Business Details
47 Years
experience
Emergency
services
Trusted Insurance Solutions for Businesses and Individuals
Founded in 1979, Cartier Agency has grown into a leading independent insurance agency through our unwavering commitment to personalized service and industry expertise. Our team of seasoned professionals brings decades of combined experience in personal, commercial, life, and health insurance, serving clients across the United States from our Minnesota headquarters. We distinguish ourselves through proactive community engagement, having served on numerous local boards and committees while maintaining membership in multiple service organizations.Our strategic acquisition of Erickson Insurance in Wisconsin demonstrates our dedication to expanding our reach while preserving the trusted, localized service our clients expect. Through continuous investment in technology and staff training, we've streamlined insurance processes to deliver efficient, client-focused solutions tailored to each customer's unique needs.
Services
Business Insurance
Trucking Insurance
Employee Benefits
Home & Auto Insurance
Commercial Property Insurance
Professional Liability
Umbrella Insurance
Workers' Compensation
Group Health Plans
Scheduled Items Coverage
Details
- Year established: 1979
Highlights and features
- We offer over 40 years of experience in comprehensive insurance solutions
- Our team provides 24/7 service with personalized policy management
- We maintain active community involvement and industry leadership
- Our agency holds both State and National Agency of the Year awards
- We implement technology-driven processes for efficient claims management
Associations and certifications
- Keystone Insurance Group
Services
Business Insurance
Our business insurance solutions protect commercial investments through comprehensive coverage options including property damage protection, liability coverage, and business interruption insurance. We specialize in tailored policies for small to mid-sized businesses, combining property and liability protections in customizable packages. Our experienced team provides workers' compensation auditing, safety program development, and cyber threat protection to ensure complete business risk management.
Trucking Insurance
Trucking insurance services cover fleets of all sizes with specialized policies including auto liability, physical damage coverage, and cargo protection. We offer compliance assistance through CSA reporting and DOT regulation guidance, along with safety inspection services and risk management programs. Our team works with multiple trucking-specific carriers to provide customized coverage solutions for transportation industry clients.
Employee Benefits
We design comprehensive employee benefit packages including health, dental, vision, and life insurance options for businesses. Our services cover both fully insured and self-funded plan options, with specialized programs for dental and vision care, disability coverage, and voluntary benefits. We provide plan implementation support, ongoing management, and compliance assistance with ACA regulations and state continuation requirements.
Home & Auto Insurance
Our personal insurance solutions protect homeowners, drivers, and recreational vehicle owners through bundled policy options. Coverage includes standard homeowners and auto policies, with specialized options for second homes, rental properties, and valuable item floaters. We offer 24/7 claims support and home safety resources to help policyholders protect their personal investments and maintain financial security.
Commercial Property Insurance
Commercial property insurance safeguards business assets against covered losses including fire, theft, and natural disasters. Policies cover building structures, contents, and business interruption losses, with optional endorsements for specialized equipment and inventory protection. Our team conducts detailed coverage analyses to ensure appropriate valuation and risk mitigation for each client's specific property needs.
People
Matt Cartier
Principal
With over two decades of insurance industry experience, Matt Cartier leads strategic operations at Cartier Agency. He specializes in commercial risk management and maintains active involvement in policy development and client relations.
Cory Cartier
Principal
Cory Cartier brings extensive expertise in insurance operations and client service leadership. He focuses on expanding agency capabilities while maintaining the personalized approach that defines Cartier Agency's client relationships.
Jeremy Jeannette
Principal
Jeremy Jeannette oversees key insurance programs and carrier partnerships. With a background in both personal and commercial insurance, he ensures comprehensive coverage options for diverse client needs across multiple industries.
Arianna Bell
Director of Service
Arianna Bell manages client service operations, focusing on policy administration and claims resolution. Her team leadership ensures efficient service delivery and client satisfaction across all insurance product lines.
Selene Wosepka
Agency Leader
As founder of Erickson Insurance, Selene Wosepka established a reputation for trusted service in Wisconsin. She continues her client-focused approach following the agency's acquisition by Cartier Insurance.
Questions
How do I request a quote for business insurance?
Contact our Duluth office at 800-756-3346 or use our online contact form to connect with a specialist who will assess your business needs and provide customized coverage options.
What commercial insurance coverages do you offer?
We provide commercial property, general liability, business owners policies, workers' compensation, professional liability, inland marine, and umbrella insurance coverage options tailored to specific industries.
Do you offer 24/7 insurance service?
Yes, our home and auto insurance clients have access to 24/7 policy management through our online portal, and our claims team works around the clock to resolve commercial and personal claims efficiently.
What areas do you serve?
While based in Duluth, Minnesota, we serve clients throughout the United States with specialized expertise in Minnesota and Wisconsin markets through our multiple office locations.
How do you handle insurance claims?
Our dedicated claims team works directly with clients and carriers to expedite resolution, offering personalized support from initial reporting through final settlement for all policy types.
What employee benefit plans are available?
We offer group health, dental, vision, life, and disability insurance with options for both fully insured and self-funded plans, including specialized programs for voluntary benefits and retirement protection.
Reviews (3)
Richard Rainey
May 26, 2020
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Tired of poor customer service because a virus now is pushed on us as away to live in fear, been trying to pay my bill vymut could not be treated as having any rights to service. Sad that for 10 years of loyalty I don't matter, just my money. Sad
Tony Yung
Jan 09, 2018
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Sharon Yung. Great service and friendly agents and support staff. Cory and his team have always assisted me in commercial and personal insurance needs. Highly recommend! They always answer my questions and respond quickly!
Dee Cooper
Oct 23, 2016
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I am so incredibly impressed with my new agent Mary with Cartier Agency! Had I known how professional, diligent, thorough coupled with kindness and happy energy she is I would have switched to Cartier years ago! I can't get over how prompt the agency is from the reception desk to an agent. They answered the phone within a ring or two. The receptionist was kind and asked questions to get me efficiently to the right agent. Mary took my information, explained all of my options, answered all of my questions and then gave me a specific window in which she'd call me back with a quote.
That was awesome because the coverage I needed was time sensitive and she honored that. Simply put, Mary and Cartier made me a priority. I'm paying for service and accuracy and I received that with flying colors. I would highly, HIGHLY recommend Cartier Agency.
That was awesome because the coverage I needed was time sensitive and she honored that. Simply put, Mary and Cartier made me a priority. I'm paying for service and accuracy and I received that with flying colors. I would highly, HIGHLY recommend Cartier Agency.
