Business Details
Your Trusted Insurance Partner in Spokane, WA
Kraft Insurance operates as a client-focused insurance brokerage dedicated to providing personalized coverage solutions. Our team of experienced brokers works across multiple providers to identify the optimal combination of policies tailored to individual and business needs. With a commitment to local expertise and independent service, we offer comprehensive insurance products including homeowners, automobile, business, life, and Medicare coverage. Our approach emphasizes proactive guidance, market analysis, and customized solutions to ensure clients receive appropriate protection. Founded on principles of trust and community service, we maintain long-term relationships with clients through transparent communication and ongoing support.Our brokers bring decades of combined industry experience, having served clients in Spokane and surrounding areas since the early 1990s. We differentiate ourselves through face-to-face interactions, educational resources, and a focus on understanding each client's unique risk management requirements. Our team regularly assists clients with policy adjustments for life changes such as new businesses, additional properties, and evolving family needs.
Services
Homeowners Insurance
Umbrella Insurance
Automobile Insurance
Boat/RV Insurance
Business Insurance
Life Insurance
Medicare Insurance
Highlights and features
- We offer personalized insurance solutions tailored to individual needs
- Our brokers provide independent market analysis across multiple carriers
- We maintain long-term client relationships through proactive guidance
- Our team brings decades of local insurance expertise
- We focus on face-to-face client interactions and community service
What people say
Personalized service
Trustworthy advisors
Knowledgeable team
Proactive guidance
Community-focused
Services
Homeowners Insurance
Protect your home and belongings with customized homeowners insurance policies. We offer comprehensive coverage options that include property protection, personal liability, and additional living expenses. Our brokers help clients understand policy details and select appropriate limits based on individual risk profiles.
Business Insurance
Secure your business operations with tailored commercial insurance solutions. We provide protection for business property, liability exposure, and employee-related risks. Our brokers work with clients to create customized packages that address specific industry needs and regulatory requirements.
Umbrella Insurance
Extend your liability coverage beyond standard policy limits with umbrella insurance. This supplemental protection covers major claims across multiple policy types. We help clients evaluate their risk exposure and determine appropriate umbrella policy limits.
Automobile Insurance
Protect your vehicles and passengers with comprehensive automobile insurance options. We offer policies covering collision damage, liability claims, and uninsured motorists. Our brokers assist clients in selecting coverage that balances protection needs with budget considerations.
Life Insurance
Ensure your family's financial future with personalized life insurance solutions. We provide term and permanent life policies tailored to individual needs. Our brokers explain policy features and help clients determine appropriate coverage amounts based on financial obligations.
People
Patrick Kraft
Insurance Broker & Agency Principal
With over 30 years in insurance, Patrick has led Kraft Insurance since 2001. He specializes in property, casualty, life, and health coverage while maintaining strong community ties through personalized service.
Beverly Richards
Insurance Broker & Office Manager
Beverly has served clients at Kraft Insurance since 1999, focusing on customized coverage solutions. She combines market analysis expertise with client relationship management to deliver tailored insurance products that meet specific needs.
Bill Zimmer
Insurance Broker
Specializing in Medicare supplements since 1984, Bill helps clients navigate complex insurance choices. He provides clear explanations of coverage options while maintaining a focus on client-centered service.
Nicole Reynolds
Insurance Broker & Customer Service
Nicole combines insurance expertise with relationship-building skills. She focuses on creating smooth client experiences through personalized service and attention to detail in policy management.
Ethan Haynes
Insurance Broker & Account Manager
Ethan tailors insurance solutions to evolving client needs. He emphasizes approachable service while leveraging team expertise to simplify complex insurance decisions for individuals and businesses.
Questions
What types of insurance does Kraft Insurance offer?
We provide homeowners, automobile, business, life, Medicare, umbrella, and recreational vehicle insurance coverage options tailored to individual needs.
How does Kraft Insurance differ from other agencies?
As independent brokers, we work with multiple carriers to create customized solutions rather than selling single-provider products.
Do you serve clients outside Spokane?
While based in Spokane, we serve clients throughout Washington state with personalized insurance solutions.
What happens after I request insurance coverage?
Our brokers will analyze your needs, compare options across carriers, and recommend tailored solutions with clear explanations of coverage details.
How do you handle insurance claims?
We guide clients through the claims process, advocating on their behalf while providing expert advice about when to file claims.
Reviews (6)
Roberta Powell
Feb 18, 2022
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They were great! Explained everything to me and in a manner that was easy to understand and went over my plan til they were comfortable that I understood. Most of all they proposed a plan for me that made sense for my financial situation. Highly recommend Kraft Insurance.
Esteban Barrientos
Dec 24, 2021
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Pat was able to help us get our Auto & Home bundle even recommended Rightrack App in order to save an additional amount. If you are shoping for insurance, go ahead and give him a call.
Kathleen Conwell-Gil
Dec 23, 2021
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The best experience I've ever had with an agency. Patrick was personable, listened to my home/auto needs, answered every question and spotted a serious deficit in my previous coverage (a different agency). He wrote the new policies and made the switch over seamless. I absolutely recommend Kraft.
Jim Strain
Oct 25, 2021
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Had not heard from my former insurance rep. for years. I called and met with Patrick at Kraft. He entered my information into a program and found I was under insured for my replacement mostly because of building material costs. He was able to keep me with Mutual of Enumclaw but at the appropriate coverage. It was great to review all my home and auto coverage and feel I have an agency that will keep on top of things and be responsive.
Harley Doubet
Jul 20, 2021
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Been with Patrick for over 6 years now and he has always made himself available for us! Would highly recommend to anyone interested in a new agent!
Donald Easterbrooks
Jun 18, 2021
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By far you have been the best agent (and office) that I have worked with over the last 25 years. Two of the biggest reasons I would say that is, when I called in and described my situation, Patrick knew the correct solution and gave me peace of mind that he would take care of it. Secondly, when I call in I always get someone that responds quickly and follows through on tasks. For me to know that someone has done the research, knows their products and how it fits with me and can follow through, takes a huge stressor off of me because I don't have to micromanage them. It seems like this is a rarity these days.
