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Business Details
50+ Years
experience
Your Trusted Insurance Partner in the Twin Ports Area
Reliable Insurance Agency has been serving clients since 1974 with a commitment to integrity and personalized service. Our team of certified professionals operates from three Minnesota-Wisconsin locations, offering tailored insurance solutions for individuals and businesses. We prioritize client needs over commissions, working with multiple carriers to ensure optimal coverage and advocacy. With decades of combined experience, we specialize in property, auto, health, life, and commercial insurance, alongside financial planning services.

Our community involvement reflects our core values of loyalty and empathy, demonstrated through local partnerships and charitable initiatives. As a Trusted Choice agency, we maintain rigorous professional standards while adapting to market changes to protect our clients' financial futures. Our expansion to offices in Cloquet, Hermantown, and Superior enables comprehensive service across the Northland region.
Services
Auto Insurance Home Insurance Business Insurance Health Insurance Life Insurance Commercial Property Workers Compensation Group Benefits Financial Planning
Details
  • Year established: 1974
Highlights and features
  • Certified agents with decades of combined insurance expertise
  • Three convenient office locations serving Minnesota and Wisconsin
  • Independent agency model with access to multiple carriers
  • Community-focused approach with local charitable initiatives
  • Personalized service prioritizing client needs over commissions
Associations and certifications
  • CIC
  • CISR
  • CLCS
What people say
Always had our back Smooth experience Ready to answer questions Highly valued customer No stress about insurance
Services
Business Insurance
Our business insurance solutions protect commercial operations with customizable policies covering property, liability, and workers compensation. We specialize in creating comprehensive packages for Minnesota and Wisconsin businesses, combining general liability and property insurance with specialized coverage options. Our experienced agents help companies navigate risk management while maintaining cost-effective protection.
Auto Insurance
Personal and commercial auto insurance policies provide protection for drivers across Minnesota and Wisconsin. We offer competitive rates on standard vehicle coverage, motorcycle insurance, and recreational vehicle policies through multiple carriers, ensuring tailored solutions that meet specific driving needs and budget requirements.
Health Insurance
We provide individual and group health insurance plans with access to local healthcare providers. Our agents help clients understand Medicare options, supplement plans, and comprehensive health coverage solutions that meet ACA requirements while maintaining affordability for families and businesses.
Life Insurance
Our life insurance offerings include term and permanent policies designed to protect families and business interests. We help clients establish financial security through customized coverage that addresses estate planning needs, final expense protection, and business continuity planning.
Financial Planning
We offer financial planning services including annuities, IRAs, and long-term care solutions. Our approach focuses on wealth preservation and growth through personalized strategies that address retirement planning, tax considerations, and estate protection needs.
People
Scott Wojtysiak
Certified Insurance Counselor
With CIC and CSRM designations, Scott brings specialized insurance expertise to commercial clients, focusing on risk management solutions and business continuity planning.
Micki Wojtysiak
Insurance Professional
Holding CIC, CISR, and CLCS certifications, Micki specializes in commercial insurance solutions with emphasis on comprehensive risk assessment and policy customization.
Callie Robinson
Insurance Agent
As a CISR-certified professional, Callie focuses on delivering personalized insurance solutions while maintaining exceptional client service standards for personal and business clients.
Sarah Rautell
Insurance Specialist
Combining CIC and CISR expertise, Sarah provides tailored insurance solutions with particular focus on commercial property and liability coverage options.
Travis Hansen
Insurance Professional
Certified in CIC standards, Travis specializes in commercial insurance products while maintaining commitment to personalized client service and community engagement.
Questions
What types of insurance does Reliable Insurance Agency offer?
We provide auto, home, business, commercial, health, life, and financial planning services, along with group benefits and specialized insurance products.
How can I get an insurance quote?
Request a quote online through our secure portal or contact any of our three office locations for personalized assistance from our certified agents.
Do you handle insurance claims?
Yes, our team assists with claim filing and resolution for all policies we service, providing ongoing support throughout the claims process.
Are your agents certified professionals?
Our team includes Certified Insurance Counselors (CIC) and Certified Insurance Service Representatives (CISR) with specialized industry expertise.
Do you serve both individuals and businesses?
We offer comprehensive insurance solutions for both personal needs and commercial operations across Minnesota and Wisconsin.
Reviews (4)
Barbara Erickson SouthernNana
Jun 05, 2022 Report
Reliable is co has been my company for 25yrs + Name says it all The company has great service, , respond quickly and handled the one accident that I had in a timely manner. They are a fantastic company and prices are always competitive and extra services always added as they come I E Accident forgiveness, , etc that have come along. At one time when I was younger bundled with multiple vehicles and home Great with all And as with previous agent Sarah is a great agent and she's very kind and keeps eye on the ball very "reliable" Thank you Reliable And Sarah
Isaac Pfeffer
Apr 26, 2022 Report
You want a hard charging. easy going. get $H!T done kind of gal!? Sarah is the choice for you. numerous times have have I called with catastrophic life issues and she has been. reliable. ( see what I did there) P.s. ( I am a non attorney spokes person nor a paid actor )
Cheryl Kop
Apr 22, 2022 Report
We have been insured by Reliable Agency for the past 20 years for both our business and personal policies. They are all great, efficient, and do their best to get us the best policies at the lowest prices. What a comfort it has been to be cared for by this wonderful company's perfect employees.
Dick Conley
Apr 18, 2022 Report
I have "Relied" on Reliable's "Starr" agent for years and benefited from her expertise in health care and her quick replies to all my inquiries. I recommend her and the Reliable team highly which I use for home and auto as well.