Business Details
50+ Years
experience
Emergency
services
Your Trusted Insurance Partner in Merritt Island, FL
Brevard Coastal Insurance has been serving clients and communities for over 50 years, offering comprehensive insurance solutions tailored to personal and commercial needs. As an independent agency, we represent more than 40 insurance carriers, ensuring competitive pricing and customized coverage. Our team prioritizes client relationships, guiding policyholders through claims and life changes with integrity. We emphasize local service, providing 24/7 support to residents and businesses across Florida. Our commitment to transparency and ethical practices ensures clients receive policies aligned with their long-term goals.With decades of experience navigating hurricanes, accidents, and evolving risks, we deliver expertise in auto, home, business, life, and health insurance. Our staff maintains professional certifications and industry knowledge to meet regulatory standards. We foster trust through fairness, confidentiality, and respect for all clients, regardless of background. Our systems prioritize data security, protecting sensitive information against breaches. By combining personalized service with access to multiple carriers, we simplify the insurance process from initial quotes to policy renewal.
Services
Auto Insurance
Home Insurance
Business Insurance
Life Insurance
Health Insurance
Employee Benefits Consulting
Details
- Year established: 1974
Highlights and features
- We have over 50 years of experience in the insurance industry.
- We represent more than 40 insurance companies to find you the best fit.
- Our team provides 24/7 personalized insurance support.
- We specialize in comprehensive risk evaluation for long-term needs.
- We prioritize client interests without allegiance to any single carrier.
Services
Auto Insurance
We provide auto insurance policies tailored to individual driving habits, vehicle types, and risk profiles. Our coverage options protect against liability, collision, and comprehensive risks while maintaining affordability. With access to multiple carriers, we secure competitive rates for personal and commercial vehicles.
Home Insurance
Our home insurance solutions safeguard properties against hurricane damage, fire, theft, and other common risks. Policies include dwelling coverage, personal property protection, and liability insurance. We specialize in Florida's unique insurance requirements, ensuring compliance with state-specific regulations and risk mitigation strategies.
Business Insurance
We offer comprehensive business insurance packages including general liability, property insurance, and workers' compensation. Our team evaluates operational risks to create policies that protect assets, employees, and revenue streams. We serve small to mid-sized enterprises across multiple industries in Florida and New Jersey.
Life Insurance
We provide term and permanent life insurance solutions to secure financial futures for policyholders' beneficiaries. Our offerings include customizable death benefits, cash value components, and riders for specific needs. We work with top-rated carriers to ensure long-term policy stability and competitive premiums.
Employee Benefits Consulting
Our consultants design employee benefits packages including health insurance, dental, vision, disability, and retirement plans. We assist businesses with compliance requirements, plan implementation, and claims resolution. Our expertise covers small to mid-sized companies across Florida and the Philadelphia metropolitan area.
People
EJ Shaara
President
EJ Shaara has over 40 years of insurance experience, starting at his father's agency in New Jersey. He expanded operations to Florida to serve clients with seasonal properties, growing the business into a full-service agency. He emphasizes integrity, client relationships, and 24/7 availability.
Robert Shaara
Account Executive
Robert Shaara specializes in employee benefits consulting with 32 years of experience. He holds licenses in property/casualty, life, health, and long-term care insurance. His expertise includes plan design, compliance, and ancillary product offerings for small to mid-sized businesses in New Jersey and Pennsylvania.
Bobbi Heitmann
Vice President
Bobbi Heitmann serves as Vice President at Brevard Coastal Insurance, managing client relationships and operational strategies. With extensive experience in insurance services, she focuses on delivering personalized solutions to meet Florida residents' unique coverage needs.
Questions
What types of insurance do you offer?
We provide auto, home, business, life, and health insurance policies, along with employee benefits consulting for businesses.
Why use an independent insurance agency?
As an independent agency, we represent multiple carriers to find you the best coverage and pricing without allegiance to any single company.
How do you help clients find the best policies?
We evaluate your specific needs and risk profile, then compare options across 40+ carriers to secure customized, cost-effective coverage.
Do you offer 24/7 support?
Yes, our team provides 24/7 service for claims assistance and urgent insurance needs, with direct access to leadership.
What areas do you service?
We primarily serve Brevard County and all of Florida, with additional capabilities for New Jersey residents owning Florida property.
Reviews (2)
Dan Wilby
Jul 18, 2021
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My insurance policy was wrongfully cancelled. I was never notified by my insurance agent. Only found out 2 months later when the insurance carrier sent me a refund check. I immediately contacted Brevard Coastal insurance (aka Verona Insurance) and they treated the situation very casually. Took three days to get back to me after repeated attempts on my apart. Then lazily offered me a policy for 2K when my previous policy was $900. I switched to another insurance broker and they had me in a normal policy in less then an hour at $900 again. Being left without insurance in hurricane season is not comforting.
Mindy Bannon
Oct 22, 2020
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There wings were awesome. Our bar tender was awesome. We will definitely be going back. Our first time won't be the ladt!
