Business Details
46 Years
experience
Your Trusted Insurance Partner in San Luis Obispo
Since 1980, Engle & Associates Insurance Brokers has provided tailored insurance solutions to individuals and businesses across California's Central Coast. As an independent agency, we prioritize client needs over insurer interests, offering access to multiple carriers to ensure competitive pricing and comprehensive coverage. Our team of seasoned professionals specializes in risk management, delivering personalized service that spans business, workers' compensation, specialty, and personal insurance lines. With over four decades of local expertise, we've built a reputation for exceptional client advocacy, earning recognition through awards like the 2015 Circle of Serving Award.Our commitment to continuous education ensures clients benefit from cutting-edge industry knowledge, while our membership in United Valley Insurance Service grants access to 60+ carrier markets nationwide. We distinguish ourselves through proactive loss control strategies, safety training programs, and a client-centric approach that treats every policyholder as part of our extended family.
Services
Business Insurance
Workers Compensation
Specialty Insurance
Personal Insurance
Cyber Liability
Commercial Auto
General Liability
Property Insurance
Umbrella Policies
Payroll Services
Details
- Year established: 1980
Highlights and features
- We offer 40+ years of local insurance expertise
- Our independent status provides access to multiple carriers
- We implement proactive risk management and safety programs
- Our team includes certified insurance professionals
- We provide personalized service with prompt claim resolution
What people say
Saved thousands on coverage
Prompt claim resolution
Expert risk analysis
Personalized service approach
Knowledgeable professionals
Services
Business Insurance
Our business insurance solutions provide comprehensive protection against industry-specific risks. We conduct thorough risk assessments to create customized policies covering property damage, liability claims, and operational disruptions. Clients benefit from our access to multiple carriers and our proactive approach to loss prevention strategies.
Workers Compensation
Specialized workers' compensation programs help businesses manage workplace injury risks. We offer pay-as-you-go options and implement safety training to reduce claims. Our team advocates during audits and works with medical providers to ensure smooth claims processing and return-to-work programs.
Specialty Insurance
Tailored insurance solutions for unique industries including cannabis businesses, craft breweries, and HOAs. Our experts understand specialized risks and source coverage where standard policies fall short. This includes liability protection and property coverage for high-risk operations.
Personal Insurance
Comprehensive personal insurance packages protect homes, vehicles, and valuable assets. We identify coverage gaps in existing policies and offer earthquake, flood, and classic car insurance. Our approach ensures adequate protection while optimizing premium costs for individual needs.
Cyber Liability
Modern cyber liability coverage addresses digital risks for businesses. Our policies protect against data breaches, ransomware attacks, and network security failures. We combine insurance protection with risk management resources to help prevent incidents and respond effectively when they occur.
People
Scott Engle
President
Third-generation insurance professional with 25+ years experience. Specializes in commercial risk management and workers' compensation solutions. Active in local business community and holds multiple industry certifications.
Travis Allen
Commercial Lines Manager
15-year insurance veteran focusing on business insurance and risk assessment. Expertise in construction, hospitality, and professional services sectors. Recognized for innovative coverage solutions and client advocacy.
Sarah Cordova
Personal Lines Specialist
10-year insurance professional with expertise in personal coverage and risk management. Known for exceptional client service and thorough policy analysis. Holds designations in personal insurance specialization.
Questions
What makes Engle & Associates different from other insurance agencies?
As independent brokers, we work for you - not specific insurers. This allows us to compare multiple options to find your best coverage at competitive rates while providing personalized service.
Do you specialize in specific insurance types?
We specialize in business insurance, workers' compensation, specialty coverages for unique industries, and comprehensive personal insurance packages tailored to California residents.
How can you help reduce business insurance costs?
We implement proactive risk management strategies, safety training programs, and leverage our carrier relationships to find cost-effective solutions without compromising coverage quality.
What areas do you serve?
We primarily serve California's Central Coast including San Luis Obispo, Santa Maria, Paso Robles, and surrounding communities from our offices in San Luis Obispo and Morro Bay.
How quickly can you help with insurance needs?
We offer prompt service with most inquiries addressed within 24 hours. New policy quotes typically provided within 1 business day, with expedited options available for urgent needs.
Reviews (4)
David Peszek
Apr 20, 2022
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One of the most professional and thorough business insurance groups I've ever worked with. Don't look further. Thank you!
Hallie Honn
May 28, 2021
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I wish I could give this business 10 stars! My husband and I started a business last year and my initial experience getting started was pretty excruciating. Well, 3 months later and 6 months earlier than we planned, we found ourselves needing to hire an employee! Engle and Associates came highly recommended from another business owner, so I decided to talk to them about my WC coverage. I am enjoying my VERY FIRST day off today!
This is all thanks to Jayne at Engle and Associates! The process was seamless, the response time from them was amazing and the continued support they offer makes me feel like I am going to be able to manage this unexpected growth with confidence. Thank you Engle and Associates for helping small business do big things!
This is all thanks to Jayne at Engle and Associates! The process was seamless, the response time from them was amazing and the continued support they offer makes me feel like I am going to be able to manage this unexpected growth with confidence. Thank you Engle and Associates for helping small business do big things!
Diana Weatherholt
Jun 11, 2018
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I have had two dealings with this business both were with Lisa Murdoch. She is extremely rude on the phone. Getting the required proof of insurance seemed to be such a difficult task when it should have only required one email. Not impressed with this business.
Joanne Peters
Nov 15, 2017
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Jayne was very attentive from the start, she listened and she knew what the best way to address my companies needs.
