Call Now
Website
Call
Business Details
36 Years
experience
Your Trusted Independent Insurance Agency in Spokane Valley
Since 1990, All Lines Insurance has served as a trusted independent insurance agency dedicated to helping individuals, families, and businesses in Spokane and surrounding regions secure comprehensive coverage. Our team prioritizes client needs over carrier interests, offering personalized solutions through partnerships with top-rated insurance providers across Washington, Montana, Idaho, and Oregon.

With decades of combined experience, we specialize in auto, home, renters, flood, umbrella, commercial liability, and life insurance, ensuring clients receive optimal value and protection tailored to their unique circumstances. Our commitment to transparency, competitive pricing, and local market expertise has solidified our reputation as a leading insurance broker in the Pacific Northwest.
Services
Auto Insurance Homeowners Insurance Commercial Liability Insurance Life Insurance Flood Insurance Umbrella Insurance Boat/Yacht Insurance Recreational Vehicle Insurance Renters Insurance Contractor Insurance
Details
  • Year established: 1990
Highlights and features
  • We've provided independent insurance solutions since 1990 with local market expertise.
  • Our loyalty remains with clients, not insurance carriers, ensuring unbiased recommendations.
  • We partner with multiple top-rated carriers to offer competitive pricing options.
  • Our agents specialize in both personal and commercial insurance coverage needs.
  • We serve clients across four states with personalized service and free consultations.
Services
Auto Insurance
Protect your vehicle and finances with comprehensive auto insurance solutions. We offer policies covering collision damage, liability protection, and uninsured motorist coverage from trusted carriers. Our agents help clients compare rates and select coverage that balances protection needs with budget constraints while meeting state minimum requirements.
Homeowners Insurance
Secure your home and belongings with customizable homeowners insurance policies. Our coverage options protect against fire, theft, natural disasters, and liability claims. We work with multiple carriers to find policies that cover structural damage, personal property loss, and additional living expenses during repairs while offering competitive pricing.
Commercial Liability Insurance
Safeguard your business operations with comprehensive liability insurance. Our commercial policies protect against bodily injury claims, property damage lawsuits, and advertising injuries. We offer tailored solutions for premises liability, product liability, and professional errors while ensuring compliance with industry-specific regulations across multiple business sectors.
Life Insurance
Plan for your family's future with term and permanent life insurance options. We help clients evaluate coverage amounts that protect dependents, cover mortgages, and maintain financial stability. Our agents provide policy comparisons that balance premium costs with long-term benefits while offering ongoing policy reviews to ensure continued suitability.
Flood Insurance
Mitigate flood-related risks with specialized insurance coverage for residential and commercial properties. Our policies cover structural damage, personal property loss, and repair costs from flooding events. We educate clients about flood zone requirements while providing options that exceed mandatory minimums for comprehensive protection against unexpected water damage.
Questions
How does All Lines Insurance help clients find the right policy?
We compare options from multiple carriers to find coverage that matches your specific needs and budget.
What types of insurance services do you offer?
We provide personal insurance (auto, home, life) and commercial insurance (liability, property, professional liability).
How can I get a free insurance quote?
Contact us via phone or our website to receive a personalized quote from our insurance specialists.
Which areas do you serve?
We serve clients throughout Washington, Montana, Idaho, and Oregon with localized insurance solutions.
Why choose an independent insurance agency?
As an independent agency, we work for you rather than specific carriers to ensure unbiased recommendations.
Reviews (5)
Anne B.
Apr 07, 2025 Report
I just wanted to take the opportunity to give All Lines Insurance a good report. I have long believed our home was underinsured and finally contacted All-Lines Insurance to discuss the matter. We ended up working with Tony Williams. After sending Tony photos of our house and outbuildings, Tony went to work for us. We exchanged a few emails, and Tony came back with a very satisfactory solution. He was a pleasure to work with, and we are delighted with the upgrade to our policy. All-Lines has always served us well, but this transaction was a highlight. Thank you Tony Williams!
Sean W.
Oct 06, 2021 Report
Was really good company, now don't know what is going on. I cant get my insurance raised to hire limits, there some bond issue, and nothing been done already for 3 weeks. Email multiple times to Tim no single update or answer. Time to look for different companie.
Denise Putz
Sep 15, 2021 Report
Manny was extremely helpful and went the extra mile to find a more affordable solution to my Auto and Home Owners insurance. He had great success and I am extremely happy with the solution he came up with.
Steve Lockhart
Jul 16, 2021 Report
Pamela is a top notch agent. She is very responsible, and always returns your calls. It's an old saying, but it fits. If you were to give an inch she gave a mile! That is what I believe.
Jeremy Caldwell
Jul 15, 2021 Report
Pamela did a great job helping us get the best rates available to use for home mortgage and auto insurance. She explained every step of the way and followed-up on numerous questions we had and helped guide us through the process. Highly recommend working with her again.