Business Details
50+ Years
experience
Emergency
services
Your Trusted Insurance Partner in Lynn, Massachusetts
Wood & Associates Insurance Agency is an independent insurance agency dedicated to providing personalized service to clients in Lynn, Massachusetts, and surrounding areas. Founded in 1954 by Richard L. Wood, Sr., and incorporated in 1995, we are a second-generation family business committed to helping clients secure tailored insurance solutions. Our team prioritizes education, ensuring clients make informed decisions about their coverage while resolving issues efficiently. We represent multiple insurance carriers to shop for the best fit, offering competitive pricing without compromising service quality. Our expertise spans personal and commercial insurance, including homeowners, auto, flood, business owners policies, and workers' compensation.We emphasize transparency, with no hidden fees, and provide 24/7 claim support through top-rated carriers. Our staff combines friendliness with deep industry knowledge to address client needs promptly. Located at 32 South Common Street, we serve Lynn, Lynnfield, Marblehead, Saugus, and Swampscott. With over six decades of local experience, we pride ourselves on delivering comprehensive coverage and exceptional customer service, ensuring clients feel confident in their insurance choices.
Services
Homeowners Insurance
Auto Insurance
Flood Insurance
Personal Umbrella
Renters Insurance
Motorcycle Insurance
Business Owners Policy
General Liability
Commercial Auto
Workers Compensation
Details
- Year established: 1954
Highlights and features
- We are an independent agency representing multiple carriers to find you the best coverage.
- Our second-generation family business offers decades of local insurance expertise.
- We provide 24/7 claim support through top-rated insurance carriers.
- Our team prioritizes personalized service and transparent pricing.
- We specialize in both personal and commercial insurance solutions.
What people say
Dedicated team
Quick issue resolution
Friendly staff
Competitive pricing
Local expertise
Services
Homeowners Insurance
We provide comprehensive homeowners insurance protecting against property damage, liability claims, and personal belongings coverage. Our policies include options for flood, earthquake, and umbrella protection. Our agents help clients in Lynn and surrounding areas secure customized policies that meet specific needs while ensuring competitive pricing through multiple carrier partnerships.
Commercial Auto
Our commercial auto insurance covers business vehicles against accidents, theft, and liability claims. Policies include coverage for company fleets, specialized equipment, and employee drivers. We tailor solutions for Lynn-area businesses, offering flexible terms and competitive rates through our relationships with top-rated insurance providers specializing in commercial transportation risks.
Business Owners Policy
We offer Business Owners Policies combining property, liability, and business interruption coverage into one comprehensive package. This solution suits Lynn-area small businesses needing streamlined protection against common risks. Our BOPs include customizable options for cyber liability, equipment breakdown, and workers' compensation, ensuring complete risk management tailored to specific industries.
Workers Compensation
Our workers' compensation insurance covers medical expenses and lost wages for employees injured on the job. We provide policies meeting Massachusetts legal requirements while offering additional protections for Lynn-area businesses. Our solutions include risk management resources and claims support services to help employers maintain safe workplaces and manage workplace injury costs effectively.
Flood Insurance
We specialize in flood insurance for homeowners and businesses in high-risk areas. Our policies cover structural damage, personal property losses, and additional living expenses from flood events. As a local agency with deep expertise, we help Lynn residents navigate NFIP requirements and secure private market options for comprehensive flood protection beyond standard homeowners policies.
People
Rick Wood
Principal
Rick Wood brings decades of insurance expertise to Wood & Associates, leveraging family legacy and local market knowledge to guide clients toward optimal coverage solutions.
Tony Wood
Principal
Tony Wood co-leads the agency with a focus on commercial insurance, applying specialized knowledge to protect Lynn-area businesses through tailored risk management strategies.
Frances Wood
Human Resource Director
Frances Wood manages HR operations while ensuring client needs receive personalized attention, combining administrative expertise with a commitment to exceptional service.
Lori Blake
Project Manager
Lori Blake coordinates insurance projects with precision, ensuring timely delivery of solutions while maintaining focus on client satisfaction and policy accuracy.
Marjorie Boisclair
Floor Manager
Marjorie Boisclair oversees daily operations, balancing team leadership with direct client support to maintain the agency's high service standards.
Questions
What types of insurance do you offer?
We provide personal insurance (homeowners, auto, flood, renters) and commercial insurance (BOP, workers' comp, commercial auto) for Lynn-area residents and businesses.
How do you help clients find the best rates?
As an independent agency, we compare multiple carriers to find competitive pricing while maintaining quality coverage tailored to each client's specific needs.
What areas do you serve?
We primarily serve Lynn, Massachusetts, with coverage extending to Lynnfield, Marblehead, Saugus, and Swampscott areas for both personal and business insurance.
How do I file a claim?
Call the 24-hour claim number on your policy or contact us directly at 781-581-5900 for immediate assistance with claim reporting and documentation.
Are you available after business hours?
While our office closes at 5 PM Monday-Thursday and 4 PM Friday, we provide 24/7 claim support through carrier emergency lines listed on your policy documents.
Reviews (5)
Donna Zerola
Feb 24, 2022
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I have been insured here for over 20 years, so has my family. I cannot say enough wonderful things about the staff and service I have received. Everyone is amazing
Corinna Valenti
Jun 09, 2021
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Excellent service! Dont forget to bring a snack for the cute lil black squirrel that lives in back of their facility! So adorable!
Ramon Garcia
Oct 21, 2020
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Critical: Professionalism, Quality, Responsiveness, Value Just like Greg I called couple of times trying to get a quote and never got a call back. I was help by a woman name "Geninne" who never apologized to me for her lack of professionalism.
Adhurim Xhemajli
Feb 23, 2020
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This Insurance Agency is by far the best I have dealt with. They are all professional, very friendly and knowledgeable. All of the girls are awesome and even the owners, Rick and Tony are always there, and they are very interactive. If you are second guessing your insurance needs, this agency will definitely help you to configure the best insurance needs for all!
Gregan Wintour
Jan 27, 2020
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Simply made a request for a quote and applied for auto ins.online. After 3 days waiting and 3 phone calls couldn't even get a call back. I took my valuable business elsewhere.
