Business Details
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Your Trusted Insurance Partner in South Carolina
As a premier insurance agency operating across South Carolina, we pride ourselves on anticipating industry changes rather than simply reacting to them. Our team includes former underwriters who leverage insider expertise to tailor coverage solutions, working with multiple providers to secure optimal protection at competitive rates. With over a decade of experience, we specialize in coastal homeowners, personal lines, and commercial policies, including workers' compensation and liability insurance.Our commitment to client success extends beyond policy issuance, demonstrated through proactive risk management strategies and a proven track record of significant cost savings for businesses and individuals alike.
Services
Auto Insurance
Homeowners Insurance
Workers Compensation
Commercial Insurance
Flood Insurance
Boat Insurance
Umbrella Insurance
Property Insurance
Cyber Liability
Liability Insurance
Highlights and features
- We work with multiple insurance providers to secure the best coverage at competitive rates.
- Our team includes former underwriters with specialized market knowledge.
- We specialize in complex coastal homeowners insurance solutions.
- We guarantee significant cost savings demonstrated through client success stories.
- We maintain dedicated claims support for policyholders during critical times.
What people say
Saved over $7,000
Removed from risk pool
Expert claims handling
Local market knowledge
Dedicated support
Services
Workers Compensation
Our workers' compensation division provides comprehensive coverage for workplace injuries while offering proactive risk management solutions. We specialize in experience mod reviews, claims analysis, and second injury reporting to help businesses reduce premiums. Clients benefit from our dedicated claims support and deep understanding of occupational safety regulations.
Coastal Homeowners
Tailored protection for coastal properties against hurricanes, wind, and hail damage. Our specialists evaluate unique risks to develop coverage solutions that meet specific regional requirements. We help clients secure credits to reduce premiums while maintaining comprehensive protection through specialty markets.
Commercial Insurance
From liability protection to directors/officers policies, we provide customized commercial insurance packages for businesses of all sizes. Our experienced team partners with multiple carriers to create cost-effective solutions addressing property, equipment, and operational risks specific to each industry sector.
Auto Insurance
Comprehensive coverage for personal and business vehicles, including third-party liability and passenger protection. We offer competitive rates through multiple providers while maintaining focus on claim resolution efficiency and customer satisfaction for both individual and fleet policyholders.
Flood Insurance
Specialized flood insurance solutions for high-risk coastal areas. Our experts evaluate property-specific vulnerabilities to develop policies meeting federal requirements while exceeding standard coverage limits. We maintain relationships with specialty carriers to provide enhanced protection for properties in flood-prone regions.
People
Bruce Bishop
President
Leading the agency's strategic direction with decades of insurance industry experience, overseeing operations across multiple South Carolina locations.
Joey Jutzeler
Vice President of Operations
Managing daily operations while ensuring seamless client service delivery across personal and commercial insurance lines.
Barbara Padgett
Vice President of Finance
Overseeing financial operations with CISR certification, ensuring fiscal responsibility and client policy cost-effectiveness.
Mary Winningham
Vice President of Personal Lines
Specializing in personal insurance solutions with expertise in coastal homeowners and auto coverage requirements.
Jerry Bishop
Regional Director
Providing localized expertise in insurance solutions across multiple South Carolina regions with extensive market knowledge.
Questions
How do I file an insurance claim?
Submit completed claims forms through our website or contact your local PC&L office directly for immediate assistance.
What insurance types do you offer?
We provide personal and commercial lines including auto, homeowners, workers' compensation, liability, and flood insurance.
Do you serve coastal South Carolina?
We specialize in coastal homeowners insurance for Charleston, Hilton Head, and Bluffton areas.
How can I get cheaper premiums?
We help clients qualify for credits and access specialty markets to reduce insurance costs.
Can new businesses get coverage?
Yes, we assist new clients with exiting assigned risk pools and securing customized business insurance.
Are former underwriters available?
Our team includes former underwriters who provide specialized market knowledge during policy placement.
