Business Details
40 Years
experience
Trusted Insurance & Risk Management Consulting in Austin, TX
Founded in 1986, Robert V REIM specializes in insurance and risk management consulting for schools, colleges, nonprofits, government entities, businesses, contractors, ranchers, and individuals. Our team brings decades of experience in navigating complex insurance processes, including insurance bidding management, premium audit review, and risk exposure evaluation. We advocate for clients in disputes with insurance companies, ensuring fair treatment and optimal coverage. Our fee-based consulting model prioritizes client interests over commission-driven advice, saving clients significant premiums through expert analysis. With deep expertise in Texas law and insurance markets, we serve clients managing over $25 billion in property values.Our services extend to due diligence insurance audits for business acquisitions and personalized risk management for high-net-worth individuals. Led by Bob Reim, a 60-year industry veteran, and Eleanor Reim, a former nurse turned insurance specialist, we combine technical expertise with client-centric care. Our track record includes saving clients over $500,000 in workers' compensation audits and guiding districts through complex RFP processes. We maintain independence from insurance carriers, ensuring unbiased recommendations tailored to each client's unique needs.
Services
Insurance Bidding Management
Premium Audit Review
Risk Exposure Evaluation
Expert Witnessing
Proposal Evaluation
Workers Compensation Audit
Risk Management Consulting
Insurance Record Management
Due Diligence Insurance Audit
Personal Risk Management
Details
- Year established: 1986
Highlights and features
- We specialize in Texas insurance bidding laws for public entities since 1986
- Our team saved clients over $500,000 in workers' compensation audit disputes
- Independent fee-based consulting model with no insurance carrier commissions
- Expertise in managing insurance programs for $25B+ in property values
- Led by 60-year industry veteran Bob Reim with AON and Aetna executive experience
What people say
Unbiased opinion
Saved thousands
WONDERFUL
Professional and efficient
Expertise and guidance
Services
Insurance Bidding Management
We specialize in managing insurance bidding processes for Texas public entities exceeding $50,000 premiums. Our expertise ensures compliance with Education Code 44.031 while identifying competitive carriers with proven financial strength. We analyze policy provisions and deductible structures to secure optimal coverage for school districts and government agencies.
Premium Audit Review
Our team challenges improper premium assessments through detailed audit analysis. We've recovered over $500,000 for clients by identifying misclassifications and negotiating settlements. This service includes reclassification strategies and documentation preparation to protect businesses from unwarranted premium increases.
Risk Exposure Evaluation
We conduct comprehensive assessments of insurance gaps and risk exposures across property, liability, and workers' compensation coverages. Our evaluations consider unique organizational needs, helping clients understand potential losses and implement cost-effective risk mitigation strategies tailored to their operations.
Due Diligence Insurance Audit
Our consultants perform detailed insurance audits during business acquisitions. We identify coverage gaps, liability exposures, and policy limitations that could impact transaction values. This service helped facilitate acquisitions of international bedding divisions and medical manufacturing companies through risk mitigation strategies.
Personal Risk Management
We provide independent risk assessments for security-conscious individuals and ranchers. Our services include policy analysis, coverage gap identification, and access to specialized carriers not available through traditional agents. We help clients navigate complex insurance decisions without commission-driven incentives.
People
Bob Reim
President
With 60 years in insurance, Bob began his career at Aetna and served as COO for AON's Texas operations. He has guided school districts through RFP processes since 1986 and specializes in Texas insurance law compliance.
Eleanor Reim
Personal Insurance Director
A former school nurse and hospital RN, Ellie transitioned to insurance in 1986. She combines healthcare expertise with insurance knowledge to provide personalized risk management solutions for high-net-worth individuals and ranchers.
Questions
What insurance services do you specialize in for Texas schools?
We manage insurance bidding compliance under Education Code 44.031, covering property, liability, and workers' compensation for school districts with premiums over $50,000.
How do you help businesses with insurance audits?
We review premium audits, identify misclassifications, and negotiate settlements. Our team has recovered over $500,000 for clients through audit dispute resolution.
Are you an insurance carrier or broker?
We are an independent, fee-based consulting firm with no ties to insurance carriers. We never receive commissions, ensuring completely unbiased recommendations.
What areas do you serve?
While based in Austin, TX, we serve clients throughout Texas including school districts, nonprofits, and businesses managing over $25 billion in property values.
How do you help with personal insurance needs?
We provide independent risk assessments for individuals and ranchers, accessing specialized carriers and analyzing coverage gaps without commission-driven incentives.
