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Your Trusted Partner for Comprehensive Insurance Solutions
Main Street Insurance Group has been a trusted independent insurance and risk advisory agency since 1898, serving the Southeast with comprehensive insurance solutions. Our team of experienced advisors prioritizes client needs by offering tailored coverage from top-rated national and regional carriers. We combine the personalized service of a hometown agency with the resources of a national firm, ensuring clients receive innovative risk management solutions. Our legacy of excellence is built through partnerships with respected agencies and a commitment to concierge-level client experiences. We specialize in business, home, auto, and employee benefits insurance, along with niche offerings like equine and specialty property coverage.

Our advisors work closely with clients to navigate risks and make informed decisions that protect their futures. With offices in Charlotte, Forest City, Tryon, and Fletcher, we serve both personal and commercial clients across North and South Carolina. Our affiliations with Keystone Insurers Group and recognition as an IIABA Best Practices Agency underscore our industry leadership. We emphasize transparency, client education, and long-term relationships, offering interactive tools to help clients understand their coverage options. Our 120-year history reflects our dedication to adapting to client needs while maintaining our founding philosophy of providing complete, cost-effective solutions.
Services
Business Insurance Home Insurance Employee Benefits Auto Insurance Equine Insurance Specialty Property Insurance Risk Management Commercial Umbrella Insurance Cyber Liability Insurance
Highlights and features
  • 120 years of experience providing insurance solutions since 1898
  • Client-first approach with concierge-level service and personalized attention
  • Access to top-rated national and regional insurance carriers
  • Specialized expertise in business, home, auto, and employee benefits insurance
  • Legacy of excellence through partnerships with respected regional agencies
What people say
Great Kind Punctual Very knowledgeable Glad to give
Services
Business Insurance
Comprehensive business insurance protects companies from operational risks through tailored solutions. Our advisors assess each business's unique needs to create customized policies combining property, liability, and specialty coverage. We offer industry-specific protection for sectors including manufacturing, hospitality, and professional services while ensuring cost-effective risk management strategies.
Home Insurance
Home insurance policies safeguard residential properties against damage and liability risks. We provide coverage for primary residences, vacation homes, and rental properties with options for flood, earthquake, and high-value item protection. Our advisors help identify coverage gaps and create policies that balance protection with affordability for homeowners across the Southeast.
Employee Benefits
Custom employee benefits packages help businesses attract and retain talent through comprehensive coverage options. We offer group health, dental, vision, life, and disability insurance along with voluntary benefits and compliance support. Our consultants work with employers to create cost-effective plans that meet workforce needs while navigating regulatory requirements.
Auto Insurance
Auto insurance solutions protect personal and commercial vehicles against financial loss from accidents or damage. We provide coverage for standard automobiles, classic cars, motorcycles, and specialty vehicles with options for liability, collision, and comprehensive protection. Our advisors help clients balance premium costs with adequate coverage levels based on individual needs.
Risk Management
Risk management services help businesses identify and mitigate potential threats to their operations. We conduct thorough assessments to develop strategies that minimize exposure across property, liability, and cyber domains. Our approach combines insurance solutions with proactive planning to protect businesses from both traditional and emerging risks.
Questions
What types of insurance does Main Street Insurance Group offer?
We provide business insurance, home insurance, auto insurance, employee benefits, and specialty coverage like equine insurance and cyber liability protection across the Southeast.
How is Main Street Insurance Group different from other agencies?
As an independent agency since 1898, we combine personalized service with access to multiple top-rated carriers, offering tailored solutions rather than one-size-fits-all policies.
Do you serve clients outside North Carolina?
While headquartered in North Carolina, we serve clients throughout the Southeastern United States with customized insurance solutions.
How do I file an insurance claim?
Contact our team directly at 877-872-4578 and our experienced advisors will guide you through the claims process with personalized support.
What commercial insurance solutions do you offer?
We provide comprehensive business insurance including commercial property, liability, cyber liability, workers' compensation, and industry-specific coverage for breweries, restaurants, and more.
Do you offer employee benefits packages for small businesses?
Yes, we design customized employee benefits programs including health, dental, vision, disability, and voluntary coverage options for businesses of all sizes.
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Reviews (4)
Sam Swire
Nov 12, 2021 Report
Although I cancelled my policy with them this week due to buying and house and getting a joint policy with my wife, I have had such a positive experience with them that I know if something goes wrong with our joint policy we will be back. Carmelita has always been so helpful, and even after I cancelled, went above and beyond to help me again. Thank you so much to the whole team at Main Street!
Melinda Champion
Jul 25, 2020 Report
They handle all our insurance cars and home. Brandi, our agent is nice and knowledgeable. She is quick to handle our changes. Kim Driver is AWESOME! She is the all knowing insurance guru
Linda Kimbrell Sylvester
Jan 13, 2020 Report
I highly recommend Main Street Insurance Group, our agent is Travis Henson and he saved us money on our car insurance as well as our homeowners. They are a friendly group of people who do their best for their clients and I really appreciate the service and the savings.
T. J. Francis
Jan 13, 2020 Report
Travis Henson went above and beyond to help me with our Home and Auto Insurance! I highly recommend going in or calling Mr Henson immediately to see if he can be of service!