bundling homeowners, auto, and life insurance policies qualifies for a multi-policy discount, maximizing your savings with competitive rates.
How can I file a claim?
You can report a claim through our website or by contacting our office directly. Our team guides you through the process and ensures prompt resolution.
Do you serve areas outside Lancaster County?
Yes, we serve clients in Berks, Lebanon, and surrounding counties in Pennsylvania, providing personalized insurance solutions tailored to local needs.
Is life insurance affordable for young families?
Yes, term life insurance starts at $14.24/month for $250,000 coverage, offering affordable protection for young families' financial security.
Reviews (5)
Jay From Philly
Jan 24, 2022 Report
It took a few times for me to pull the trigger, but I finally decided to purchase private flood insurance. Mike Hoshour was very professional and very patient. He was able to find a policy with an independent carrier that didn't break my bank account. It's low enough you can pay the annual policy cost all at once and it won't make you cringe. Unless something changes, I'll just renew the policy every year through him.
Jedd Miller
Oct 12, 2021 Report
Unruh insurance was the best insurance move I've made. They have great rates, friendly staff, and incredible coverage. I would highly recommend them to anyone!
Details Landscape
Jun 03, 2021 Report
Unruh has been a very consistent and responsive insurance provider for us throughout the years. We would highly recommend!
Ion Casapu
Apr 13, 2021 Report
Great insurance agency, always reply back fast to meet customers need. Recommend to every business owners.
Ron Trago
Apr 08, 2021 Report
Ryan went above and beyond to get my commercial insurance underway with out any issues, I had gotten several quotes, but none provided the customer service level Ryan and his company gave me, I feel I found my forever commercial insurance company. I feel like I'm in very good hands thank you Ryan.