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Your Trusted Insurance Partner in Half Moon Bay, CA
Our dedicated team of insurance professionals is committed to helping clients secure tailored insurance policies that protect their personal and business interests. With extensive knowledge of multiple carriers, we specialize in navigating complex policy options to find the best coverage solutions for each client's unique needs. We prioritize personalized service, treating every customer with respect while delivering expert guidance through the insurance selection process.

Our agency has successfully served hundreds of clients in the Half Moon Bay area, maintaining a strong focus on transparency and client education. By handling the complexities of insurance shopping, we provide peace of mind knowing our clients' financial futures are protected through carefully selected coverage options.
Services
Auto Insurance Home Insurance Business Insurance Farm Insurance RV Insurance Renters Insurance Earthquake Insurance Wedding Insurance
Highlights and features
  • We offer personalized insurance solutions tailored to your specific needs
  • Our team provides competitive rates through extensive carrier knowledge
  • We maintain a local presence with face-to-face service options
  • Our staff delivers prompt correspondence and claim assistance
  • We provide expert guidance through complex insurance decisions
What people say
Top notch staff Save me money Quick correspondence Professional service Personalized attention
Services
Auto Insurance
Our auto insurance policies protect against financial losses from vehicle damage, liability claims, and medical expenses. We offer collision, liability, comprehensive, and uninsured motorist coverage options. Our agents help customize policies with appropriate limits and deductibles based on individual driving records and vehicle values.
Business Insurance
We provide comprehensive business insurance packages including property coverage, liability protection, and business interruption insurance. Our policies protect against property damage, legal claims, and income loss from covered events. We offer specialized coverage for specific industries and professional liability needs.
Home Insurance
Our homeowners insurance protects against damage to dwellings and personal property from covered perils like fire, theft, and storms. Policies include liability protection and additional living expenses coverage. We offer endorsements for earthquake and flood protection as needed.
Farm Insurance
We provide specialized farm insurance covering structures, equipment, crops, and livestock. Our policies include liability protection for farm operations and coverage for specialized agricultural equipment. We tailor policies to address specific risks associated with farming operations.
RV Insurance
Our RV insurance provides protection for motorhomes, travel trailers, and campers. Policies cover physical damage, liability claims, and roadside assistance. We offer customized coverage options for both full-time RVers and occasional users.
People
Kevin O'Brien
Owner
With over 20 years of local insurance experience, Kevin specializes in personalized policy solutions for personal and business clients. He maintains deep community connections and focuses on long-term client relationships.
Adam
Insurance Agent
Adam assists clients with auto, home, and business insurance needs. He focuses on finding competitive rates while ensuring adequate coverage through thorough policy comparisons.
Melissa
Insurance Specialist
Melissa provides expert guidance on homeowners and renters insurance policies. She helps clients understand coverage options and ensures proper protection for personal assets.
Claudia
Office Manager
Claudia coordinates office operations and client services. She ensures smooth policy processing and maintains personalized communication with all clients.
Questions
What types of insurance do you offer?
We provide auto, home, business, farm, RV, motorcycle, earthquake, renters, and specialty insurance policies tailored to individual and business needs.
Do you serve areas outside Half Moon Bay?
Yes, we serve all of San Mateo County including Pacifica, Burlingame, Redwood City, and surrounding communities.
How quickly can I get an insurance quote?
Our team provides free quotes promptly through direct phone contact or office visits with personalized policy recommendations.
Can I meet with an agent in person?
Yes, we maintain a downtown Half Moon Bay office for face-to-face consultations with our insurance professionals.
Do you offer specialized business insurance?
We provide commercial insurance including liability coverage, business interruption protection, and industry-specific policies for various business types.
Reviews (3)
Brian Sheppard
Apr 30, 2018 Report
I've been buying insurance from Weller O'Brien for a few years now. Business overhead insurance. Auto. Renters. They are very easy to work with. Whenever I call I get a human on the phone, not some phone tree I have to navigate. They also understand my business and what my insurance needs are. On multiple occasions they have made honest recommendations against buying certain products as it wasn't suited to my needs. They are good, honest people that do right by their customers.
Kay B.
Jan 27, 2018 Report
I love working with Adam at Weller O'Brien. I got comfortable with my old agency until they gave me a rate increase at which time I called Adam. I was shocked at how much money I may have been wasting because I got comfortable with the old insurance agency. Adam will let you know if he can help you or not and if not, he'll give you good advice.
Kirsten Hagen
Dec 11, 2017 Report
Weller O'Brien is great to work with - always responsive and professional. I appreciate knowing they have my best interests in mind when recommending the coverages I need. Also I always feel confident referring people to them, knowing my friends and clients will be well taken care of and get exactly the coverage they need.