Business Details
34 Years
experience
Specialized Alarm & Monitoring Insurance Solutions
Established in 1992, Alarm Insurance has dedicated itself exclusively to serving the unique needs of alarm, monitoring, and low-voltage security companies. Our founder, Richard Janis, pioneered the 'Alarm Insurance Program' over 25 years ago in collaboration with the New England Alarm Association, evolving from a general insurance agent into a specialist agency. We leverage a network of industry-leading carriers rated 'A' or higher by A.M. Best to deliver tailored coverage, including General Liability, Cyber Liability, Workers Compensation, and specialized policies for cutting-edge security technologies. Our team of 5 professional agents combines 26 years of collective experience to provide coast-to-coast coverage across the continental U.S. and offshore locations. Through strategic partnerships with carriers like First Mercury and Travelers, we ensure comprehensive protection while maintaining competitive pricing and industry-specific expertise.Clients benefit from streamlined one-stop shopping for policies, personalized support through dedicated agents, and a proven track record of serving over 1,000 clients. Our commitment to quality extends beyond coverage, encompassing 24/7 client support and innovative solutions for emerging risks like cyber threats in connected security systems. This focused approach allows businesses to mitigate everyday risksfrom property damage to employment practices liabilitywhile maintaining uninterrupted operations. Our value proposition remains unchanged: specialized insurance expertise backed by uncompromising service and industry authority.
Services
General Liability
Errors & Omissions
Automobile Insurance
Property Coverage
Surety Bonds
Workers Compensation
Cyber Liability
Umbrella Coverage
Electronic Technology Liability
Worldwide Coverage
Details
- Year established: 1992
Highlights and features
- 26 years of experience serving alarm and monitoring companies
- Specialized insurance programs tailored for alarm professionals
- Comprehensive coverage through top-rated carriers (A.M. Best A+)
- Coast-to-coast coverage across the continental US and offshore
Associations and certifications
- A.M. Best
Services
General Liability
Covers legal claims for property damage or bodily injury, providing essential protection for alarm and monitoring companies. Our policies address industry-specific risks, ensuring business continuity. Clients benefit from tailored solutions and expert support.
Cyber Coverage
Addresses risks of data breaches and cyber threats, crucial for alarm companies managing internet-based security systems. Policies cover data protection, liability, and recovery costs. Backed by top-tier insurers, ensuring comprehensive digital risk management.
Workers Compensation
Mandated coverage for workplace injuries and illnesses, designed for alarm installation teams. Provides medical care and wage replacement. Our plans meet state requirements while prioritizing employee well-being and minimizing business disruptions.
Business Vehicle Insurance
Insures company vehicles used for equipment transport and installations. Covers collisions, theft, and damage with flexible options for specialized vehicles. Ensures uninterrupted service delivery through reliable fleet coverage.
Bonds & Surety
Includes license, bid, and performance bonds that fulfill contractual obligations. Policies protect against financial loss due to unmet commitments. Streamlined bonding solutions support alarm dealers in securing contracts and maintaining industry compliance.
People
Richard Janis
Founder
Founder of Alarm Insurance with over 25 years experience in alarm industry insurance. Developed specialized programs after creating the Alarm Insurance Program. Leads a team focused on tailored coverage for security businesses.
Diane Cook
Customer Service Rep
Customer Service Representative with expertise in alarm insurance policies. Provides personalized support to clients, ensuring clear communication and efficient resolution of insurance needs for security professionals.
Shannon Michalske
CSR
Certified insurance professional offering specialized knowledge in alarm dealer coverage. Facilitates policy acquisitions and addresses client concerns with industry-specific insight and dedicated service.
Questions
What insurance policies do you offer for alarm businesses?
We provide General Liability, Workers Compensation, Cyber Liability, Surety Bonds, Business Vehicle, and specialized policies for alarm dealers and monitoring companies.
How can I get a free quote?
Contact us via phone or email for a free quote. Our agents will assess your specific needs and provide tailored insurance options.
Do you offer coverage outside the US?
Yes, we provide Worldwide Coverage policies for offshore alarm systems and monitoring services.
How long have you been in business?
Established in 1992, we have 26 years of experience serving the alarm and security industry with specialized insurance solutions.
What carriers do you work with?
We partner with A.M. Best-rated carriers like First Mercury Insurance, Scottsdale Travelers, Ace Insurance, and The Hartford to ensure quality coverage.
