Business Details
32 Years
experience
Affordable Business Insurance with Dividend Benefits
Since 1994, bizSure has provided cost-effective insurance solutions tailored for mid-sized businesses through strategic partnerships with local Chambers of Commerce. Our programs offer significant upfront rate discounts on Workers' Compensation, Property, Liability, and Automobile insurance, with potential dividends based on group loss results. We specialize in combining group purchasing power with individual account underwriting to help businesses manage rising insurance costs.Our services include comprehensive loss control, claims management, and hazard reduction support. Backed by experienced administrators like Horst Insurance and Zinn Insurance, we ensure access to competitive coverage options while maintaining strict adherence to underwriting standards. With over $4 million paid in claims, our focus remains on delivering value through transparency, expertise, and community-driven partnerships.
Services
Workers' Compensation
Property Insurance
Liability Insurance
Automobile Insurance
Loss Control Services
Details
- Year established: 1994
Highlights and features
- We offer 8-25% upfront rate discounts on business insurance policies.
- Our programs provide potential dividends up to 30% based on group loss results.
- We provide comprehensive loss control and claims management services.
- Our coverage options are available through local Chamber-affiliated agents.
- We specialize in tailored insurance solutions for mid-sized businesses.
What people say
Dividend check twice a year
Lower-cost option
Annual dividend check
Good safety records
Cost-effective means
Services
Workers' Compensation
Our Workers' Compensation program offers 8-15% upfront rate discounts with potential dividends up to 30% based on group loss results. Designed for mid-sized businesses, this coverage includes comprehensive claims management and loss control services. Chamber membership required for eligibility in participating states.
Property Insurance
Property insurance provides 10-25% premium credits with dividend potential on all premiums. Coverage includes pre-inspection services and hazard reduction support. Available through local Chamber-affiliated agents for businesses seeking cost-effective property protection solutions.
Liability Insurance
General Liability insurance offers 25% premium credits with dividend potential up to 30%. Maintains full coverage limits while reducing costs through scheduled credits. Includes comprehensive risk management services for businesses in participating states.
Automobile Insurance
Commercial Auto insurance provides up to 25% premium discounts with 30% dividend potential. Covers single vehicles to full fleets with prompt claims service. Available through Chamber-affiliated agents in eligible states.
People
Desiree Sunday
Owner
Owner of Hi-Tech Concrete Coatings in Lititz, PA, with over 10 years of experience managing small business operations and insurance needs.
Dave King
President, CEO
Insurance executive with Horst Insurance in Lancaster, PA, specializing in business insurance programs for over 20 years.
Tom Baldrige
President
Leadership role at The Lancaster Chamber, driving business insurance initiatives and Chamber investment programs since 2005.
Sandy Villarreal
Business Manager
Business manager at Derck & Edson Associates in Lititz, PA, with 15+ years of experience in corporate financial management and risk assessment.
Questions
What businesses qualify for bizSure programs?
Mid-sized businesses affiliated with Lancaster or Lebanon Chambers of Commerce through investment or membership.
How do insurance dividends work?
Dividends up to 30% are declared annually based on group loss results, but cannot be guaranteed by law.
Are coverage options customizable?
Policies are written on individual account basis with scheduled credits and loss control services tailored to business needs.
What states are eligible for bizSure?
Program availability varies by state; contact Horst Insurance or Zinn Insurance administrators for specific eligibility.
How are claims handled?
Complete loss control and claims services provided through program administrators with prompt response guarantees.
Can new businesses join?
Chamber membership doesn't guarantee acceptance; underwriting criteria and eligibility rules apply to all applicants.
Reviews (3)
Hellen Mwangi
Mar 27, 2021
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I like Bizsure Insurance Agency because of their quick response rate, professionalism, good customer service and their efficiency with resolving customer claims.
Christine Kageni
Jan 09, 2021
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Absolutely amazing services! One of the very best insurance agencies I have encountered! They're on time and deliver. I'm glad I met Bizsure.
Peally Salim
Nov 14, 2020
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I dealt with one lady by the name Immaculate, she is very professional and responded to my unending questions without attitude, left me totally informed.
