Business Details
50+ Years
experience
Emergency
services
Trusted Commercial Insurance for Energy & Construction Industries
The Gray Insurance Group Insurance Group has been a trusted leader in commercial insurance solutions for over 70 years. Founded in 1953, we specialize in tailored risk management programs for energy, construction, and industrial sectors. Our loss-sensitive insurance models combine Workers Compensation, General Liability, and Excess Liability coverage with proactive safety initiatives. As a family-owned business, we prioritize personalized service and long-term client relationships. Our A.M. Best-rated financial strength ensures reliability, while our dedicated claims specialists resolve cases fairly and efficiently.We invest in telematics technology to enhance fleet safety and reduce claims costs. With decades of industry expertise, we offer customized solutions that align with the unique needs of high-risk industries. Our commitment to innovation drives continuous improvement in claims handling, risk mitigation, and client support. Recognized as a top workplace for six consecutive years, we maintain a service-focused culture that values integrity, professionalism, and community impact.
Services
Workers Compensation
General Liability
Maritime Liability
Business Auto
Excess Liability
Surplus Lines
Risk Management
Claims Handling
Safety Consulting
Excess WC Buffer Layer
Details
- Year established: 1953
Highlights and features
- 70+ years of expertise in niche commercial insurance markets
- Family-owned with personalized service and long-term relationships
- A.M. Best financial strength rating of A- (Excellent)
- Proactive risk management and telematics-driven safety programs
- Claims specialists with 20+ years average industry experience
Associations and certifications
- A.M. Best
Services
Workers Compensation
Our Workers Compensation program provides comprehensive coverage across jurisdictions, including State Act, USL&H, and Maritime Employers Liability. Designed for energy, construction, and industrial sectors, it combines safety training with claims management expertise. Policies include monoline options where available, ensuring compliance while minimizing workplace injury costs through proactive risk mitigation strategies.
General Liability
Commercial General Liability protection covers third-party bodily injury and property damage claims. Our ISO-standard policies include specialized endorsements like Vessel Liability and Underground Resources coverage. Tailored for high-risk industries, we offer customized solutions that address unique operational exposures while maintaining competitive pricing and comprehensive protection.
Maritime Liability
Specialized maritime liability solutions protect vessel operators and marine contractors. Coverage includes Jones Act seamen protection, vessel liability, and wreck removal. Our expertise in marine risks ensures compliance with complex maritime regulations while providing financial protection against water-based operational hazards through customized insurance programs.
Business Auto
Comprehensive commercial auto coverage protects owned, non-owned, and hired vehicle fleets. Our Symbol 1 liability policies include physical damage coverage with flexible deductible options. Telematics integration enables real-time driver monitoring, reducing accident risks while uninsured motorist coverage provides additional protection against at-fault drivers in high-exposure transportation operations.
Risk Management
Proactive risk management services include quarterly safety assessments, hazard evaluations, and customized training programs. Our consultants implement telematics technology for fleet monitoring and provide best practices guidance to reduce workplace incidents. This comprehensive approach helps clients achieve premium savings through demonstrable improvements in safety performance metrics and claims reduction.
People
Darlene K. Young
Director of Human Resources
PHR and SHRM-CP certified HR leader with 15+ years of experience across multiple industries. Specializes in organizational development, employee relations, and talent acquisition. Holds Bachelor's degree in Human Resource Management from Tulane University.
Paul G. Trepagnier
Chief Information Security Officer
Information security expert with 20+ years of experience in software development and cybersecurity. Holds PhD in Computer Science from Tulane University. Led autonomous vehicle research teams in DARPA challenges and holds six related patents.
Michael T. Gray
Chairman and Vice President
Insurance industry leader with 30+ years of executive experience. Served on multiple insurance association boards and guided company through industry challenges. Holds MBA from Tulane University and active in local community organizations.
Eric S. Berger
Senior Vice President of Government Affairs
Government relations specialist with 30+ years in insurance regulation and policy development. Serves on national insurance association committees and holds MBA from Tulane University. Active in local charitable organizations.
Larry G. Miller
Vice President of Claims
Claims management professional with 25+ years of experience in litigation and insurance operations. Holds CPCU designation and finance background from Central Michigan University. Specializes in complex claims resolution strategies.
Questions
What industries do you specialize in?
We focus on energy sector contractors, heavy construction, specialty trade industries, and maritime operations. Our expertise covers both onshore and offshore risks in these high-exposure sectors.
Do you offer 24/7 claims service?
Yes, our dedicated 24-hour hotline (877) 225-8442 provides immediate claims assistance with specialists available around the clock for urgent matters.
How do your loss-sensitive programs work?
Our programs let clients self-fund portions of their risk through loss funds. Unused funds become realized savings, creating financial incentives for maintaining workplace safety standards.
What safety resources do you provide?
We offer quarterly safety assessments, telematics fleet monitoring, customized training programs, and real-time risk management consultations to help prevent workplace incidents.
Are your policies available nationwide?
Yes, we operate in all 50 states through licensed retail agents, providing multi-state coverage solutions with centralized claims management and risk control services.
Reviews (1)
Jodi Tate
Nov 19, 2018
Report
Attention TEACHERS, I had a very poor experience with this company and their lack of respect for customers. That would be Tracey who works in the office. The supervisor, Jay Meeks, does not respect the law. He says this company does not acknowledge Powers of Attorney. He thinks his company is above the law. I do NOT recommend them to teachers or anyone looking to purchase products from this company. No respect for the law/no respect for customers.
