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Your Trusted Insurance Partner in San Luis Obispo
RL Insurance Associates has been dedicated to providing comprehensive insurance solutions for over 30 years. Our team of experienced professionals specializes in both business and personal insurance, serving clients across the Central Coast and throughout California. We prioritize client-oriented service, ensuring each client receives tailored coverage that meets their unique needs. With expertise in health, life, home, auto, and commercial insurance, we help individuals and businesses navigate complex insurance landscapes. Our principal broker, Roland Levine, brings decades of experience in employee benefits and life insurance planning, while associates like Debbie Lujan and Sharon Scheller offer specialized support in liability, workers' compensation, and group benefits. We pride ourselves on fostering long-term partnerships, combining industry knowledge with personalized attention to deliver cost-effective, reliable protection.

Our commitment to continuous education ensures we stay ahead of evolving health and welfare regulations, providing clients with up-to-date solutions. By focusing on transparency and integrity, we empower clients to make informed decisions, saving them time and money while offering peace of mind. Our local presence in San Luis Obispo allows us to deeply understand regional needs, and our track record of client testimonials underscores our dedication to excellence. Whether you're a small business owner or an individual seeking coverage, we are here to simplify the insurance process and ensure your assets are safeguarded.
Services
Commercial Auto Insurance General Liability Insurance Employment Practices Liability Insurance Group Health Insurance Business Property Insurance Commercial Umbrella Insurance Health Insurance Life Insurance Home Insurance Workers Comp
Highlights and features
  • We offer 30+ years of experience in business and personal insurance solutions.
  • Our team provides personalized service tailored to individual client needs.
  • We specialize in complex insurance areas like workers' compensation and group benefits.
  • Our local expertise serves Central Coast businesses and residents comprehensively.
  • We maintain long-term client relationships through transparent, ethical practices.
What people say
Flawless service for 25 years Best employee benefit rates available Personalized attention to detail Helped navigate complex health plans Responsive to growing business needs
Services
Commercial Auto Insurance
Protect your business vehicles against accidents, theft, and liability claims. We offer tailored policies for contractors, fleets, and commercial operations. Our coverage helps safeguard your assets while ensuring compliance with state regulations.
Workers Compensation Insurance
Ensure compliance and protect employees with comprehensive workers' compensation coverage. We help businesses manage workplace injury risks, covering medical expenses, lost wages, and legal costs while promoting workplace safety.
Group Health Insurance
Provide competitive health benefits to attract and retain talent. We offer customized group plans for businesses, including dental, vision, and disability coverage, ensuring comprehensive protection for employees and employers.
Homeowners Insurance
Secure your home against perils like fire, theft, and water damage. Our policies cover structural repairs, personal property loss, and liability claims, with optional upgrades for high-value items and building code compliance.
Business Property Insurance
Protect your business property against damage from fire, storms, or theft. Coverage includes buildings, equipment, and inventory, with options for business interruption and code upgrade expenses during recovery.
People
Roland Levine
Principal Broker
With over 30 years of experience, Roland specializes in employee benefits and life insurance planning for small businesses and municipalities. His expertise helps clients optimize health insurance solutions for improved morale and profitability.
Debbie Lujan
Associate Agent
Debbie has served RL Associates since 2008, assisting with liability, workers' compensation, and commercial auto insurance. She streamlines policy renewals and acts as a direct communication link between clients and carriers.
Sharon Scheller
Office Manager
Sharon manages group benefits inquiries and office operations, ensuring smooth client interactions. Her role combines administrative oversight with specialized support for employee benefit programs and policy management.
Questions
What types of insurance do you offer?
We provide commercial auto, general liability, workers' compensation, group health, life, home, and business property insurance for clients across California.
How can you help businesses save money on insurance?
Our team shops for competitive rates, identifies risk management opportunities, and tailors policies to minimize costs while maintaining comprehensive coverage for businesses.
Do you serve areas outside San Luis Obispo?
Yes, we serve all of California, including Monterey, Santa Barbara, and surrounding counties with both business and personal insurance solutions.
What makes your workers' compensation services unique?
We combine 38 years of experience with risk management tools to help businesses control costs, comply with regulations, and reduce workplace hazards effectively.
Reviews (1)
Bruce Singh Star Electric
Jan 31, 2018 Report
Debbie, Sharon and Rowland are some of my favorite people to work with. I can always count on this team to help me resolve my business issues. I strongly recommend this company and we will continue using them! Thank you!