Business Details
Your Trusted Texas Health Insurance Partner
Stateside Insurance Service has been a trusted resource for Texas health insurance solutions since 2014, offering expert guidance for individual, family, Medicare, and small business plans. Our team of licensed agents brings over 25 years of combined experience, prioritizing client needs through impartial advice and free assistance. We work with major carriers to ensure competitive rates while maintaining transparency and ethical standards. Our commitment to simplifying complex insurance processes has earned us 5-star Google reviews and a reputation for reliable, client-centric service.We specialize in maximizing subsidies, comparing network options, and providing ongoing support throughout the policy lifecycle. Our digital tools streamline quoting and enrollment, while our personalized approach ensures clients understand all available benefits and coverage tiers. With a focus on long-term relationships over sales, we aim to educate clients and empower informed decisions about their healthcare coverage.
Services
Individual Health Insurance
Medicare Supplements
Small Business Plans
On-Exchange Options
Off-Exchange Options
Part D Prescription Plans
Medicare Advantage Plans
Health Savings Accounts
Network Verification
Subsidy Calculations
Highlights and features
- We offer 25+ years of Texas-specific health insurance expertise
- Our services are 100% free to clients with no application fees
- We maintain impartiality by working with all major carriers
- Our digital tools simplify complex plan comparisons and subsidies
- We provide ongoing support beyond enrollment for policy management
What people say
Expert guidance
Free assistance
Time-saving tools
Clear explanations
Cost-effective solutions
Services
Individual Health Insurance
We provide ACA-compliant individual health insurance plans with standardized benefits across bronze, silver, gold, and platinum tiers. Our experts help clients evaluate deductible tradeoffs against premium costs while verifying network compatibility with preferred providers. Through federal exchange partnerships, we facilitate subsidy-eligible enrollment that can reduce annual costs by thousands of dollars.
Medicare Supplements
Our Medicare supplement solutions offer standardized coverage options (Plan G, N, etc.) that work with any Medicare-accepting provider. We compare pricing across carriers while analyzing long-term rate stability to help clients select optimal coverage. We also explain Part D prescription plan requirements when choosing supplement coverage.
Small Business Plans
We help Texas employers establish customized health benefits packages with flexible contribution models. Our services include carrier benchmarking, cafeteria plan design, and integration with payroll systems. We analyze HMO/PPO cost structures across demographics to identify the most cost-effective solutions for employer groups.
On-Exchange Options
We facilitate enrollment through the federal health insurance marketplace with real-time subsidy calculations. Our tools help clients compare standardized plans based on network compatibility, deductible tradeoffs, and total out-of-pocket costs while ensuring compliance with enrollment deadlines and documentation requirements.
Subsidy Calculations
Our subsidy optimization process analyzes household income projections to maximize premium tax credits. We help clients understand modified adjusted gross income calculations, explain reconciliation processes, and demonstrate how income fluctuations affect eligibility for advance premium payments.
People
Dennis Jarvis
Licensed Agent
With over 25 years in Texas health insurance, Dennis specializes in ACA compliance and subsidy optimization. He holds Texas License #1367646 and focuses on simplifying complex insurance concepts for clients.
Alexander Jarvis
Licensed Agent
Alexander brings extensive experience in Medicare and small business plans. Holding Texas License #3209302, he helps clients navigate plan comparisons and network verifications with personalized guidance.
Questions
Can I get health insurance outside open enrollment?
Yes, qualifying life events like marriage or job loss allow special enrollment periods.
How do subsidies affect my premium?
Subsidies reduce monthly payments based on income, sometimes lowering premiums to $0.
What's the difference between HMO and PPO plans?
HMOs require referrals and in-network care, while PPOs offer more provider flexibility with higher costs.
Do you work with all Texas carriers?
We partner with BCBS of Texas, Oscar, United Health, Ambetter, and other major providers.
Can self-employed individuals qualify for subsidies?
Yes, subsidy eligibility depends on annual adjusted gross income regardless of employment status.
What happens if my income changes during the year?
Report changes to adjust subsidies and avoid tax reconciliation issues at year-end.
Reviews (1)
Paige Trabulsi
Jun 01, 2019
Report
Both agents I've worked with (Tim and Patty) have been extremely attentive, informative, and friendly. I feel like they work hard to find plans that have worked for our family. Highly recommend!
