Business Details
50+ Years
experience
Emergency
services
Trusted Medical Malpractice Insurance and Risk Management Solutions
Founded in 1975 by a group of California physicians, The Cooperative of American Physicians (CAP) has dedicated itself to providing exceptional medical malpractice coverage and comprehensive risk management solutions. Our physician-led organization combines over four decades of industry expertise with a commitment to affordability, stability, and innovation. Through our Mutual Protection Trust (MPT), we offer tailored liability protection for over 13,000 California physicians, including solo practitioners, small/midsize groups, and large healthcare institutions. Our team of legal and risk management professionals, including attorneys from our dedicated law firm Schmid & Voiles, delivers proactive defense strategies and educational resources to mitigate liability risks. We maintain an A+ (Superior) rating from A.M.Best Company for 18 consecutive years, reflecting our financial strength and commitment to member satisfaction. Our 24/7 Risk Management Hotline and CME-accredited programs demonstrate our dedication to patient safety and practice excellence. With a governance structure led by physician members, we ensure our services remain aligned with the evolving needs of medical professionals. Our CAP Cares program and virtual practice visits provide personalized support for adverse event management and office protocol optimization. Through advocacy efforts and public affairs initiatives, we actively shape healthcare policy to protect physician interests. Our comprehensive approach combines insurance protection with practice management resources, making us a trusted partner for California's medical community.
Services
Medical Malpractice Coverage
Risk Management Resources
Practice Management Services
CME Programs
Patient Safety Advocacy
Details
- Year established: 1975
Highlights and features
- Physician-founded in 1975 with 50 years of specialized experience
- Maintains A+ (Superior) rating from A.M. Best for 18 consecutive years
- 24/7 Risk Management Hotline for urgent guidance
- Free CME-accredited risk management education programs
- Dedicated law firm Schmid & Voiles with 40+ years of defense expertise
Associations and certifications
- A.M. Best Company
Services
Medical Malpractice Coverage
Customized medical malpractice insurance for California physicians, including solo practitioners, small/midsize groups, and large healthcare institutions. Our Mutual Protection Trust provides comprehensive liability protection with risk-based assessments. Coverage includes legal defense costs, settlements, and judgments related to professional liability claims.
Risk Management Resources
Proactive risk management tools including 24/7 hotline support, virtual practice visits, and adverse event management guidance. Our programs help physicians implement safety protocols, improve documentation practices, and reduce liability exposure through evidence-based strategies and CME-accredited education.
Legal Defense Services
Dedicated legal representation through Schmid & Voiles, California's largest law firm specializing in medical malpractice defense. Services include trial representation, arbitration support, and legal consultation for healthcare providers facing liability claims or regulatory challenges.
Practice Management Services
Comprehensive practice management resources including HR manuals, billing guides, and vendor directories. Our CAP Marketplace connects physicians with trusted service providers to optimize practice operations and compliance with healthcare regulations.
CME Programs
Accredited continuing medical education courses focused on risk management and patient safety. Programs like 'Take Aim at Risk' provide actionable strategies to prevent medical errors, improve communication, and maintain compliance with evolving healthcare standards.
People
Robert Fessinger
Managing Attorney
Specializing in medical malpractice defense since 1991, Robert Fessinger has successfully defended physicians in trials and arbitrations across California. He provides expert legal guidance to CAP members while maintaining active involvement in legal education initiatives.
Michael Lamb
Managing Attorney
With over 40 years of legal experience, including medical malpractice defense since 1982, Michael Lamb brings extensive trial expertise to CAP members. His background includes both defense and plaintiff-side litigation, offering comprehensive perspective on liability issues.
Denise Greer
Managing Attorney
Denise Greer combines nursing experience with legal expertise in medical malpractice defense. As former operating room nurse and appellate specialist, she provides unique insights into healthcare liability issues and arbitration strategy.
Lisa Agrusa
Attorney
Lisa Agrusa has focused on medical malpractice defense throughout her legal career. Her experience includes representing healthcare providers in complex liability cases, leveraging both legal and healthcare administration knowledge to protect CAP members.
Renei Caballes
Attorney
Renei Caballes brings diverse legal experience to CAP, including judicial clerkship and medical malpractice defense. Her background in healthcare litigation provides valuable perspective for defending physicians against professional liability claims.
Questions
What types of medical malpractice coverage do you offer?
We provide customized liability insurance for California physicians through our Mutual Protection Trust, covering solo practitioners, small/midsize groups, and large healthcare institutions with risk-based assessments.
How can I apply for coverage?
Apply online through our website or contact our sales team at 800-356-5672 to speak with an account executive about your specific coverage needs and requirements.
What risk management resources are available?
Our members receive 24/7 Risk Management Hotline support, virtual practice visits, CME-accredited education programs, and practice management resources to reduce liability exposure and improve patient safety.
Do you offer legal defense services?
Yes, through our dedicated law firm Schmid & Voiles, we provide comprehensive legal defense including trial representation, arbitration support, and regulatory compliance guidance for healthcare providers.
What areas do you serve?
We specialize in serving California physicians and healthcare institutions, with localized expertise in state-specific medical liability laws and regulations.
Reviews (1)
Sun Health
Aug 31, 2018
Report
Excellent company. My reps Allan Ridings and Steven Blackburn have been awesome and the service is amazing. Tram is an amazing event coordinator.
