Business Details
37 Years
experience
Your Trusted Insurance Partner in Hayward, CA
Cesar S Gerardo Insurance Brokers has been a trusted name in the insurance industry since 1989. As a family-owned business, we prioritize personalized service and competitive rates, leveraging decades of experience to meet our clients' needs. Our team of licensed professionals acts as a liaison between clients and insurers, ensuring mutually beneficial relationships. We specialize in commercial, personal, and specialized insurance solutions, including bonds, health, life, and workers' compensation coverage. With a commitment to integrity and client satisfaction, we maintain strong partnerships with leading insurance providers.Our brokers bring extensive expertise in risk management and policy customization. Headquartered in Hayward, California, we serve clients with the same care and dedication we extend to our own family. Our mission remains unchanged: to provide dependable, trustworthy service tailored to each client's unique circumstances. This philosophy has made us a one-stop destination for comprehensive insurance solutions.
Services
Bonds
Commercial General Liability
Health Insurance
Life Insurance
Medicare
Motor Truck Cargo
Personal Insurance
Truckers
Workers' Compensation
Details
- Year established: 1989
Highlights and features
- Family-owned since 1989 with deep industry expertise
- Licensed brokers with specialized insurance knowledge
- Personalized service treating clients like family
- Strong relationships with top insurance providers
- Comprehensive coverage across commercial and personal lines
Services
Commercial General Liability
We provide comprehensive commercial general liability coverage to protect businesses from third-party claims. Our brokers help identify risk exposures and tailor policies to meet specific industry requirements. With access to multiple carriers, we secure competitive rates while maintaining robust protection for your business operations.
Workers' Compensation
Our workers' compensation solutions ensure compliance with state regulations while protecting employees and employers. We assist with policy setup, claims management, and risk reduction strategies. Our experience with California's specific requirements helps streamline coverage for businesses of all sizes across various industries.
Motor Truck Cargo
Specialized motor truck cargo insurance protects freight during transportation. We offer coverage options for owner-operators and fleet owners, addressing cargo loss, liability, and regulatory compliance. Our team understands the trucking industry's unique challenges and provides tailored solutions to mitigate transportation risks.
Life Insurance
We offer term and permanent life insurance policies to meet individual financial protection needs. Our brokers help determine appropriate coverage amounts and policy structures. With access to multiple providers, we find solutions that balance premium costs with long-term financial security goals for policyholders.
Medicare
Our Medicare insurance solutions help seniors navigate healthcare coverage options. We provide guidance on supplemental plans and prescription drug coverage. Our brokers ensure clients understand their options and select plans that align with their medical needs and budgetary considerations.
People
Cesar "Bong" S. Gerardo
President/Broker
Founder since 1989 with economics degree from Ateneo de Manila University. Holds Fire and Casualty and Life Insurance licenses. Brings over 30 years of industry experience to client relationships.
Andrei F. Gloria
Vice-President/Broker
Licensed Fire and Casualty Broker since 2000 with San Francisco State University education. Manages daily operations and brings expertise in business insurance solutions to the team.
Ela G. Gloria
Corporate Secretary/Broker
Licensed broker since 1997 with Kinesiology degree from San Francisco State University. Specializes in business licensing requirements and insurance compliance for new ventures and expanding companies.
Cesar G. Gerardo, Jr.
Corporate Officer/Broker
UC Berkeley graduate with Fire and Casualty license since 2004. Focuses on operational efficiency and client relations. Brings customer service expertise and industry knowledge to the brokerage team.
Patty G. Gerardo
Corporate Officer/Broker
Licensed broker with Business Administration degree from San Francisco State University. Manages renewal accounts and administrative operations. Recognized for organizational skills and attention to client needs.
Questions
What types of insurance do you offer?
We provide commercial general liability, workers' compensation, motor truck cargo, life, health, Medicare, and bond insurance solutions for businesses and individuals.
Are you licensed to operate in California?
Yes, we hold California insurance license #0D44055 and have been serving clients since 1989 with proper state authorization.
Do you offer online policy management tools?
Our website provides forms for policy changes, including adding drivers, vehicles, or updating coverage information for your convenience.
Can you help with commercial insurance requirements?
Yes, we specialize in business insurance needs including state licensing requirements, fleet coverage, and workers' compensation compliance for California businesses.
What areas do you serve?
While based in Hayward, CA, we serve clients throughout California with personalized insurance solutions tailored to local regulations and needs.
Reviews (3)
Hayley Khalifah
Mar 18, 2022
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Shoutout to Andrei and the whole team. We use them to help us get great rates for all the insurance required for our Interstate and local moving company. They are very responsive, really goes above and beyond for me to assist with any concern, change, question, you name it. They'll even help you travel to the moon if you ask. (Lol) but really I don't know where we'd be as a company without their help. Really they deserve 10 stars!
Andre Scott
Mar 01, 2021
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I have been a long term client, for years! The whole staff too to bottom is excellent. They know all the regulations as far as dealing with the CPUC, the regulating body for passenger carriers here in Ca. I feel the price has allways been the best in the business! A+ service! I feel safe and secure with my insurance needs. Thank you Andre/Executive Car Service Napa Valley.
Spinel
Mar 24, 2020
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Helped us with commercial auto insurance. They were very knowledgeable and helpful. These things take some time, but they were very professional and helpful with multiple requests that we had, always providing us with the necessary paperwork needed. Highly recommended.
