Business Details
31 Years
experience
Your Trusted Independent Insurance Agency in Idaho
Kuespert Insurance has been serving clients across Idaho, Washington, and Oregon for over 25 years as an independent insurance provider. Our licensed professionals prioritize personalized service, working directly with clients to secure competitive rates through partnerships with more than 25 insurance carriers. As a family-owned business established in 1995, we emphasize transparency, client education, and comprehensive coverage solutions for both personal and commercial needs.Our team combines decades of industry experience with localized market knowledge to address unique insurance requirements. With offices in Coeur d'Alene, Parma, and Saint Maries, we maintain a commitment to community-focused service while offering statewide and regional coverage. Our operational history reflects a dedication to simplifying insurance procurement and claims management for individuals and businesses alike.
Services
Auto Insurance
Home Insurance
Business Insurance
Farm Insurance
Health Insurance
RV Insurance
Boat Insurance
Condo Insurance
Renters Insurance
Umbrella Insurance
Details
- Year established: 1995
Highlights and features
- We offer 25+ years of independent insurance expertise in Idaho markets
- Our team works with 25+ carriers to secure competitive, customized rates
- Family-owned agency prioritizing personalized client relationships and transparency
- Licensed professionals specializing in complex personal and business insurance needs
- Local offices providing region-specific insurance knowledge and accessibility
What people say
Excellent customer service
Saved over 250 monthly
Quick claim resolution
Knowledgeable staff
Personalized attention
Services
Auto Insurance
We provide comprehensive auto insurance solutions tailored to individual and family needs. Our policies include liability, collision, and comprehensive coverage options with flexible deductibles. Clients benefit from multi-policy discounts and personalized risk assessments across Idaho, Oregon, and Washington.
Home Insurance
Our homeowner insurance policies protect against property damage, liability claims, and additional living expenses. We offer customizable coverage limits and endorsements for unique home features. Competitive rates are available for primary residences, vacation homes, and investment properties throughout the Pacific Northwest.
Business Insurance
We design comprehensive business insurance packages including general liability, property, and workers' compensation coverage. Specialized policies cater to restaurants, nonprofits, contractors, and agricultural operations. Our risk management approach helps Idaho businesses protect assets and maintain operational continuity.
Farm Insurance
Our farm insurance solutions cover equipment, livestock, and crop-related risks with customizable liability limits. Policies include protection for farm structures, machinery breakdowns, and seasonal variations. We serve Idaho's agricultural community with specialized knowledge of regional farming challenges.
Health Insurance
We offer individual and family health insurance plans with access to regional provider networks. Our policies include HMO, PPO, and high-deductible options with preventive care benefits. Clients receive guidance on ACA compliance and supplemental coverage choices for dental, vision, and prescriptions.
People
Paul Kuespert
Founder
Paul established the agency in 1995 after 16 years of insurance industry experience. He oversees operations with a focus on maintaining independent agent principles while ensuring modern coverage solutions for clients.
Janelle Kuespert
Co-Owner
Janelle works alongside Paul to manage daily operations and client relations. With extensive insurance knowledge, she ensures the agency maintains its family business values while adapting to evolving market demands.
Stewart Kuespert
President
Stewart leads the agency's strategic direction while maintaining hands-on client service. He specializes in complex insurance solutions and continues the family tradition of independent, client-focused representation.
Questions
How does Kuespert Insurance find competitive rates?
We access multiple carriers to compare policies and pricing, leveraging our independent agent status to negotiate competitive rates tailored to individual risk profiles.
What insurance services do you offer?
We provide personal insurance (auto, home, health), business insurance (general liability, commercial property), and specialty coverage (farm, restaurant, contractors) across Idaho and surrounding states.
Are you licensed outside Idaho?
Yes, we hold licenses in Washington, Oregon, Nevada, California, and Arizona while maintaining primary offices in three Idaho locations.
Can you help with policy changes?
We facilitate policy modifications including coverage adjustments, driver additions, and vehicle changes through our online service center or direct agent assistance.
What sets you apart from online insurers?
Our local agents provide personalized guidance, claims advocacy, and multi-carrier comparisons that online platforms cannot match, ensuring comprehensive coverage understanding.
Do you offer 24/7 claims support?
While our offices operate during standard business hours, we connect clients with insurance carrier emergency services for after-hours claims assistance.
Reviews (1)
Ric Hyde
Jan 31, 2021
Report
I called the company on 6-29-20 and because of the virus you have 2 choices: 1 Leave a voicemail message or use a special phone number they provide and leave a text message. This backup plan worked nicely because they got back to me quickly, what a surprise! Also, Kuespert found me a possible future home insurance policy for $622 per year. It beat the policy price of the mortgage lender by $338 per year. Pays to shop when items on the Loan Estimate say you can. The money i just saved on a 30 year mortgage is $10,140 dollars, ya baby! Pays to check your own insurance company ya just never know and you have every thing to gain and nothing to lose.
