Business Details
34 Years
experience
Employee Benefits Solutions Charlotte NC
Since 1992, we have dedicated ourselves to providing comprehensive employee benefits solutions tailored to meet the evolving needs of businesses. Our expertise spans group medical, dental, disability, and life insurance programs, along with voluntary products designed to enhance benefits packages without employer costs. With decades of experience and established relationships with leading carriers, we negotiate competitive pricing and deliver customized programs that align with our clients' objectives.Our HR tools streamline administrative tasks, including COBRA compliance and benefit communication, ensuring businesses remain compliant and efficient. We pride ourselves on acting as an extension of our clients' benefits departments, offering personalized support from plan analysis to implementation and ongoing management.
Services
Group Insurance
Employee Benefits
Voluntary Products
HR Tools
COBRA Administration
Benefit Communication
Plan Analysis
Disability Coverage
Life Insurance
Dental Benefits
Details
- Year established: 1992
Highlights and features
- We have over 30 years of experience in employee benefits and insurance.
- Our established carrier relationships secure competitive pricing for clients.
- We offer customized programs tailored to specific business needs.
- Voluntary products enhance benefits packages at no employer cost.
- Our HR tools simplify compliance and administrative tasks.
What people say
Expertise in benefits
Personalized service
Established carrier relationships
Cost-effective solutions
Decades of experience
Services
Group Insurance
We design customized group insurance programs including medical, dental, and life coverage. Our solutions adapt to evolving market demands, ensuring competitive benefits packages. Clients benefit from negotiated carrier discounts and streamlined administration.
Voluntary Products
Voluntary insurance options like critical illness and disability coverage enhance benefits without employer costs. These employee-paid plans address gaps in major medical coverage and offer pre-tax savings opportunities.
HR Tools
Our HR resources include compliance tools, benefit statements, and COBRA administration. These solutions reduce administrative burdens while ensuring adherence to federal regulations like ERISA and ACA requirements.
Plan Analysis
We evaluate existing benefit structures to identify cost-saving opportunities and coverage gaps. This data-driven approach informs recommendations for optimized, future-ready benefit programs.
Carrier Negotiation
Leveraging long-term relationships with carriers like Aetna and Blue Cross, we secure competitive pricing and exclusive discounts for clients across the Carolinas and beyond.
People
Dean Carpenter
Licensed Health and Life Insurance Agent
Dean Carpenter founded CGI Benefits in 1992 after five years in insurance sales. With over 35 years of industry experience, he specializes in group benefits and serves as a NAIFA member in Charlotte.
Questions
What employee benefits does The Carpenter Group offer?
We provide group medical, dental, disability, and life insurance programs, along with voluntary products like critical illness coverage and HR compliance tools.
How do voluntary benefits work?
Voluntary plans are employee-paid, pre-tax options that fill gaps in major medical coverage. Employers pay nothing, while employees gain affordable supplemental insurance.
Can small businesses access your services?
Yes. Our solutions scale for businesses of all sizes, including customized plans and negotiated carrier rates typically reserved for larger companies.
Do you serve clients outside North Carolina?
While based in Charlotte, we serve clients across the Carolinas and partner with national carriers to support businesses beyond our immediate region.
What HR tools are available?
We offer COBRA administration, benefit communication platforms, compliance resources, and tools for salary benchmarking, job descriptions, and performance reviews.
