Business Details
28 Years
experience
Personal & Business Insurance Solutions in Massachusetts
Garrity Insurance was founded on a commitment to exceptional client service and tailored insurance solutions. With over two decades of expertise, our team of dedicated professionals specializes in creating personalized coverage for individuals and businesses across Massachusetts and beyond. We partner with 15+ leading insurance carriers to provide competitive rates and comprehensive policies that evolve with our clients' needs.Our customer-first approach prioritizes transparency, quick response times, and ongoing support throughout the policy lifecycle. Recognized as a top-tier partner by industry organizations like Trusted Choice and the Independent Insurance Agents & Brokers of America, we maintain a four-office presence across Greater Boston while serving clients nationwide.
Services
Auto Insurance
Homeowners Insurance
Business Insurance
Life Insurance
Flood Insurance
Condo Insurance
Workers Compensation
Cyber Insurance
Commercial Auto
General Liability
Details
- Year established: 1998
Highlights and features
- We have 20+ years of experience with multiple carrier partnerships to find optimal coverage
- Our team includes Certified Insurance Counselors and industry specialists
- We offer personalized policy audits to ensure comprehensive protection
- We maintain 4 convenient Massachusetts office locations with responsive support
- We provide specialized insurance expertise for unique risks like condo associations
Associations and certifications
- Trusted Choice
- Massachusetts Association of Insurance Agents
- Independent Insurance Agents & Brokers of America
What people say
Exceptional professionalism
Helpful specialists
Cost savings
Prompt responses
Expert guidance
Services
Personal Insurance
Garrity Insurance provides comprehensive personal insurance solutions including auto, home, flood, and umbrella policies with expert guidance about coverage options. Our specialists help Massachusetts residents find optimal protection levels while balancing affordability and risk management. We offer specialized coverage for unique assets like boats and high-value homes while maintaining focus on personalized service through local agents who understand regional risks.
Business Insurance
We develop customized business insurance packages covering liability, commercial property, auto fleets, cyber risks, and workers compensation. Our specialists work with companies across industries including auto repair shops, medical spas, construction firms, and cannabis businesses to create policies matching specific operational risks. With access to multiple carriers, we help clients find balanced coverage that evolves with business growth and regulatory changes.
Condo Association Insurance
Our team provides specialized insurance for condominium associations, covering common areas and structural components while coordinating with individual unit owner policies. We offer risk assessment services to identify potential gaps in protection and maintain relationships with multiple insurers to secure competitive rates for master policies. This expertise helps building boards meet fiduciary responsibilities while controlling costs.
Cyber Insurance
We provide cyber liability coverage protecting businesses against data breaches, ransomware attacks, and other digital threats. Our specialists help clients assess vulnerabilities in their IT infrastructure, implement risk mitigation strategies, and select appropriate coverage limits. This protection includes incident response planning, legal defense costs, and business interruption compensation to help companies recover from cyber incidents.
Workers Compensation
Garrity Insurance offers workers compensation policies meeting Massachusetts legal requirements while providing comprehensive protection for workplace injuries. Our team helps businesses manage risk through safety program development, claims management support, and experience modification analysis. We work with carriers offering specialized programs for high-risk industries like construction and manufacturing while maintaining focus on cost containment strategies.
People
Bill Garrity
President / Agent
Principal of Garrity Insurance with over 25 years' experience. Licensed Insurance Adviser and Certified Insurance Counselor with Boston College economics background. Focuses on mentoring professionals and creative problem-solving.
Lourdes Franco
Executive VP of Operations
25+ years insurance experience with focus on client service and operations management. Oversees day-to-day agency functions and staff development. Graduated from UMass Boston with Social Psychology degree.
Bob Garrity
Vice President
Certified Insurance Counselor handling personal and commercial accounts since 2003. Specializes in condo insurance and property-casualty claims. Active in Winchester Rotary Club and youth baseball programs.
Will Monks
Vice President
20+ years insurance experience focusing on auto body shops. Serves on Marblehead Chamber of Commerce Board and youth soccer coach. Active in North Shore Masters swimming program.
Tom Walsh
Vice President
Transitioned to insurance after 18-year tree care career. Brings contractor industry perspective to risk management. Served as Belmont Tree Warden for 30 years and Boston College graduate.
Questions
How can I get an insurance quote from Garrity?
Request a free quote online or contact us directly during business hours at our Belmont office for personalized assistance.
What areas do you serve?
We provide insurance coverage to clients throughout MA, NH, ME, RI, NY, CT, FL, and VT for personal insurance and additional states for commercial policies.
What payment options are available?
We accept credit card payments through our secure ePay system and offer flexible payment scheduling options for policyholders.
Can you help with specialized business coverage?
Our team specializes in niche business insurance including cannabis operations, auto repair shops, and medical spas through our carrier partnerships.
Do you offer 24/7 claims support?
While our offices operate Monday-Friday 8:30am-5:00pm, we provide after-hours emergency contact options for urgent claims situations.
What insurance products are most requested?
Our most common services include auto, home, flood, business owners policies, and workers compensation insurance for both individuals and companies.
Reviews (5)
Steven Benjamin
May 16, 2022
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I've worked with Cindy over the past few years. She's very responsive, easy to work with, and has helped a lot as my insurance needs have evolved over time through a couple of life changes. I've had a great experience overall with Garrity and would recommend to someone in eastern MA looking for insurance.
Suzete Costa
May 09, 2022
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It was such a great pleasure working with Cindy! She is extremely knowledgeable, professional, trustworthy and kind. She took the time explain, make recommendations and lowered my rate. Her follow through was amazing and I highly recommend her for your insurance needs. SHE IS FABULOUS!
Lisa Emm
Apr 18, 2022
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We have great service at Garrity Insurance. Our representative Christine is excellent! She answers any questions we have about our home or car insurance with a level of knowledge that puts you right at ease.
Lauren Tishkevich
Feb 26, 2022
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Cindy Fay at Garrity helped me cut my auto insurance rate nearly in half by rescanning all agencies and looking for new discounts! Was a great and low-stress experience working with her.
E. Chun
Jan 04, 2022
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Cindy Fay has been working with me on my auto & home insurance over two weeks. She is very helpful with patience and knowledgeable on insurance businesses. I really appreciate her values and efforts. Thank you, Cindy
