Business Details
Your Trusted Partner for Comprehensive Insurance Solutions
At Financial Products & Services, we pride ourselves on delivering tailored insurance solutions designed to meet the unique needs of our clients. With over three decades of experience in the industry, our team of experts specializes in identifying and mitigating risks to protect your business's financial future. We work closely with each client to understand their specific challenges, offering customized strategies that combine comprehensive coverage with cost-effectiveness. Our commitment to excellence is reflected in our long-standing partnerships with leading financial institutions, where we have consistently provided reliable insurance programs. We believe in building trust through transparency, ensuring our clients receive the highest level of service and support.Our deep understanding of the insurance landscape allows us to negotiate competitive rates while maintaining the highest standards of professionalism. By staying ahead of industry trends and regulatory changes, we ensure our clients remain well-protected in an ever-evolving risk environment. Our dedication to continuous improvement and client satisfaction has made us a trusted advisor in the insurance sector. We are committed to fostering long-term relationships by delivering value-driven solutions that exceed expectations. Whether you're a small business or a large financial institution, our team is here to provide the expertise and guidance needed to navigate today's complex insurance challenges.
Services
Employee Benefits
Bank Insurance Programs
Property Insurance
Cyber Liability Coverage
Workers Compensation
Commercial Umbrella
Directors & Officers Liability
Bond Insurance
Flood Insurance
Professional Liability
Highlights and features
- Over 30 years of experience in insurance solutions for financial institutions
- Expert team specializing in bank risk management and compliance
- Customized insurance programs tailored to specific business needs
- Partnership approach with personalized service and support
- Access to top-tier insurance carriers through industry connections
What people say
Excellent service
Knowledgeable staff
Professional team
Exceptional experience
Trusted partner
Services
Employee Benefits
We design comprehensive employee benefit packages including health, dental, disability, and retirement plans. Our solutions help businesses attract and retain talent while meeting regulatory requirements. With over 30 years of experience, we create customized programs that balance employee needs with employer cost considerations.
Bank Insurance Programs
Specialized insurance solutions for banks covering fidelity bonds, directors & officers liability, and cyber liability. As a Tennessee Bankers Association subsidiary, we provide peer data analysis and tailored coverage options to protect financial institutions from industry-specific risks.
Cyber Liability Coverage
Our cyber insurance programs protect businesses from digital threats including data breaches and ransomware attacks. We offer coverage for legal expenses, customer notification costs, and business interruption losses, helping organizations prepare for and recover from cyber incidents.
Commercial Property Insurance
We provide protection for business assets against fire, theft, and natural disasters. Our policies cover buildings, equipment, and inventory with customizable options including flood insurance and business interruption coverage to ensure operational continuity after unexpected events.
Professional Liability
This coverage protects businesses from claims of professional negligence or service failures. We offer tailored policies for financial institutions and other professionals, covering legal defense costs and settlements arising from alleged errors in service delivery.
People
Ted Frizen
President
Ted Frizen leads Financial PSI with over 30 years of insurance industry experience. He specializes in developing strategic risk management solutions for financial institutions while maintaining active involvement in client relationships and business development.
Jon Goodson
Insurance Consultant
Jon Goodson provides expert insurance consulting services with focus on commercial risk management. He works closely with clients to analyze exposures and implement comprehensive coverage solutions tailored to their specific operational needs.
Karen Tokarz
Insurance Consultant
Karen Tokarz specializes in employee benefits and commercial insurance programs. With extensive experience in the insurance industry, she helps businesses design competitive benefits packages while maintaining cost-effectiveness.
Questions
What types of insurance do you specialize in?
We specialize in financial institution insurance, employee benefits, commercial property, cyber liability, and professional liability coverage.
How long have you served financial institutions?
We've provided insurance solutions for banks and financial institutions for over 30 years.
Do you offer customized insurance programs?
Yes, we create tailored insurance solutions to meet each client's specific risk management needs.
Are you affiliated with any banking associations?
We are a wholly owned subsidiary of the Tennessee Bankers Association and endorsed by the North Carolina Bankers Association.
How do you help with risk assessment?
Our experts analyze your specific risks and provide comprehensive solutions to minimize potential losses.
