Business Details
29 Years
experience
Emergency
services
Your Trusted Insurance Partner in Fairhope, AL
At Malone Insurance, our mission is to deliver exceptional personal customer service through prompt communication, tailored discount identification, and localized support. Established in 1997, we operate as a full-service insurance provider offering auto, home, life, and commercial policies while serving the Fairhope, Baldwin County, and Gulf Coast regions. Recognized nationally with awards including 12-time President's Council Membership and 17-time Toppers Club Membership, we prioritize community relationships and emergency responsiveness.Our team focuses on understanding client needs to provide comprehensive insurance solutions, emphasizing transparency and long-term trust. With decades of combined experience, we maintain partnerships with leading insurers to deliver competitive coverage options while retaining a neighborhood-centric approach to client care.
Services
Life Insurance
Home Insurance
Auto Insurance
Business Insurance
Recreational Insurance
Renters Insurance
Condominium Coverage
Personal Liability Protection
Specialty Vehicle Insurance
Identity Theft Protection
Details
- Year established: 1997
Highlights and features
- We offer 25+ years of localized insurance expertise
- Our team holds multiple national industry awards
- We provide 24/7 claims assistance and emergency support
- We maintain partnerships with top-rated insurance carriers
- Our agents deliver personalized policy consultations
Associations and certifications
- President's Council
- Champion Award
- Toppers Club
Services
Home Insurance
Our home insurance policies protect primary residences against damage to structures and personal property while providing liability coverage. We offer customizable options including dwelling improvements, loss assessment protection, and replacement cost coverage. With specialized programs for homeowners, condominium owners, and renters, our policies address risks like fire, theft, and natural disasters while maintaining competitive pricing through multi-policy discounts.
Auto Insurance
We provide comprehensive auto insurance covering vehicle damage, liability claims, and medical expenses. Our policies include accident forgiveness programs, annual rate stability options, and multi-car discounts. Specialized coverage extends to classic cars, motorcycles, and specialty vehicles while maintaining 24/7 claims support and emergency roadside assistance for policyholders across the Gulf Coast region.
Life Insurance
Our life insurance products offer term and permanent coverage options to protect families and businesses. Policies help cover final expenses, estate taxes, and ongoing financial needs while providing tax-advantaged benefits. We specialize in customized solutions for business owners through buy-sell agreements and key person insurance while maintaining partnerships with nationally rated carriers to ensure policyholder security.
Business Insurance
We deliver tailored business insurance packages protecting against property damage, liability claims, and operational disruptions. Our commercial policies address industry-specific risks while offering customizable coverage limits and deductible options. Services include risk assessment consultations and policy bundling opportunities that help local businesses maintain financial stability during unexpected events or management transitions.
Recreational Insurance
Our recreational insurance programs protect specialty vehicles including boats, ATVs, motorcycles, and RVs. Coverage includes damage protection, accessory coverage, and liability insurance for watercraft and off-road vehicles. We offer customized policies for classic motorcycles and specialty cycles while providing access to claims specialists familiar with recreational equipment repair and replacement requirements.
People
Andy Malone
Agent/Owner
Andy founded the agency in 1997 after graduating from Auburn University. He holds multiple industry awards and specializes in personalized insurance solutions while maintaining active community involvement through family activities and Auburn athletics.
Matt Malone
Agent/Owner
Matt has partnered with Andy since 1998, bringing business management expertise from Auburn University. He focuses on life/health and property/casualty insurance while coaching youth sports and maintaining agricultural interests on the family farm.
Jeff Faulkner
Agent
Jeff joined the agency in 2020 with 10 years of Farmers Insurance experience. He specializes in youth sports coaching and family activities while providing insurance services to local residents from his Fairhope residence.
Holly Morgan
Agent
Holly has served clients since 2010 after graduating from the University of Alabama. She combines insurance expertise with family commitments, actively participating in church activities and youth sports events alongside her husband Jeremy.
Michael Werneth
Agent
Michael has worked with the agency since 2002, offering property/casualty expertise. He maintains strong community ties through Eastern Shore Presbyterian Church and family activities focused on Alabama football and Gulf Coast outdoor recreation.
Questions
What types of insurance does Malone Insurance Agency offer?
We provide auto, home, life, business, recreational, and renters insurance policies tailored to individual and commercial needs across the Gulf Coast region.
How can I get an insurance quote?
Request personalized quotes online through our website or contact our Fairhope office directly at 251.990.4000 for immediate assistance from our agents.
Do you offer 24/7 claims support?
Yes, our policyholders receive 24/7 claims assistance with dedicated representatives available to help during emergencies or after regular business hours.
Are there discounts available for multiple policies?
We offer multi-line discounts for clients who bundle home, auto, and other insurance products through our agency.
What areas do you serve?
We primarily serve Fairhope, Baldwin County, and the surrounding Gulf Coast areas with localized insurance solutions and community-focused service.
Can I speak with an agent in person?
Our Fairhope office welcomes in-person consultations during regular business hours, with appointments available for personalized policy discussions.
Reviews (6)
Jn Sf
Apr 19, 2022
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Michael Werneth sets the bar for an agent, he will even respond in a timely manner on weekends. Wouldn't use anyone else, he is an absolute pleasure to work with as well as his staff. Thanks Mike and the Malone Agency!
Susan Booker
Mar 28, 2022
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Andy Rezner is my agent and he is wonderful to work with. He takes time to review all my options carefully providing excellent customer service.
Matt Frazee
Jun 28, 2021
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Fantastic agency. I've worked with them since 2008. They go the extra mile and care about their customers.
Sherree Pierce
Nov 30, 2019
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I have been with Matt Malone for many years and I always trust that he has my best interest at heart.
Eric Hall
Jun 28, 2018
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I was a farmer's customer for 12 years. At the present time I still have my homeowners through them. Today I officially went with State Farm in Daphne for my auto and will eventually State Farm will have all my business. For those who read this just wanted to say I was pleased but when my premiums doubled because of my 16 year old i decided to look around State Farm was able to do so.much more and some.
Along with taking $ 200 bucks off each month. For just starting a relationship with a company not knowing us and giving this type of rate. Gotta say goes along way. Farmers it's a shame how in the end you had to do this to a loyal customer 12 stinking years and alot of money. Thank you to State Farm in Daphne Al. (Forgot to mention NO claim in years!)
Along with taking $ 200 bucks off each month. For just starting a relationship with a company not knowing us and giving this type of rate. Gotta say goes along way. Farmers it's a shame how in the end you had to do this to a loyal customer 12 stinking years and alot of money. Thank you to State Farm in Daphne Al. (Forgot to mention NO claim in years!)
Karen Weeks
Dec 09, 2016
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We are customers of Malone Insurance Agency of Fairhope, Alabama and just wanted to comment on the knowledgeable and professional service we received from the Principals, Andy & Matt Malone as well as their Customer Service Representatives, Stephanie & Holley. They all went above and beyond expectations. The service was exceptional and we were very pleased. Not only did they do a wonderful job on our policies but later we needed a Notary and Holly Notarized our document and did not even charge us for this service.
Not only are Andy and Matt great Agents but they also are very involved in Community Activities involving young ball players year round in setting the example for the young people in our town. Regards, John & Karen Weeks 407 Ellington Ave. Fairhope, Al 36532
Not only are Andy and Matt great Agents but they also are very involved in Community Activities involving young ball players year round in setting the example for the young people in our town. Regards, John & Karen Weeks 407 Ellington Ave. Fairhope, Al 36532
