Business Details
42 Years
experience
Trusted Stop-Loss Insurance Solutions in Franklin, TN
International Assurance of Tennessee has built a distinguished reputation in the medical stop-loss insurance market by prioritizing policyholder needs and delivering exceptional service. With nearly four decades of expertise in underwriting, policy administration, and claims handling, we stand as one of the longest-tenured managing general underwriters in the industry. Our team specializes in tailored solutions for employer stop-loss and inmate medical programs, leveraging deep market knowledge to address unique client challenges.Backed by carrier partners rated A and A- by AM Best, we combine flexibility with proven experience to create effective risk management strategies. As a Jencap company, we maintain an unwavering commitment to exceeding client expectations through personalized service and innovative approaches to complex insurance needs.
Services
Employer Stop-Loss
Inmate Medical Stop-Loss
Policy Administration
Claims Handling
Aggregate Only Stop-Loss
Details
- Year established: 1984
Highlights and features
- 40 years of specialized stop-loss insurance expertise
- Customized solutions for unique risk management needs
- A-rated carrier partnerships through AM Best
- Flexible contract terms with dollar-for-dollar options
- Dedicated claims team prioritizing timely reimbursements
Associations and certifications
- AM Best
Services
Employer Stop-Loss
Protects self-funded employer health plans from catastrophic claims through customized coverage solutions. Our expert underwriters create tailored policies with flexible terms and deductible options. Backed by A-rated carriers, we provide comprehensive risk management for businesses with minimum 25 covered lives.
Inmate Medical Stop-Loss
Specialized coverage for correctional facilities against unexpected medical claims since 1984. Offers complete outside-the-walls protection with customizable contracts. Leverages 40+ years of niche expertise to address unique risks in adult correctional institutions through dedicated underwriting support.
Policy Administration
End-to-end policy management focused on client needs with personalized solutions. Handles complex administrative requirements including deductible structures, network changes, and compliance documentation. Provides dedicated support for policy modifications and renewal processes.
Claims Handling
Streamlined claims reimbursement process prioritizing timely payments. Experienced team manages aggregate and specific stop-loss claims with dedicated auditors. Offers comprehensive claims reporting tools and detailed documentation requirements for efficient processing.
Aggregate Only Stop-Loss
Specialized product protecting against total plan costs exceeding expected thresholds. Provides flexible contract terms with 90-day lock-in options. Designed for employers seeking protection from overall plan volatility while maintaining direct claim management responsibilities.
People
Brandon Baisden
President
Leading the company with over 20 years of insurance industry experience, Brandon oversees strategic operations and client relationships while maintaining direct involvement in key underwriting decisions.
Brenda McAfee
Vice President, Operations
Managing daily operations with extensive experience in insurance administration, Brenda ensures efficient policy management and coordinates cross-departmental processes to maintain service excellence.
Kathy Checchin
Vice President, Underwriting
Bringing decades of underwriting expertise, Kathy leads risk assessment initiatives and develops customized insurance solutions while mentoring the underwriting team on complex case evaluations.
Beth Archie
Vice President, Claims
Overseeing claims operations with a focus on timely reimbursements, Beth manages the claims audit team and implements process improvements to enhance client satisfaction through efficient claim resolution.
Questions
What is stop-loss insurance?
Stop-loss insurance protects self-funded employer health plans from catastrophic claims by covering expenses exceeding predetermined thresholds, helping manage financial risk while maintaining plan flexibility.
How do you handle claims processing?
Our dedicated claims team prioritizes timely reimbursements through streamlined processes, offering specialized support for aggregate and specific stop-loss claims with clear documentation requirements.
What employer sizes do you serve?
We provide coverage for employer groups with minimum 25 covered lives, offering flexible solutions from small businesses to large organizations with complex insurance needs.
Do you offer inmate medical coverage?
Yes, we specialize in correctional facility insurance since 1984, providing customized stop-loss solutions for prisons and jails with comprehensive outside-the-walls protection.
What underwriting information is required?
Submissions require complete census data, benefit plans, deductible details, managed care networks, claims history, and business descriptions to create tailored risk management solutions.
