Business Details
35 Years
experience
Emergency
services
Your Trusted Insurance Partner in Denton, TX
Neal & Neal has served families and businesses across Texas, Colorado, Oklahoma, Georgia, and New Mexico for 29 years. As an independent agency, we represent over 80 top-rated insurance companies to provide customized solutions for auto, home, life, health, and commercial coverage. Our team prioritizes client needs through risk management strategies, annual policy reviews, and same-day quotes. With combined experience exceeding 75 years, our licensed professionals deliver personalized service while maintaining transparency in policy details.We specialize in closing coverage gaps and offering flexible payment plans to ensure clients receive optimal protection at competitive rates. Our commitment extends beyond transactions, focusing on long-term relationships built through reliable support during claims processes and policy adjustments.
Services
Home Insurance
Auto Insurance
Medicare Supplements
Commercial Property
Farm & Ranch Insurance
Details
- Year established: 1991
Highlights and features
- We represent 80+ top-rated insurance companies for unbiased comparisons
- 29 years serving clients across five states with tailored solutions
- Free annual policy reviews to maintain adequate coverage
- Same-day quotes available for all personal and commercial lines
- Flexible payment plans and 24/7 claims reporting options
Services
Home Insurance
Protect your home with customizable policies covering structural damage, personal belongings, and liability. Our experts analyze multiple carriers to find optimal protection for Texas, Colorado, Oklahoma, Georgia, and New Mexico properties. Policies include options for flood, earthquake, and specialty coverage to address regional risks while maintaining competitive pricing through our independent agency network.
Auto Insurance
Comprehensive auto coverage solutions for personal and commercial vehicles. We offer liability, collision, comprehensive, and uninsured motorist protection with flexible payment options. Our comparative shopping process ensures clients receive maximum coverage at competitive rates across all five states we service, including specialized policies for high-value or classic cars.
Medicare Supplements
MediGap policy assistance to cover Medicare deductibles, copayments, and foreign travel emergencies. Our licensed agents explain plan options and coordinate benefits between Original Medicare and supplemental policies. We provide comparative analyses of coverage tiers from multiple insurers to help clients make informed decisions about their healthcare financial protection.
Commercial Property
Tailored insurance for business properties including office buildings, retail spaces, and industrial facilities. Coverage options protect against fire, theft, natural disasters, and liability claims. We specialize in creating cost-effective packages for multi-state operations, combining property protection with general liability and business interruption coverage to safeguard commercial investments.
Farm & Ranch Insurance
Specialized policies protecting rural properties, livestock, equipment, and crop-related assets. Our farm insurance solutions address unique risks including weather damage, equipment breakdowns, and liability exposures. We offer customizable coverage for both small family farms and large-scale agricultural operations across multiple states, ensuring comprehensive protection for landowners and agribusinesses.
People
Dan Neal
Founder
Established Neal & Neal in 1991 after graduating from University of Texas in Banking and Finance. Licensed in property/casualty and life/health insurance with over 30 years of industry experience.
Karen Neal
Co-Owner
Joined the agency in 1996 with a Microbiology degree from Texas A&M. Licensed agent in property casualty and life/health insurance, contributing 28 years of expertise to client services.
Christina Neal
Agent
Licensed agent since 2024 with financial technology background. Provides cross-state services in Texas, Colorado, and Georgia, leveraging 10+ years of leadership experience in tech industry operations.
Laura Wilfon
Agent
Licensed agent since 2019 with 15-year broadcast news background. Specializes in Georgia market coverage, applying communication skills to client education and policy explanations.
Carrie Ebeid
Licensed CSR
Certified Service Representative with 20 years of tenure. Business Administration graduate from University of North Texas, focusing on personal lines policy management and client support.
Questions
How do you help clients find the best insurance rates?
We compare policies from 80+ top-rated carriers to find customized solutions that match your needs and budget.
What areas do you service?
We provide insurance solutions across Texas, Colorado, Oklahoma, Georgia, and New Mexico.
What types of insurance do you offer?
We specialize in home, auto, life, health, commercial, farm/ranch, and Medicare supplement insurance.
How quickly can I get an insurance quote?
Most quotes are completed the same day through our fast, free online or phone consultation process.
Do you offer after-hours claims support?
Yes, our clients can access 24/7 claims reporting through their policy's dedicated emergency contact number.
What makes you different from other agencies?
As independent agents, we provide objective advice with access to multiple carriers rather than being limited to one company's products.
Reviews (3)
Gayle Linke
Mar 19, 2018
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Great service and great people. He has helped us with our farm insurance and added our cars as part of the policy at a discounted rate.
Brandon Pfaffly
May 16, 2017
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I appreciate the honesty and excellence the Neals bring to their practice. I have become so impressed with their service and products that they now hold all of my insurance. Great people and great products. Highly recommended!
Gloria McDonald
Mar 26, 2016
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Neal and Neal have been taking care of our insurance needs for a number of years. Everyone in the office is knowledgeable, courteous, kind and caring. While everyone takes good care of us, we have worked with Karen the most. She has done an excellent job in providing for all of our particular needs. I highly recommend Neal and Neal. They have always been able to fine highly rated companies for us at the best pricing.
