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Business Details
50+ Years
experience
Your Trusted Partner for Comprehensive Insurance Solutions in San Diego
Established in 1947, Snapp & Associates has been delivering comprehensive insurance solutions to San Diego businesses and individuals for over 70 years. Our experienced team specializes in commercial insurance, employee benefits, and personal insurance, tailoring risk management strategies to meet each client's unique needs. With a commitment to personalized service and access to top-tier carriers, we prioritize building long-term relationships grounded in trust and integrity.

Recognized as San Diego's leading independent brokerage by the San Diego Business Journal in 2018, we combine modern technology with proactive service to help clients protect assets and navigate evolving insurance landscapes. Our success is measured by the enduring partnerships we cultivate, ensuring clients receive expert guidance and cost-effective solutions that support both their professional and personal lives.
Services
Commercial Insurance Employee Benefits Personal Insurance Cyber Liability Insurance Surety Bonds Construction Insurance Entertainment Insurance Commercial Real Estate Insurance
Details
  • Year established: 1947
Highlights and features
  • We offer 70+ years of insurance expertise in San Diego's unique market
  • Our team provides tailored risk management solutions for businesses and individuals
  • We maintain partnerships with top-tier insurance carriers nationwide
  • We offer complimentary ThinkHR services for employee benefits management
  • We prioritize personalized service with dedicated account management
What people say
Exceptional customer service Proactive risk management Personalized attention Cost-effective solutions Trusted partner
Services
Commercial Insurance
We provide comprehensive commercial insurance programs tailored to businesses' specific risks. Our solutions protect against property damage, liability claims, and operational disruptions while ensuring compliance with industry regulations. With access to top-rated carriers, we help businesses of all sizes implement cost-effective risk management strategies.
Employee Benefits
Our employee benefits specialists design customized healthcare and retirement plans that meet business needs while attracting top talent. We offer access to ThinkHR services for compliance support and provide ongoing management of health, dental, vision, and life insurance programs for employers of all sizes.
Personal Insurance
We offer personalized insurance solutions for individuals and families, including home, auto, and specialty coverage options. Our services protect high-value assets like fine art and jewelry while providing umbrella policies for enhanced liability protection. We ensure competitive pricing with comprehensive personal risk management strategies.
Cyber Liability Insurance
Our cyber liability insurance protects businesses against data breaches and digital threats. We help implement risk mitigation strategies while providing coverage for legal expenses, notification costs, and business interruption losses. This specialized protection addresses evolving cybersecurity challenges across all industry sectors.
Surety Bonds
We provide surety bond solutions for construction projects and regulatory requirements. Our services include bid bonds, performance bonds, and payment bonds that ensure contractual obligations are met. We work with contractors and businesses to secure necessary bonding for project success.
People
Dan Beck
Senior Vice President
With decades of insurance experience, Dan Beck leads client relations as Senior Vice President. He specializes in commercial risk management and oversees strategic account development while maintaining Snapp's commitment to personalized service.
John Toon
President
As President, John Toon directs agency operations and client service standards. With extensive industry expertise, he ensures the implementation of innovative insurance solutions while maintaining the company's founding principles of integrity and client focus.
Questions
What types of insurance does Snapp & Associates offer?
We provide commercial insurance, employee benefits, personal insurance, cyber liability coverage, surety bonds, and specialty insurance for construction and entertainment industries.
Do you serve businesses of all sizes?
Yes, we work with startups, mid-sized companies, and established enterprises, tailoring solutions to meet each business's specific insurance needs and growth stage.
What employee benefits services are available?
We offer healthcare plans, retirement solutions, compliance support through ThinkHR, and specialized benefits packages to help businesses attract and retain talent.
How do you handle insurance claims?
Our team provides dedicated claims support, guiding clients through the process while coordinating with carriers to ensure timely resolution and proper documentation.
What areas do you serve?
While headquartered in San Diego, we serve clients throughout California and provide specialty insurance solutions for businesses operating nationwide.
Can I get a free insurance consultation?
Yes, we offer complimentary initial consultations to assess your insurance needs and recommend appropriate risk management strategies tailored to your situation.
Reviews (4)
Tania B.
Jun 14, 2022 Report
My homeowners insurance went up more than $700 dollars and these agents never bothered to notify me or attempt to find new insurance that would be cheaper. All they do is service the account for the insuance company.
Vincent M.
Apr 29, 2020 Report
Steve is happy to take on your insurance money and sign you up. But god forbid you have to claim or get a refund for unused time. Unwilling to help, not replying to emails, passing the buck when the insurer is saying speak to the agent to get it resolved - and at which time no responses come back. Would stay away well from this company if you want insurance.
Spyro W.
Mar 15, 2018 Report
I have been with this company for a long time; the service is incredible. Genevieve and her team are amazing! Thanks!
Jonathan M.
Mar 10, 2018 Report
Genevieve at S&A is your go-to gem if you're looking for a great broker to work with for your personal business. I started a general contractor business in the construction industry. I went thru many brokers that couldn't understand my industry, in order to provide me with an decent quote for worker comp and general liability. Genevieve is very professional, knowledgeable and works miracles expeditiously.

It is a pleasure working with someone who knows their stuff, can provide advise and to top it all off.come in at a better price than her competitors! I completely recommend Genevieve for your business. Know that you're in good hands.