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Business Details
50+ Years
experience
Your Trusted Insurance Partner in Duluth, MN
Young & Associates has been a trusted partner in the Northland community for over a century. As a family-owned business, we prioritize personalized service and local expertise to protect your family and business. Our independent agency model allows us to shop multiple carriers to secure optimal coverage at competitive rates. With a team of licensed professionals, we specialize in auto, home, motorcycle, boat, life, business, liability, workers compensation, and truck insurance. Our commitment to client needs is reflected in our dedicated service approach, where each client receives a tailored protection program.

We pride ourselves on transparency, responsiveness, and deep community knowledge to address both personal and commercial insurance exposures. Our century-long legacy demonstrates our ability to adapt to evolving risks while maintaining core values of integrity and client advocacy. By focusing on long-term relationships rather than specific carriers, we ensure our clients receive fair, prompt claims resolution and comprehensive risk management solutions.
Services
Auto Insurance Home Insurance Business Insurance Truck Insurance Workers Compensation Liability Insurance Motorcycle Insurance Boat Insurance Life Insurance Commercial Insurance
Details
  • Year established: 1912
Highlights and features
  • We have served the Northland community for over 100 years
  • Our independent agency model shops multiple carriers for optimal coverage
  • We provide personalized protection programs tailored to unique client needs
  • Our team includes experienced, licensed insurance professionals
  • We offer dedicated claims support to ensure fair, prompt payment
Services
Auto Insurance
We provide comprehensive auto insurance solutions tailored to individual drivers and fleet owners. Our policies protect against liability, collision, and comprehensive risks while offering customizable coverage options. With access to multiple carriers, we help clients find cost-effective policies that meet specific needs while ensuring compliance with state requirements.
Home Insurance
Our home insurance policies safeguard residential properties against common risks including fire, theft, and weather damage. We offer customizable coverage options for homeowners, renters, and condominium owners. Our agents work closely with clients to create policies that protect personal assets while addressing unique property requirements in Minnesota and Wisconsin climates.
Business Insurance
We design comprehensive business insurance packages for companies of all sizes across various industries. Our offerings include general liability, property insurance, and specialized coverage options. With expertise in commercial risk management, we help businesses protect assets, manage liabilities, and maintain operational continuity through tailored insurance solutions.
Workers Compensation
We provide workers compensation insurance that protects businesses and employees from work-related injury or illness costs. Our policies comply with state regulations while offering comprehensive coverage for medical expenses and lost wages. We assist businesses in implementing safety programs to reduce workplace risks and potential claims.
Truck Insurance
Our specialized truck insurance policies cover owner-operators and fleet owners with protection for vehicles, cargo, and liability exposures. We offer customized solutions for different trucking operations including long-haul, local delivery, and specialized freight. Our industry expertise helps trucking businesses manage risks while maintaining compliance with regulatory requirements.
Questions
What types of insurance do you offer?
We offer auto, home, motorcycle, boat, life, business, liability, workers compensation, and truck insurance for clients in Minnesota and Wisconsin.
Why choose an independent agency?
As an independent agency, we can shop multiple carriers to find you the best coverage at competitive rates that fit your specific needs.
How do you handle insurance claims?
We provide dedicated claims support to ensure fair, prompt payment and work on your behalf throughout the entire claims process.
Do you serve both individuals and businesses?
Yes, we offer personalized insurance solutions for both individuals and commercial clients with tailored protection programs.
How can I get a quote?
You can request a quote through our website or contact us directly at (218) 722-1481 to speak with one of our licensed professionals.
What areas do you serve?
We primarily serve Duluth, Superior, Hermantown, Proctor, and surrounding areas in both Minnesota and Wisconsin.
Reviews (4)
Del Schowalter
Jun 24, 2022 Report
Young and Associates have always been most helpful and we have used them often in the past twenty years. We are also very happy to be back with Westfield Insurance, thanks again for all your help!
Jacob Busiahn
May 30, 2022 Report
I've had by business insurance through Young and Associates for the past three years. Every interaction I've had with them I've been impressed. Highly recommended.
Edward Costello
Nov 24, 2021 Report
Young and Associates Insurance is a refreshingly effective and straightforward firm to work with. None of the typical product marketing sales pitches. And, wow! Susan Stocke is communicative, efficient, and resourceful. She would not give up the search until she found me the right polies. Young and Associates will now handle all of the business insurance needs for Costello Safety LLC.
Susan Gornik
Feb 22, 2021 Report
We are VERY satisfied with the service received from Young & Associates. He walked us through everything after listening to our needs. They made all the phone calls to our prior carrier. We saved a lot of money making the switch and got additional coverage we never had before. I'd highly recommend making a phone call for a consultation to see what you can save!