Business Details
25 Years
experience
Trusted Medical Stop-Loss Insurance Solutions in Spartanburg, SC
Since 2001, East Coast Underwriters has pioneered sustainable healthcare cost solutions through a personalized approach to medical stop-loss insurance. We specialize in self-funded health plans for groups covering 25 to 5,000+ members, combining plan versatility with competitive pricing that maintains exceptional care quality. Our team collaborates with A-rated carriers like Gerber Life and Pan American Life Insurance Company to deliver tailored risk management strategies.With decades of industry experience, we empower businesses to reduce healthcare expenses while improving employee care quality through innovative captive insurance programs. Our commitment to transparency and client-centric service has established us as a trusted partner for insurance brokers, business executives, and third-party administrators nationwide.
Services
Medical Stop-Loss Insurance
Group Captive Insurance
Self-Funded Health Plans
Risk Management Strategies
Medical Underwriting Review
Details
- Year established: 2001
Highlights and features
- Personalized approach to self-funded health plan design
- Competitive pricing with A-rated carrier partnerships
- Decades of specialized experience in medical stop-loss insurance
- Custom risk management strategies for premium reductions
- Proven track record with 20+ years of client success stories
Associations and certifications
- A.M. Best Company
What people say
Collaborative approach
Consistent, reliable carrier
Flexible, premium decrements
Excellent customer service
Services
Medical Stop-Loss Insurance
Our medical stop-loss insurance protects businesses from excessive healthcare claims by setting specific loss thresholds. This solution enables employers to maintain self-funded plans with predictable costs while ensuring employees receive quality care. Backed by A-rated carriers, we provide customized coverage that adapts to each group's unique needs.
Group Captive Insurance
We design group captive insurance programs that give businesses greater control over healthcare expenses. These solutions allow employers to pool resources while implementing risk mitigation strategies that qualify for premium reductions. Our expertise ensures compliance with regulatory requirements while maximizing financial benefits for participating groups.
Self-Funded Health Plans
Our self-funded health plans offer businesses cost-effective alternatives to traditional insurance. By combining stop-loss coverage with customized plan designs, we help employers reduce premiums while maintaining comprehensive benefits. We provide ongoing support for claims administration and regulatory compliance to ensure smooth implementation.
Risk Management Strategies
We develop tailored risk management strategies that help employers qualify for premium decrements through proactive healthcare cost control. Our solutions include medical underwriting reviews, claims analysis, and wellness program integration to reduce overall risk exposure while improving employee health outcomes.
Medical Underwriting Review
Our specialized nursing team conducts comprehensive medical underwriting reviews to assess group risk profiles. This process involves analyzing individual medical questionnaires to identify potential cost drivers and recommend plan adjustments that optimize coverage while minimizing financial exposure for employers.
People
Jonathan Socko
President
With over 20 years in the insurance industry, Jonathan Socko leads East Coast Underwriters' strategic direction. He oversees operations and maintains key carrier relationships while ensuring the company's mission of sustainable healthcare solutions remains central to all business decisions.
Kody Parker
Senior Vice President, Sales and Business Development
Kody Parker drives business growth through innovative sales strategies and partnership development. With extensive industry experience, he focuses on expanding East Coast Underwriters' market reach while maintaining client-centric service standards that align with the company's core values.
Lisa Leeman
Medical Underwriting Review Nurse Manager
Lisa Leeman leads the medical underwriting team with 15+ years of healthcare experience. She ensures thorough risk assessments for group plans, implementing quality control measures that enhance underwriting accuracy and support competitive pricing strategies for clients.
Casey McPeters
Director of Underwriting
Casey McPeters oversees underwriting operations with a focus on precision and client satisfaction. With deep expertise in risk assessment, they lead a team that ensures accurate evaluations while maintaining compliance with industry standards and regulatory requirements.
Tammie Burrell
Vice President of Operations
Tammie Burrell manages day-to-day operations, ensuring efficient claims processing and client support. With extensive experience in insurance administration, she implements process improvements that enhance service quality while maintaining regulatory compliance across all company operations.
Questions
What is medical stop-loss insurance?
Medical stop-loss insurance protects self-funded employers from excessive healthcare claims by setting specific loss thresholds. This coverage ensures predictable costs while maintaining quality employee benefits through East Coast Underwriters' specialized programs.
How do self-funded plans reduce costs?
Self-funded plans eliminate traditional insurance premiums while maintaining control over healthcare expenses. East Coast Underwriters' stop-loss coverage and risk management strategies help businesses reduce costs by up to 30% compared to fully insured plans.
Which carriers do you partner with?
We underwrite through A-rated carriers including Gerber Life Insurance Company and Pan American Life Insurance Company, ensuring reliable coverage and competitive pricing for all our clients' healthcare solutions.
Can small businesses qualify for these programs?
Our solutions serve groups with 25 to 5,000+ members. We customize plans to meet each client's specific needs, ensuring businesses of various sizes can benefit from cost-effective, sustainable healthcare solutions.
How do you handle claims administration?
Our dedicated claims team provides comprehensive support for processing and managing claims. We offer audit services and compliance assistance to ensure accurate, timely resolution while maintaining regulatory standards.
What risk management tools do you offer?
We provide medical underwriting reviews, wellness program integration, and claims analysis tools. These strategies help employers qualify for premium reductions while implementing proactive measures to control healthcare cost trends.
